Michigan Insurance Code of 1956, Chapter 44
Group Life Insurance (MCL 500.4400 to 500.4454)
Edition and licensing notes
Edition. Michigan Compiled Laws Complete Through PA 91 of 2026 (PDF rendered Sunday, August 30, 2026)
Status. MI statutes, public domain (state government edict).
What this document is
Michigan Insurance Code of 1956, Chapter 44 - Group Life Insurance (MCL 500.4400 to 500.4454) is a state statute published by www.legislature.mi.gov. It is one of the Michigan documents that insurance license exam questions are written from, including michigan life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.
Sections cited in practice questions
Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.
- MCL 500.4434 (Michigan Insurance Code of 1956, Chapter 44 - Group Life Insurance)
“Each group life insurance policy shall contain a provision that the policy and the applications of the employer and, if applicable, of the individual employees insured, are the entire contract between the parties, and that all statements made by the employer or by the individual employees shall, in...”
- MCL 500.4438(2) (Michigan Insurance Code of 1956, Chapter 44 - Group Life Insurance)
“(2) An individual certificate under subsection (1) is notice to the employee of his or her conversion rights under a group policy. A separate notice at the time of the employee's termination is not required.”
- MCL ch. 500 § 4432 (Group life insurance policy; incontestability)
“There shall be a provision that the policy shall be incontestable after 2 years from its date of issue, except for non-payment of premiums and except for violation of the conditions of the policy relating to military or naval service in time of war.”
- MCL ch. 500 § 4438(1)(b) (Individual certificate; notice of conversion rights)
“A statement that if the employee is terminated from employment for any reason, the employee is entitled to have issued to the employee by the company, without further evidence of insurability, upon application made to the company within 31 days after the termination,”
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