State statute · Michigan

Michigan Insurance Code of 1956, Chapter 12

Agents, Solicitors, Adjusters, and Counselors (MCL 500.1200 to 500.1247)

Publisher: www.legislature.mi.gov
Edition: Michigan Compiled Laws Complete Through PA 91 of 2026
Last checked: 2026-09-02
Status: MI statutes, public domain

Edition and licensing notes

Edition. Michigan Compiled Laws Complete Through PA 91 of 2026 (PDF rendered Sunday, August 30, 2026)

Status. MI statutes, public domain (state government edict).

Read the official text Practice questions from this source

What this document is

Michigan Insurance Code of 1956, Chapter 12 - Agents, Solicitors, Adjusters, and Counselors (MCL 500.1200 to 500.1247) is a state statute published by www.legislature.mi.gov. It is one of the Michigan documents that insurance license exam questions are written from, including michigan life & health, michigan property & casualty, michigan personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

MCL ch. 500 § 1208a (Appointment of Producer as Agent)
“An insurance producer shall not act as the agent of an insurer unless the insurance producer becomes an appointed agent of that insurer. An insurance producer who is not acting as an agent of the insurer is not required to become appointed. (2) An insurance producer shall not bind coverage for an...”
MCL ch. 500 § 1204c(11) (Continuing Education; Grace Period)
“If an insurance producer has not met his or her continuing education requirements by the expiration date of his or her license, the insurance producer has a 90-day grace period in which to meet the continuing education requirements of this section. During the 90-day grace period, the insurance...”
MCL ch. 500 § 1239(1) (Grounds for License Action; Mandatory Refusal)
“In addition to any other powers under this act, the director may place on probation, suspend, or revoke an insurance producer's license or may levy a civil fine under section 1244 or any combination of actions, and the director shall not issue a license under section 1205 or 1206a, for any 1 or...”
MCL ch. 500 § 1207(9) (Agent as Fiduciary; Medicare Supplemental Premiums)
“An agent shall not accept payment of a premium for a Medicare supplemental policy or certificate in the form of a check or money order made payable to the agent instead of the insurer. On receiving payment of a premium for a Medicare supplemental policy or certificate, an agent shall immediately...”
MCL ch. 500 § 1206b(2) (Producer Moving to This State; Prelicensing Exemption)
“A person licensed as an insurance producer in another state who moves to this state shall apply within 90 days after establishing legal residence to become a resident licensee pursuant to section 1205. Prelicensing education or examination is not required of that person to obtain any qualification...”
MCL 500.1204f(1) (Michigan Insurance Code of 1956, Chapter 12 - Agents, Solicitors, Adjusters, and Counselors)
“(1) An individual shall not sell, solicit, or negotiate long-term care insurance unless the individual meets all of the following requirements: (a) The individual is licensed as an insurance producer for accident and health or life. (b) The individual has completed a 1-time long-term care training...”
MCL 500.1240(3) (Michigan Insurance Code of 1956, Chapter 12 - Agents, Solicitors, Adjusters, and Counselors)
“(3) Renewal or other deferred commissions may be paid to a person for selling, soliciting, or negotiating insurance in this state if the person was required to be licensed under this chapter at the time of the sale, solicitation, or negotiation and was licensed at that time.”
MCL ch. 500 § 1204c(2) (Continuing education requirements)
“an insurance producer wishing to renew his or her license shall renew his or her license by attending or instructing not less than 24 hours of continuing education classes approved by the director or 24 hours of home study or online training if evidenced by successful completion of coursework...”
MCL ch. 500 § 1211b(1) (Temporary license)
“The commissioner may issue a temporary insurance producer license for a period not to exceed 180 days without requiring an examination if the commissioner considers that the”
MCL 500.1207(2) to (4) (Agent as fiduciary; separate accounts)
“(2) An agent shall treat all premiums and return premiums as fiduciary money and segregate the premiums from the agent's own money. Except as otherwise provided in this subsection, an agent shall not commingle premiums or return premiums with any other money of the agent. An agent may make an...”
MCL 500.1208b(4) (Termination of business relationship with insurance producer; copy to producer)
“(4) Not later than 15 days after making the notification required by subsection (1), (2), or (3), the insurer shall mail a copy of the notification to the producer at his or her last known address. If the producer is terminated for cause for any of the reasons listed in section 1239, the insurer...”
MCL 500.1207(12) (Placing refused coverage)
“(12) If an agent is unable to immediately provide, through the agent's insurers that are authorized to underwrite the coverage, all or a part of the coverage requested on a risk, the agent may obtain the part of the coverage refused by the agent's insurers through another licensed agent or through...”

Practice this material

Michigan Life & Health practice test Michigan Property & Casualty practice test Michigan Personal Lines practice test

Questions about this source

No. This page summarizes the document and links to the official version. Always rely on the text published by www.legislature.mi.gov for the current law.

Practice questions for Michigan Life & Health, Michigan Property & Casualty, Michigan Personal Lines cite this document.

More Michigan sources

See all Michigan sources →