Connecticut Life & Health Insurance Practice Test 2026
Practice the exam Connecticut uses, from general life & health knowledge to Connecticut's own insurance law. Every answer quotes the statute behind it.
General Insurance & Contract Law, Life Insurance Policies & Provisions, Annuity Products & Federal Taxation and Accident & Health Insurance, plus Connecticut's own insurance law.
80 scored questions, 70% to pass. The time limit is set by Connecticut; check the candidate handbook.
Last verified September 2026 · Insurance Content Outlines
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About the Connecticut Life & Health exam
The Life & Health exam licenses you to sell life insurance, annuities, and accident and health coverage. Every state writes its own version, and each one tests both general insurance knowledge and that state's insurance law.
What it covers
- Life insurance policy types, provisions and riders
- Annuities and how they are taxed
- Accident and health insurance, including HMOs and managed care
- Your state's producer licensing, marketing and unfair trade practice rules
Who takes it
New agents and career changers getting a first producer license, and agents adding life and health to an existing license.
What is on the Connecticut Life & Health test
Connecticut's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.
- Life: Types of Policies15 Qs
- Life: Policy Riders, Provisions, Options, and Exclusions15 Qs
- Life: Completing the Application, Underwriting, and Delivering the Policy12 Qs
- Life: Retirement and Other Insurance Concepts8 Qs
- Accident & Health: Types of Policies16 Qs
- Accident & Health: Policy Provisions, Clauses, and Riders15 Qs
- Accident & Health: Social Insurance6 Qs
- Accident & Health: Other Insurance Concepts5 Qs
- Accident & Health: Field Underwriting Procedures8 Qs
- Ct Statutes, Rules, and Regulations Common to Life, Accident and Health, Property, and Casualty Insurance18 Qs
- State Statutes, Rules, and Regulations Pertinent to Life Insurance Only5 Qs
- State Statutes, Rules, and Regulations Pertinent to Accident and Health Insurance Only7 Qs
Source: #120701 | 09/2026; Connecticut Insurance Supplement - Examination Content Outlines, Effective Date: September 01, 2026. The combined producer general-knowledge outline prints "(50 scoreable questions plus 10 pretest questions)", but its own area weights sum to 100 and the same heading gives "(Consultant:100 scoreable questions & 0 pretest questions)", so 100 is recorded as the scored count. (Connecticut Insurance Content Outlines). Confirm current weights with the testing company before you book.
What to bring to the Connecticut exam
Connecticut official sources
- Insurance Producers, Agents and Third-Party AdministratorsConn. Gen. Stat. Ch. 701a · Connecticut General Assembly (cga.ct.gov)
- LicensingConn. Gen. Stat. Chapter 702 · Connecticut General Assembly (cga.ct.gov)
- Unfair and Prohibited Practices (Unfair Insurance Practices Act)Conn. Gen. Stat. Ch. 704 · Connecticut General Assembly (cga.ct.gov)
- Health Care and Related Service GroupsConnecticut General Statutes Chapter 698a, Secs. 38a-175 through 38a-225 · Connecticut General Assembly (cga.ct.gov)
- Insurance Contracts in GeneralConnecticut General Statutes Chapter 699, Secs. 38a-283 through 38a-291 · Connecticut General Assembly (cga.ct.gov)
- Readable Language in Insurance PoliciesConnecticut General Statutes Chapter 699a, Secs. 38a-295 through 38a-300 · Connecticut General Assembly (cga.ct.gov)
- Life Insurance, Annuities, Burial Contracts and Life SettlementsConnecticut General Statutes Chapter 700b, Secs. 38a-430 through 38a-465q · Connecticut General Assembly (cga.ct.gov)
- Health Insurance, first thirdConnecticut General Statutes Chapter 700c, Secs. 38a-469 through 38a-483 · Connecticut General Assembly (cga.ct.gov)
All Connecticut insurance laws and exam sources
Provisions these questions cite most
Every answer quotes the provision it tests. These are the Connecticut provisions the questions on this page cite most often.
- Conn. Gen. Stat. § 38a-816 · Boycott, Coercion and Intimidation9 questions
- Conn. Gen. Stat. Chapter 704 § 38a-816 · Compelling Insureds to Institute Litigation7 questions
- Conn. Gen. Stat. § 38a-769 · Examination of Applicants3 questions
- Conn. Gen. Stat. Chapter 700b § 38a-464 · Definition of Burial Contract or Burial Certificate3 questions
- Conn. Gen. Stat. Chapter 700c § 38a-512a · Group Continuation During Illness or Injury Absence3 questions
- Conn. Gen. Stat. Chapter 700c § 38a-522 · Medicare Supplement Policies: Home Health Aide Services Coverage3 questions
- Conn. Gen. Stat. Chapter 700c § 38a-528 · Group Long-Term Care Policies: Definition and Required Benefits3 questions
- Conn. Gen. Stat. Chapter 702 § 38a-769 · Who must sign the license application3 questions
Exam figures on this page were checked against official pages: Testing company · Pre-licensing · License fee. Confirm anything you rely on with the testing company and the Connecticut Department of Insurance.