Wisconsin Personal Lines Insurance Practice Test 2026
Practice the exam Wisconsin uses, from general personal lines knowledge to Wisconsin's own insurance law. Every answer quotes the statute behind it.
General Insurance Principles, plus Wisconsin's own insurance law.
100 scored questions. The time limit and passing score are set by Wisconsin; check the candidate handbook.
Last verified September 2026 · Personal Lines
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About the Wisconsin Personal Lines exam
Personal Lines is a narrower license for selling coverage to individuals and families: personal auto, homeowners and umbrella liability. Not every state offers it as a separate exam, so the states below are the ones we cover.
What it covers
- Homeowners and residential property coverage
- Personal auto and umbrella liability
- Cancellation, nonrenewal and notice rules
- Your state's personal lines regulations
Who takes it
Agents who sell only to individuals and households, such as captive agents at personal lines carriers.
What is on the Wisconsin Personal Lines test
Wisconsin's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.
- Insurance Regulation35 Qs
- General Insurance5 Qs
- Property Insurance Basics20 Qs
- Dwelling Policy10 Qs
- Homeowners Policy10 Qs
- Auto Insurance10 Qs
- Other Coverages and Options10 Qs
Source: PSI Wisconsin Personal Lines: General and State examination content outline (Series 22-09) dated July 15, 2022, 100 questions - 2-hour time limit. Every area prints both a percentage and a scored-item count; both sum (100 items, 100%). The candidate bulletin adds one to ten unscored experimental items on top of the 100. (Wisconsin Personal Lines: General and State Examination Content Outline (Series 22-09)). Confirm current weights with the testing company before you book.
What to bring to the Wisconsin exam
Wisconsin official sources
- Insurance Contracts in Specific Lines (full chapter)Wis. Stat. ch. 632 · Wisconsin Legislative Reference Bureau
- Wis. Admin. Code ch. Ins 26, Prelicensing Educationfull chapter, 10 sections · Wisconsin Legislature (docs.legis.wisconsin.gov)
- Automobile insurance planWis. Admin. Code s. Ins 3.49, single section · Wisconsin Legislature (docs.legis.wisconsin.gov)
- Wis. Admin. Code ch. Ins 6, Generalfull chapter, 56 sections; agent licensing Ins 6.54-6.85, standards Ins 6.07/6.11/6.17-6.19/6.75-6.78 · Wisconsin Legislature (docs.legis.wisconsin.gov)
- Financial ResponsibilityWis. Stat. ch. 344, Vehicles, full chapter, 47 sections · Wisconsin Legislature (docs.legis.wisconsin.gov)
- Wis. Stat. ch. 619, Risk-Sharing Plansfull chapter, 4 sections; 619.01 mandatory risk-sharing plans · Wisconsin Legislature (docs.legis.wisconsin.gov)
- Wis. Stat. ch. 628, Insurance Marketing (full chapter, 39 sections), clean re-ingestion from the section pagesWisconsin Legislature (docs.legis.wisconsin.gov)
- Wis. Stat. ch. 631, Insurance Contracts Generally (full chapter, 38 sections), clean re-ingestion from the section pagesWisconsin Legislature (docs.legis.wisconsin.gov)
All Wisconsin insurance laws and exam sources
Provisions these questions cite most
Every answer quotes the provision it tests. These are the Wisconsin provisions the questions on this page cite most often.
- Wis. Stat. s. 628.34 · Unfair marketing practices; free choice of insurer2 questions
- Wis. Stat. s. 631.95 · Restrictions on insurance practices; domestic abuse; innocent insured2 questions
- Wis. Stat. s. 632.05 · Indemnity amounts; replacement cost of coverage2 questions
- Wis. Adm. Code s. Ins 26.04 · Prelicensing requirement1 question
- Wis. Adm. Code s. Ins 6.11 · Insurance claim settlement practices; first-party settlement1 question
- Wis. Adm. Code s. Ins 6.54 · Prohibited classification of risks; physical examination1 question
- Wis. Adm. Code s. Ins 6.681 question
- Wis. Admin. Code s. Ins 3.49 · Wisconsin automobile insurance plan; review of denial or termination1 question
Exam figures on this page were checked against official pages: Testing company · Exam fee · License fee · Pre-licensing. Confirm anything you rely on with the testing company and the Wisconsin Department of Insurance.