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State statute · Utah

Utah Code Ann. tit. 31A, ch. 22, pt. 13: Miscellaneous Provisions

Publisher
Utah Office of Legislative Research and General Counsel
Edition
Utah Code, current official text on le.utah.gov
Last checked
2026-08-31
Status
US state statute
Edition and licensing notes

Publisher. Utah Office of Legislative Research and General Counsel (le.utah.gov)

Status. US state statute; public domain.

Read the official textPractice questions from this source

What this document is

Utah Code Ann. tit. 31A, ch. 22, pt. 13: Miscellaneous Provisions is a state statute published by Utah Office of Legislative Research and General Counsel (le.utah.gov). It is one of the Utah documents that insurance license exam questions are written from, including utah property & casualty, utah personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

  • Utah Code Ann. § 31A-22-1307(1) (Use of consumer reports by residential dwelling liability insurers)
    “(1) An insurer who uses consumer reports in connection with the underwriting of residential dwelling liability insurance shall establish and adhere to written procedures that: (a) identify the circumstances under which the insurer may request and the manner in which it will use consumer reports in...”
  • Utah Code Ann. § 31A-22-1300 (Aircraft public liability insurance)
    “Policies containing aircraft public liability insurance coverage for an aircraft shall include minimum coverage of: (1) $50,000 per person for bodily injury or death in any one accident; (2) $50,000 for property damage in any one accident; and (3) $100,000 in any one accident, whether for property...”
  • Utah Code Ann. § 31A-22-1309(2)-(3) (Return of unearned premium upon cancellation of errors and omissions insurance)
    “(2) For an errors and omissions policy issued on or after May 14, 2013: (a) the policyholder may cancel the errors and omissions insurance policy before its expiration or renewal date according to the procedure for cancellation set forth in the errors and omissions policy; and (b) an insurer may...”
  • Utah Code Ann. § 31A-22-1310(4) (Insuring wildland urban interface property)
    “(4) In addition to complying with relevant requirements of Section 31A-21-303, if due to risks of wildfire a wildland urban interface property and casualty insurer: (a) cancels or nonrenews property and casualty insurance covering wildland urban interface property, the wildland urban interface...”
  • Utah Code Ann. § 31A-22-1308(2)(a) (Use of loss history by insurers)
    “(a) An insurer may not make an adverse eligibility or rate decision related to personal lines insurance in whole or in part on the basis of: (i) a report by a loss reporting agency of a loss if the loss did not result in the insured requesting the payment of a claim; (ii) a telephone call or other...”
  • Utah Code Ann. § 31A-22-1308(1)(a) (Use of loss history by insurers, definition of adverse eligibility or rate decision)
    “(a) "Adverse eligibility or rate decision" means: (i) declining insurance coverage; (ii) terminating insurance coverage; (iii) not renewing insurance coverage; or (iv) the charging of a higher rate for insurance coverage.”
  • Utah Code Ann. § 31A-22-1308(2)(a)-(b) (Use of loss history by insurers)
    “(2) (a) An insurer may not make an adverse eligibility or rate decision related to personal lines insurance in whole or in part on the basis of: (i) a report by a loss reporting agency of a loss if the loss did not result in the insured requesting the payment of a claim; (ii) a telephone call or...”
  • Utah Code Ann. § 31A-22-1308(3)(a)-(b) (Use of loss history by insurers, score certification)
    “(3) (a) If an insurer uses a score that is derived from information obtained from a loss reporting agency or an insured, the insurer shall file with the department a certification that the method used to derive the score complies with the provisions of Subsection (2)(a)(iv). (b) the insurer shall...”
  • Utah Code Ann. § 31A-22-1310(1) (Insuring wildland urban interface property, definitions)
    “31A-22-1310 Insuring wildland urban interface property. (1) As used in this section: (a) "High risk wildland urban interface property" means the same as that term is defined in Section 65A-8-401. (b) "Wildland urban interface" means the same as that term is defined in Section 65A-8-401. (c)...”
  • Utah Code Ann. § 31A-22-1310(2)(a)-(c) (Insuring wildland urban interface property, boundary determination and additional fire hazard data)
    “(2) (a) For purposes of determining whether property is high risk wildland urban interface property, a wildland urban interface property and casualty insurer may only use the boundary provided in the wildfire risk assessment mapping tool maintained by the Division of Forestry, Fire, and State Lands...”
  • Utah Code Ann. § 31A-22-1307(2)-(3) (Use of consumer reports by residential dwelling liability insurers)
    “(2) An insurer that requests or uses a consumer report in connection with an application for a residential dwelling liability insurance policy shall maintain evidence of its compliance with the written procedures established by the insurer under Subsection (1). (3) An insurer shall submit to the...”
  • Utah Code Ann. § 31A-22-1308(1)(b) (Use of loss history by insurers, definition of loss reporting agency)
    “(b) (i) "Loss reporting agency" means any person who regularly engages, in whole or in part, in the business of assembling or collecting information for the primary purpose of providing the information to insurers or insurance producers for insurance transactions including assembling or collecting...”

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Questions about this source

Utah Code Ann. tit. 31A, ch. 22, pt. 13: Miscellaneous Provisions is a state statute published by Utah Office of Legislative Research and General Counsel (le.utah.gov). Edition: Utah Code, current official text on le.utah.gov.

No. This page summarizes the document and links to the official version. Always rely on the text published by Utah Office of Legislative Research and General Counsel (le.utah.gov) for the current law.

Practice questions for Utah Property & Casualty, Utah Personal Lines cite this document.

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