Wisconsin Life & Health Insurance Practice Test 2026
Practice the exam Wisconsin uses, from general life & health knowledge to Wisconsin's own insurance law. Every answer quotes the statute behind it.
General Insurance & Contract Law, Life Insurance Policies & Provisions, Annuity Products & Federal Taxation and Accident & Health Insurance, plus Wisconsin's own insurance law.
100 scored questions on each of the Health and Life exams, 2 hours allowed. The passing score is set by Wisconsin; check the candidate handbook.
Last verified September 2026 · Life
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About the Wisconsin Life & Health exam
The Life & Health exam licenses you to sell life insurance, annuities, and accident and health coverage. Every state writes its own version, and each one tests both general insurance knowledge and that state's insurance law.
What it covers
- Life insurance policy types, provisions and riders
- Annuities and how they are taxed
- Accident and health insurance, including HMOs and managed care
- Your state's producer licensing, marketing and unfair trade practice rules
Who takes it
New agents and career changers getting a first producer license, and agents adding life and health to an existing license.
What is on the Wisconsin Life & Health test
Wisconsin's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.
- Insurance Regulation35 Qs
- General Insurance10 Qs
- Life Insurance Basics10 Qs
- Life Insurance Policies12 Qs
- Life Insurance Policy Provisions, Options and Riders14 Qs
- Annuities10 Qs
- Federal Tax Considerations for Life Insurance and Annuities5 Qs
- Qualified Plans4 Qs
- Insurance Regulation35 Qs
- General Insurance10 Qs
- Accident and Health Insurance Basics8 Qs
- Disability Income and Related Insurance8 Qs
- Medical Plans8 Qs
- Group Accident and Health Insurance8 Qs
- Dental Insurance4 Qs
- Medicare8 Qs
- Long-Term Care Insurance8 Qs
- Federal Tax Considerations for Accident and Health Insurance3 Qs
Source: PSI Wisconsin examination content outlines dated July 15, 2022: Life: General and State (Series 22-01) and Accident and Health or Sickness: General and State (Series 22-03), each 100 questions - 2-hour time limit (Wisconsin Life: General and State Examination Content Outline (Series 22-01); Wisconsin Accident and Health or Sickness: General and State Examination Content Outline (Series 22-03)). Confirm current weights with the testing company before you book.
What to bring to the Wisconsin exam
Wisconsin official sources
- Unfair marketing practicesWis. Stat. s. 628.34 · Wisconsin Legislature (docs.legis.wisconsin.gov)
- Insurance Contracts in Specific LinesWis. Stat. Chapter 632, selected life and disability sections · Wisconsin Legislature (docs.legis.wisconsin.gov)
- Insurance, Scope and AdministrationWis. Stat. ch. 600, selected sections · Wisconsin Legislative Reference Bureau
- Wis. Stat. ch. 628, Insurance Marketingfull chapter, 39 sections, 628.01-628.98 · Wisconsin Legislative Reference Bureau
- Insurance Contracts Generally (full chapter)Wis. Stat. ch. 631 · Wisconsin Legislative Reference Bureau
- Insurance Contracts in Specific Lines (full chapter)Wis. Stat. ch. 632 · Wisconsin Legislative Reference Bureau
All Wisconsin insurance laws and exam sources
Provisions these questions cite most
Every answer quotes the provision it tests. These are the Wisconsin provisions the questions on this page cite most often.
- Wis. Stat. § 628.34 · Unfair discrimination: disability coverage13 questions
- Wis. Stat. § 632.46 · Disability coverages and additional accident benefits6 questions
- Wis. Stat. § 632.897 · Premium payments for continued group coverage4 questions
- Wis. Stat. § 600.03 · Definitions; "unauthorized insurer"3 questions
- Wis. Stat. § 628.46 · Timely payment of claims; interest on overdue payments3 questions
- Wis. Stat. § 631.07 · Effect of lack of insurable interest or consent3 questions
- Wis. Stat. § 632.44 · Credit Life Insurance Requirements3 questions
- Wis. Stat. § 632.48 · Protection of Insurer3 questions
Exam figures on this page were checked against official pages: Testing company · Exam fee · License fee · Pre-licensing. Confirm anything you rely on with the testing company and the Wisconsin Department of Insurance.