Regulation · Connecticut

Regulations of Connecticut State Agencies, Insurance Department, Connecticut FAIR Plan

Secs. 38a-328-1 to 38a-328-20

Publisher: State of Connecticut Insurance Department
Edition: Regulations of Connecticut State Agencies as served by eregulations.ct.gov on 2026-09-29
Last checked: 2026-09-29
Status: Regulations of Connecticut State Agencies, public domain

Edition and licensing notes

Publisher. State of Connecticut Insurance Department; published by the Secretary of the State eRegulations system

Status. Regulations of Connecticut State Agencies, public domain (state government edict).

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What this document is

Regulations of Connecticut State Agencies, Insurance Department, Connecticut FAIR Plan (Secs. 38a-328-1 to 38a-328-20) is a regulation published by State of Connecticut Insurance Department; published by the Secretary of the State eRegulations system. It is one of the Connecticut documents that insurance license exam questions are written from, including connecticut property & casualty, connecticut personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

Regs., Conn. State Agencies Sec. 38a-328-3(c) (Definitions)
“Basic insurance does not include automobile, farm, and such types of manufacturing risks as may be excluded by the insurance commissioner.”
Regs., Conn. State Agencies Sec. 38a-328-10(a) (Provisional binder. Estimated premium)
“the insurance requested, subject to all provisions of this program, will be automatically effective on the twenty-first day following the date the application was received or such later date requested by the insured on the application if: (1) through no fault of the applicant, coverage has not been...”
Regs., Conn. State Agencies Sec. 38a-328-14(a) (Right of appeal)
“An applicant or insured may appeal any adverse ruling or decision of the Fair Plan to the manager of the Fair Plan, by making written notice of appeal to the manager. Such appeal shall be made within thirty (30) days of the date of the mailing of the adverse ruling or decision of the Fair Plan.”
Regs., Conn. State Agencies Sec. 38a-328-11(b)(13) (Program standards)
“Neighborhood or area location or any environmental hazard beyond the control of the property owner shall not be deemed to be acceptable criteria for declination, cancellation, or non-renewal of a risk.”
Regs., Conn. State Agencies Sec. 38a-328-8(b) (Standard policy coverage and limits of liability)(1)(A)
“(1) Habitational occupancy classes:Limits (A) One, two, three or four family private dwelling building . . . . .$350,000”
Regs., Conn. State Agencies Sec. 38a-328-4(a) (Inspection and reports)
“Any person having an insurable interest in real or tangible personal property at a fixed location shall be entitled to an inspection of the property without cost to the applicant if the FAIR Plan is (1) unwilling to write the coverage at regular rates or (2) declines the application based on the...”
Regs., Conn. State Agencies Sec. 38a-328-9 (Declinations)
“Applications for coverage shall be declined where the property is determined to be uninsurable because it fails to meet program standards. Such declinations shall be furnished in writing to the applicant with a copy to the commissioner and shall include a statement of the conditions which make the...”
Regs., Conn. State Agencies Sec. 38a-328-5 (Policy issuance)
“Upon determination by the FAIR Plan that an applicant is eligible for coverage, or renewal of coverage, and upon receipt by the FAIR Plan of the full amount of the required premium, the FAIR Plan shall issue a binding receipt and/or issue a policy within three working days.”
Regs., Conn. State Agencies Sec. 38a-328-13(c)(1) (Declination, non-renewal or cancellation)
“(c) Each notice of cancellation or non-renewal shall specify the reason therefore and the FAIR Plan shall give prior written notice as follows: (1) For each cancellation based on non-payment of premium, 10 days prior written notice.”

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