State statute · Connecticut

Property and Casualty Insurance

Connecticut General Statutes Chapter 700, Secs. 38a-305 to 38a-399

Publisher: Connecticut General Assembly, Office of Legislative Research /...
Edition: Connecticut General Statutes, current chapter page as served by cga.ct.gov on 2026-09-29
Last checked: 2026-09-29
Status: Connecticut General Statutes, public domain

Edition and licensing notes

Publisher. Connecticut General Assembly, Office of Legislative Research / Legislative Commissioners Office (cga.ct.gov)

Edition. Connecticut General Statutes, current chapter page as served by cga.ct.gov on 2026-09-29 (revised to January 1, 2026; the site directs readers to the 2026 Supplement for 2025 session changes)

Status. Connecticut General Statutes, public domain (state government edict).

Read the official text Practice questions from this source

What this document is

Connecticut General Statutes Chapter 700 - Property and Casualty Insurance (Secs. 38a-305 to 38a-399) is a state statute published by Connecticut General Assembly, Office of Legislative Research / Legislative Commissioners Office (cga.ct.gov). It is one of the Connecticut documents that insurance license exam questions are written from, including connecticut property & casualty, connecticut personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

Conn. Gen. Stat. Sec. 38a-336(a)(2) (Uninsured and underinsured motorist coverage)
“No such written request for a lesser amount shall be effective unless any named insured has signed an informed consent form that shall contain: (A) An explanation of uninsured and underinsured motorist insurance approved by the commissioner; (B) a list of uninsured and underinsured motorist...”
Conn. Gen. Stat. Sec. 38a-336(d) (Uninsured and underinsured motorist coverage)
“Regardless of the number of policies issued, vehicles or premiums shown on a policy, premiums paid, persons covered, vehicles involved in an accident, or claims made, in no event shall the limit of liability for uninsured and underinsured motorist coverage applicable to two or more motor vehicles...”
Conn. Gen. Stat. Sec. 38a-335(d) (Minimum coverages)
“With respect to the insured motor vehicle, the coverage afforded under the bodily injury liability and property damage liability provisions in any such policy shall apply to the named insured and relatives residing in such insured's household unless any such relative is specifically excluded by endorsement.”
Conn. Gen. Stat. Sec. 38a-329(b) (Residual market mechanism for property and casualty insurance)
“Notwithstanding the provisions of subdivision (5) of subsection (a) of this section, the insured shall be refunded the unearned portion of the premium down payment whenever, prior to completion of the period covered by the premium down payment: (1) The insured requests the cancellation of the...”
Conn. Gen. Stat. Sec. 38a-307 (Standard form: concealment, fraud clause)
“Concealment, fraud. This entire policy shall be void if, whether before or after a loss, the insured has wilfully concealed or misrepresented any material fact or circumstance concerning this insurance or the subject thereof, or the interest of the insured therein, or in case of any fraud or false...”
Conn. Gen. Stat. Sec. 38a-307 (Standard form: company's options, abandonment)
“Company's options. It shall be optional with this Company to take all, or any part, of the property at the agreed or appraised value, and also to repair, rebuild or replace the property destroyed or damaged with other of like kind and quality within a reasonable time, on giving notice of its...”
Conn. Gen. Stat. Sec. 38a-322 (Binders for personal and commercial risk insurance)
“Binders or other contracts for temporary insurance may be made, orally or in writing, for a period which shall not exceed sixty days, and shall be deemed to include all the terms and applicable endorsements, approved by the commissioner, as are designated in the policy to which the binder applies.”
Conn. Gen. Stat. Sec. 38a-323(a)(2) (Notice of nonrenewal, conditional renewal and premium billing)
“If an insurer intends to renew any policy that is subject to the requirements of sections 38a-663 to 38a-696, inclusive, under terms or conditions less favorable to the insured than provided under the existing policy, the insurer shall send a conditional renewal notice in the manner required for a...”
Conn. Gen. Stat. Sec. 38a-324(a) (Cancellation of commercial risk insurance policies)
“If the basis for cancellation is conviction of a crime arising out of acts increasing the hazard insured against, discovery of fraud or material misrepresentation by the insured in obtaining the policy or in perfecting any claim thereunder, discovery of any wilful or reckless act or omission by the...”
Conn. Gen. Stat. Sec. 38a-336(g) (Uninsured and underinsured motorist coverage)(1)
“No insurance company doing business in this state may limit the time within which any suit may be brought against it or any demand for arbitration on a claim may be made on the uninsured or underinsured motorist provisions of an automobile liability insurance policy to a period of less than three...”
Conn. Gen. Stat. Sec. 38a-329(a)(4) (Residual market mechanism for property and casualty insurance)
“(4) provide for a service fee of thirty-five dollars which a producer may charge on each initial policy with an insured”
Conn. Gen. Stat. Sec. 38a-309(b) (Binders for temporary insurance. Written binder as evidence of insurance on mortgaged property)
“(b) Notwithstanding the provisions of subsection (a) of this section, no person shall, at the time of title closing for a loan secured by a one-to-four-family residential property, refuse to accept a written binder issued by an insurer, or a duly authorized representative of an insurer, licensed to...”

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Questions about this source

Connecticut General Statutes Chapter 700 - Property and Casualty Insurance (Secs. 38a-305 to 38a-399) is a state statute published by Connecticut General Assembly, Office of Legislative Research / Legislative Commissioners Office (cga.ct.gov). Edition: Connecticut General Statutes, current chapter page as served by cga.ct.gov on 2026-09-29 (revised to January 1, 2026; the site directs readers to the 2026 Supplement for 2025 session changes).

No. This page summarizes the document and links to the official version. Always rely on the text published by Connecticut General Assembly, Office of Legislative Research / Legislative Commissioners Office (cga.ct.gov) for the current law.

Practice questions for Connecticut Property & Casualty, Connecticut Personal Lines cite this document.

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