Connecticut Personal Lines license exam prep

Connecticut Personal Lines Insurance Practice Test 2026

Practice the exam Connecticut uses, from general personal lines knowledge to Connecticut's own insurance law. Every answer quotes the statute behind it.

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What the Connecticut exam tests

General Insurance Principles, plus Connecticut's own insurance law.

Connecticut requirement to pass

105 scored questions. The time limit and passing score are set by Connecticut; check the candidate handbook.

Last verified September 2026 · Insurance Content Outlines

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Connecticut insurance lawPRO27 questions Practice run: State Personal Lines Regulations20 questions free, 27 with Pro · mixed topicsStart run

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SAMPLE SCORE BREAKDOWN

SAMPLE

Coverage62%

Accuracy78%

Test Performance71%

Memory66%

Speed84%

81% likely to pass (sample)Focus on: Coverage

About the Connecticut Personal Lines exam

Personal Lines is a narrower license for selling coverage to individuals and families: personal auto, homeowners and umbrella liability. Not every state offers it as a separate exam, so the states below are the ones we cover.

What it covers

Homeowners and residential property coverage
Personal auto and umbrella liability
Cancellation, nonrenewal and notice rules
Your state's personal lines regulations

Who takes it

Agents who sell only to individuals and households, such as captive agents at personal lines carriers.

What is on the Connecticut Personal Lines test

Connecticut's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.

General knowledge75 scored questions

Types of Property Policies10 Qs
Types of Casualty Policies13 Qs
Property and Casualty Insurance Terms and Related Concepts28 Qs
Property and Casualty Policy Provisions and Contract Law24 Qs

Connecticut law30 scored questions

Ct Statutes, Rules, and Regulations Common to Life, Accident and Health, Property, and Casualty Insurance18 Qs
State Statutes, Rules and Regulations Common to Property and Casualty Insurance Only3 Qs
State Statutes, Rules and Regulations Pertinent to Property Insurance Only4 Qs
State Statutes, Rules, and Regulations Pertinent to Casualty Insurance Only5 Qs

Source: Connecticut Insurance Content Outlines, 'Content Outlines: Effective September 1, 2026' (Pearson VUE #120701 | 09/2026); the running head reads 'Connecticut Insurance Supplement - Examination Content Outlines Effective September 01, 2026'. scoredQuestions is the scored figure each outline prints for itself, excluding its pretest allowance: Property Producer general knowledge 50 scoreable plus 5 pretest; Property Producer Connecticut Specific 25 scoreable (no pretest allowance printed); Casualty Producer general knowledge '50 scored and 5 pretest'; Casualty Producer Connecticut Specific 25 scoreable; Property and Casualty Producer/Certified Insurance Consultant general knowledge 'Producer: 100 scored & 10 pretest' and 'Consultant: 100 scored & 0 pretest'; Property and Casualty Producer Connecticut Specific 30 scoreable plus 5 pretest; Property and Casualty Certified Insurance Consultant Connecticut Specific 50 scored; Personal Lines Producer general knowledge 75 scoreable plus 5 pretest; Personal Lines Producer Connecticut Specific '30 scored and 5 pretest'; the five adjuster outlines 100 / 100 / 50 / 60 / 100 scoreable. Every section's area weights sum exactly to the figure recorded. Where the publisher repeats a subtopic letter or number within one parent (it does so twice: 'D. Agent responsibilities' then 'D. Filing and approval of policy forms' in the Property Producer state outline, and 'B. Premium Financing' then 'B. Insurance Contracts' in the Property and Casualty Producer state outline), the second occurrence carries the repo's '#1' disambiguation suffix, as taxonomy/life-health/ct.json already does for the same document's 'I.D.4#1'. (Connecticut Insurance Content Outlines). Confirm current weights with the testing company before you book.

Connecticut official sources

Property and Casualty InsuranceConnecticut General Statutes Chapter 700, Secs. 38a-305 to 38a-399 · Connecticut General Assembly, Office of Legislative Research / Legislative Commissioners Office (cga.ct.gov)
Mass Marketing of Personal Lines of Property and Casualty InsuranceConnecticut General Statutes Chapter 703, Secs. 38a-802 to 38a-810 · Connecticut General Assembly, Office of Legislative Research / Legislative Commissioners Office (cga.ct.gov)
General Statutes Chapter 246Motor Vehicles, Secs. 14-107 to 14-129 (proof of financial responsibility, 14-112; online insurance verification, 14-112a; self-insurance, 14-129) · Connecticut General Assembly, Office of Legislative Research / Legislative Commissioners Office (cga.ct.gov)
Regulations of Connecticut State Agencies, Insurance Department, Connecticut FAIR PlanSecs. 38a-328-1 to 38a-328-20 · State of Connecticut Insurance Department; published by the Secretary of the State eRegulations system
Regulations of Connecticut State Agencies, Insurance Department, Minimum Provisions for Automobile Liability Insurance Policies Covering Motor VehiclesSecs. 38a-334-1 to 38a-334-10 · State of Connecticut Insurance Department; published by the Secretary of the State eRegulations system

All Connecticut insurance laws and exam sources

Provisions these questions cite most

Every answer quotes the provision it tests. These are the Connecticut provisions the questions on this page cite most often.

Conn. Gen. Stat. Sec. 38a-316d2 questions
Conn. Gen. Stat. Sec. 38a-329 · Residual market mechanism for property and casualty insurance2 questions
Conn. Gen. Stat. Sec. 14-112 · Proof of financial responsibility1 question
Conn. Gen. Stat. Sec. 38a-307 · Standard form: mortgagee interests and obligations1 question
Conn. Gen. Stat. Sec. 38a-316a · Storm shutters not sole basis for refusal to renew or issue homeowners policy1 question
Conn. Gen. Stat. Sec. 38a-316e · Matching of adjacent items under real property covered loss1 question
Conn. Gen. Stat. Sec. 38a-316g1 question
Conn. Gen. Stat. Sec. 38a-323a · Designation of a third party to receive nonrenewal and cancellation notices1 question

Exam figures on this page were checked against official pages: Testing company · Pre-licensing · License fee. Confirm anything you rely on with the testing company and the Connecticut Department of Insurance.

Frequently asked questions

Connecticut's published content outline lists 105 scored questions. Exams also include a few unscored pretest questions.

The passing score is set by Connecticut. Most states use 70%, but check the Connecticut candidate handbook from the testing vendor for the exact figure.

Connecticut uses Pearson VUE, an independent testing company that schedules and runs licensing exams. Its candidate handbook explains how to register and what to bring.

The testing company lists an exam fee of $65, paid when you register; the exact amount depends on which exam you take. The Connecticut Department of Insurance lists $140 for the license itself, which depends on the license type. Fees can change, so confirm them when you book.

Property & Casualty: required, 40 hours for the combined Property and Casualty line. Confirm the current rule with the Connecticut Department of Insurance before you register, because requirements change.

Retake rules come from Connecticut and its testing vendor: you pay the fee again and, in some cases, wait a set number of days. Check the Connecticut candidate handbook from the testing vendor for the exact figure.

Passing is one step. You then apply for the license through the Connecticut Department of Insurance, usually with a background check and a fee.

Yes. Each state writes its own version, combining general personal lines knowledge with Connecticut insurance law.

More Connecticut practice tests

Connecticut Life & Health practice test Connecticut Property & Casualty practice test

Personal Lines practice tests in other states

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See all Personal Lines states →