State statute · Connecticut

Unfair and Prohibited Practices (Unfair Insurance Practices Act)

Conn. Gen. Stat. Ch. 704

Publisher: Connecticut General Assembly
Edition: Connecticut General Statutes, retrieved 2026-08-28
Last checked: 2026-08-28
Status: Connecticut General Statutes, public domain

Edition and licensing notes

Publisher. Connecticut General Assembly (cga.ct.gov)

Status. Connecticut General Statutes, public domain.

Read the official text Practice questions from this source

What this document is

Conn. Gen. Stat. Ch. 704 - Unfair and Prohibited Practices (Unfair Insurance Practices Act) is a state statute published by Connecticut General Assembly (cga.ct.gov). It is one of the Connecticut documents that insurance license exam questions are written from, including connecticut life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

Conn. Gen. Stat. § 38a-816(4) (Boycott, Coercion and Intimidation)
“Boycott, coercion and intimidation. Entering into any agreement to commit, or by any concerted action committing, any act of boycott, coercion or intimidation resulting in or tending to result in unreasonable restraint of, or monopoly in, the business of insurance.”
Conn. Gen. Stat. § 38a-816(3) (Defamation)
“Defamation. Making, publishing, disseminating or circulating, directly or indirectly, or aiding, abetting or encouraging the making, publishing, disseminating or circulating of, any oral or written statement or any pamphlet, circular, article or literature which is false or maliciously critical of...”
Conn. Gen. Stat. § 38a-816(8) (Misrepresentation in Insurance Applications)
“Making false or fraudulent statements or representations on or relative to an application for an insurance policy for the purpose of obtaining a fee, commission, money or other benefit from any insurer, producer or individual.”
Conn. Gen. Stat. § 38a-816(1)(F) (Misrepresentation to Induce Policy Action)
“is a misrepresentation, including, but not limited to, an intentional misquote of a premium rate, for the purpose of inducing or tending to induce to the purchase, lapse, forfeiture, exchange, conversion or surrender of any insurance policy;”
Conn. Gen. Stat. § 38a-816(6) (Unfair Claim Settlement Practices)
“(6) Unfair claim settlement practices. Committing or performing with such frequency as to indicate a general business practice any of the following:”
Conn. Gen. Stat. § 38a-816(13) (Unfair Discrimination: Blindness)
“Refusing to insure, refusing to continue to insure or limiting the amount, extent or kind of coverage available to an individual or charging an individual a different rate for the same coverage solely because of blindness or partial blindness.”
Conn. Gen. Stat. § 38a-816(13) (Blindness or Partial Blindness Underwriting Prohibition)
“(13) Refusing to insure, refusing to continue to insure or limiting the amount, extent or kind of coverage available to an individual or charging an individual a different rate for the same coverage solely because of blindness or partial blindness. For purposes of this subdivision, “refusal to...”
Conn. Gen. Stat. § 38a-816(9) (Rebate and Discrimination Exceptions)
“None of the following practices shall be considered discrimination within the meaning of section 38a-446 or 38a-488 or a rebate within the meaning of section 38a-825 : (A) Paying bonuses to policyholders or otherwise abating their premiums in whole or in part out of surplus accumulated from...”

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Questions about this source

Conn. Gen. Stat. Ch. 704 - Unfair and Prohibited Practices (Unfair Insurance Practices Act) is a state statute published by Connecticut General Assembly (cga.ct.gov). Edition: Connecticut General Statutes, retrieved 2026-08-28.

No. This page summarizes the document and links to the official version. Always rely on the text published by Connecticut General Assembly (cga.ct.gov) for the current law.

Practice questions for Connecticut Life & Health cite this document.

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