State statute · New Jersey

Unfair trade practices in the business of insurance, complete chapter

N.J.S.A. Title 17 Chapter 29B, 17:29B-1 through 17:29B-19, 20 sections

Publisher: New Jersey Legislature
Edition: New Jersey General and Permanent Statutes, UPDATED THROUGH P.L.2026, c.30, and J.R.1
Last checked: 2026-09-17
Status: US state statute

Edition and licensing notes

Publisher. New Jersey Legislature (Office of Legislative Services), bulk statute distribution

Edition. New Jersey General and Permanent Statutes, UPDATED THROUGH P.L.2026, c.30, and J.R.1 (the edition line printed on line 2 of the official STATUTES.TXT file, quoted). Retrieved 2026-09-17.

Status. US state statute.

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What this document is

N.J.S.A. Title 17 Chapter 29B - Unfair trade practices in the business of insurance, complete chapter (17:29B-1 through 17:29B-19, 20 sections) is a state statute published by New Jersey Legislature (Office of Legislative Services), bulk statute distribution. It is one of the New Jersey documents that insurance license exam questions are written from, including new jersey property & casualty, new jersey personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

N.J.S.A. 17:29B-4(9) (Unfair methods of competition, unfair, deceptive acts, practices, defined)
“(9) Unfair claim settlement practices. Committing or performing with such frequency as to indicate a general business practice any of the following: (a) Misrepresenting pertinent facts or insurance policy provisions relating to coverages at issue; (b) Failing to acknowledge and act reasonably...”
N.J.S.A. 17:29B-4.1(a) (Certain homeowners' insurance inquiries not deemed as claim)
“No inquiry by an insured for information regarding the insured's homeowners' insurance policy, or coverage for a particular loss under that policy, shall be categorized as a claim for the purpose of determining adverse claims experience.”
N.J.S.A. 17:29B-6(a) (Hearings, witnesses, appearances, production of books and service of process)
“Whenever the commissioner shall have reason to believe that any such person has been engaged or is engaging in this State in any unfair method of competition or any unfair or deceptive act or practice defined in section four, and that a proceeding by him in respect thereto would be to the interest...”
N.J.S.A. 17:29B-15(b) (Enforceability of insurance release, waiver of rights under certain circumstances)
“An insurance release or waiver of rights by a claimant to compensation for personal injury or wrongful death arising from an accident or disaster, and executed within the 30-day period following the accident or disaster, may be reviewed by the claimant or the claimant's attorney and may be...”
N.J.S.A. 17:29B-4(9)(o) (Unfair claim settlement practices; municipal court complaints as a condition of payment)
“Requiring insureds or claimants to institute or prosecute complaints regarding motor vehicle violations in the municipal court as a condition of paying private passenger automobile insurance claims.”
N.J.S.A. 17:29B-6(b) (Hearings; opportunity to be heard and to show cause)
“At the time and place fixed for such hearing, such person shall have an opportunity to be heard and to show cause why an order should not be made by the commissioner requiring such person to cease and desist from the acts, methods or practices so complained of.”
N.J.S.A. 17:29B-4(9)(m) (Unfair claim settlement practices; influencing settlements under other coverage portions)
“Failing to promptly settle claims, where liability has become reasonably clear, under one portion of the insurance policy coverage in order to influence settlements under other portions of the insurance policy coverage;”

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Questions about this source

N.J.S.A. Title 17 Chapter 29B - Unfair trade practices in the business of insurance, complete chapter (17:29B-1 through 17:29B-19, 20 sections) is a state statute published by New Jersey Legislature (Office of Legislative Services), bulk statute distribution. Edition: New Jersey General and Permanent Statutes, UPDATED THROUGH P.L.2026, c.30, and J.R.1 (the edition line printed on line 2 of the official STATUTES.TXT file, quoted). Retrieved 2026-09-17..

No. This page summarizes the document and links to the official version. Always rely on the text published by New Jersey Legislature (Office of Legislative Services), bulk statute distribution for the current law.

Practice questions for New Jersey Property & Casualty, New Jersey Personal Lines cite this document.

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