State statute · Michigan
Michigan Insurance Code of 1956, Chapter 34
Disability Insurance Policies, including group and blanket (MCL 500.3400 to 500.3480)
Edition and licensing notes
Edition. Michigan Compiled Laws Complete Through PA 91 of 2026 (PDF rendered Sunday, August 30, 2026)
Status. MI statutes, public domain (state government edict).
What this document is
Michigan Insurance Code of 1956, Chapter 34 - Disability Insurance Policies, including group and blanket (MCL 500.3400 to 500.3480) is a state statute published by www.legislature.mi.gov. It is one of the Michigan documents that insurance license exam questions are written from, including michigan life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.
Sections cited in practice questions
Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.
- MCL ch. 500 § 3407 (Entire Contract; Changes)
“Except as otherwise provided in this act, an insurer shall include the following provision in a disability insurance policy: ENTIRE CONTRACT; CHANGES: This policy, including the applicable riders and endorsements; the application for coverage if specified by the insurer; the identification card if...”
- MCL ch. 500 § 3412 (Notice of Claim; Provision Required)
“Except as otherwise provided in subsection (2), an insurer shall include in a disability insurance policy, other than a health insurance policy, a provision as follows: NOTICE OF CLAIM: Written notice of claim must be given to the insurer within 20 days after the occurrence or commencement of a...”
- MCL ch. 500 § 3448 (Cancellation; Optional Provision)
“There may be a provision as follows: CANCELLATION: The insurer may cancel this policy at any time by written notice delivered to the insured, or mailed to the insured, stating when, not less than 5 days thereafter, the cancellation shall be effective; and after the policy has been continued beyond...”
- MCL ch. 500 § 3414 (Proofs of Loss; Provision Required)
“An insurer shall include in a disability insurance policy, other than a health insurance policy, a provision as follows: PROOFS OF LOSS: Written proof of loss must be furnished to the insurer at its designated office. Proof of loss for a claim for loss for which this policy provides any periodic...”
- MCL ch. 500 § 3416 (Time of Payment of Claims; Provision Required)
“An insurer shall include in a disability insurance policy, other than a health insurance policy, a provision as follows: TIME OF PAYMENT OF CLAIMS: Indemnities payable under this policy for a loss other than loss for which this policy provides a periodic payment will be paid immediately upon...”
- MCL 500.3432 (Michigan Insurance Code of 1956, Chapter 34 - Disability Insurance Policies)
“An insurer may include in a disability insurance policy, other than a health insurance policy, a provision as follows: CHANGE OF OCCUPATION: If the insured is injured or contracts an illness after changing his or her occupation to 1 classified by the insurer as more hazardous than the occupation...”
- MCL ch. 500 § 3422 (Legal actions; provision required)
“LEGAL ACTIONS: An insured must not bring an action at law or in equity to recover on this policy before the expiration of 60 days after written proof of loss has been furnished in accordance with the requirements of this policy. An insured must not bring an action at law or in equity after the...”
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