Insurance Contracts in General

What this document is

Connecticut General Statutes Chapter 699 - Insurance Contracts in General (Secs. 38a-283 through 38a-291) is a state statute published by Connecticut General Assembly (cga.ct.gov). It is one of the Connecticut documents that insurance license exam questions are written from, including connecticut life & health, connecticut property & casualty practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

• Conn. Gen. Stat. Chapter 699 § 38a-285 (Combination Policies, Marine and Transportation)

  “Two or more insurance companies authorized to transact, in this state, a marine and transportation insurance business may issue combination forms of policies covering such business, using distinctive titles therefor, which titles shall appear at the head of the respective policies, followed by the...”

• Conn. Gen. Stat. Chapter 699 § 38a-287 (Defrauding Life or Accident Insurance Companies)

  “Any person who obtains or attempts to obtain, from any life or accident insurance company of this state, any money on any policy of insurance issued by it, by falsely or fraudulently representing the insured person as dead or the person insured against accident as injured, or fraudulently obtains...”

• Conn. Gen. Stat. Chapter 699 § 38a-291(a)(1)(C) (Life Insurance Owned by an Employer or Trust: Written Consent)

  “prior to procuring insurance on the lives of employees or retired employees pursuant to subparagraph (A) or (B) of this subdivision, the employer or trustee shall obtain the written consent of each employee or retired employee proposed for coverage, and such consent shall include an acknowledgment...”

• Conn. Gen. Stat. Chapter 699 § 38a-284 (Insurance Contracts by Minors)

  “Any minor of the age of fifteen years or more may, notwithstanding such minority, contract for life, health and accident insurance on such minor's person for such minor's benefit or for the benefit of such minor's father, mother, spouse, child, brother or sister and may exercise all such...”

• Conn. Gen. Stat. Chapter 699 § 38a-283 (Insurance Policy Signatures)

  “Any insurer may, in an insurance policy form or endorsement, substitute the printed names of the officers duly empowered to affirm to such form or endorsement for the facsimile of such officers' signatures.”

• Conn. Gen. Stat. Chapter 699 § 38a-290 (Time Limitation on Suits and Arbitration Claims)

  “No insurance company doing business in this state shall limit the time within which any suit shall be brought against it or any claim shall be submitted to arbitration on (1) a fidelity or surety bond to a period less than three years from the time when the loss insured against occurs; (2) a...”

• Conn. Gen. Stat. Sec. 38a-289 (Contracts of reinsurance)

  “Contracts for reinsurance shall be deemed insurance contracts, but the hazard under such contracts is declared to be distinct in nature from the hazard originally insured. No provision of law relative to the form of insurance contracts or policies shall apply to contracts of reinsurance unless made...”

• Conn. Gen. Stat. Sec. 38a-290 (Time limitation on suits and arbitration claims)

  “No insurance company doing business in this state shall limit the time within which any suit shall be brought against it or any claim shall be submitted to arbitration on (1) a fidelity or surety bond to a period less than three years from the time when the loss insured against occurs; (2) a...”

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More Connecticut sources

• Conn. Gen. Stat. Ch. 700c - Health InsuranceState statute
• Conn. Gen. Stat. Ch. 701a - Insurance Producers, Agents and Third-Party AdministratorsState statute
• Conn. Gen. Stat. Chapter 702 - LicensingState statute
• Conn. Gen. Stat. Ch. 704 - Unfair and Prohibited Practices (Unfair Insurance Practices Act)State statute
• Connecticut General Statutes Chapter 698a - Health Care and Related Service Groups (Secs. 38a-175 through 38a-225)State statute
• Connecticut General Statutes Chapter 699a - Readable Language in Insurance Policies (Secs. 38a-295 through 38a-300)State statute
• Connecticut General Statutes Chapter 700b - Life Insurance, Annuities, Burial Contracts and Life Settlements (Secs. 38a-430 through 38a-465q)State statute
• Connecticut General Statutes Chapter 700c - Health Insurance, first third (Secs. 38a-469 through 38a-483)State statute