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State statute · Utah

Long-Term Care Insurance Standards

Utah Code Ann. tit. 31A, ch. 22, pt. 14

Publisher
Utah Office of Legislative Research and General Counsel
Edition
Utah Code, current official text on le.utah.gov
Last checked
2026-08-31
Status
US state statute
Edition and licensing notes

Publisher. Utah Office of Legislative Research and General Counsel (le.utah.gov)

Status. US state statute; public domain.

Read the official textPractice questions from this source

What this document is

Utah Code Ann. tit. 31A, ch. 22, pt. 14: Long-Term Care Insurance Standards is a state statute published by Utah Office of Legislative Research and General Counsel (le.utah.gov). It is one of the Utah documents that insurance license exam questions are written from, including utah life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

  • Utah Code Title 31A Chapter 22 § 1413 (Claim Information)
    “If a claim under a long-term care insurance contract is denied, within 60 days of the date a written request by the policyholder or a representative of a policyholder is filed with the insurer, the insurer shall: (1) provide a written explanation of the reason for the denial; and (2) make available...”
  • Utah Code Title 31A Chapter 22 § 1414 (Marketing)
    “A policy or rider shall comply with this part if it is advertised, marketed, or offered as: (1) long-term care insurance; or (2) nursing home insurance.”
  • Utah Code Title 31A Chapter 22 § 31A-22-1408 (Right of Return and Notice)
    “Individual long-term care insurance policies shall have a notice prominently printed on the first page of the policy or attached to the policy stating in substance that the policyholder has the right to return the policy within 30 days of its delivery and to have the premium refunded if the...”
  • Utah Code Title 31A Chapter 22 § 1405(1) (Restrictions on Terms of Coverage)
    “No long-term care insurance policy may: (1) be canceled, nonrenewed, or otherwise terminated on the grounds of the age or the deterioration of the mental or physical health of the insured individual or certificate holder;”
  • Utah Code Title 31A Chapter 22 § 31A-22-1412(1)(c) (Nonforfeiture Benefits: Contingent Benefit Upon Lapse)
    “If the policyholder or certificate holder declines the nonforfeiture benefit offered under this Subsection (1), the insurer shall provide a contingent benefit upon lapse of the policy or certificate that is available for a specified period of time following a substantial increase in premium rates.”
  • Utah Code Title 31A Chapter 22 § 1403 (Filing Required for Policies Issued in Another State)
    “Group long-term care insurance coverage may not be offered to a resident of this state under a group policy issued in another state unless the policy and certificate have been filed with the commissioner.”
  • Utah Code Title 31A Chapter 22 § 31A-22-1409(3) (Statements of Coverage: Agent Solicitations)
    “(3) In the case of agent solicitations an agent shall deliver the outline of coverage prior to the presentation of any application or enrollment form.”
  • Utah Code Title 31A Chapter 22 § 1401(4) (Application of Part)
    “Any policy or rider advertised, marketed, or offered as long-term care or nursing home insurance shall comply with the provisions of this part.”
  • Utah Code Title 31A Chapter 22 § 31A-22-1406 (Preexisting Conditions)
    “A long-term care insurance policy or certificate may not exclude or use waivers or riders of any kind to exclude, limit, or reduce coverage or benefits for specifically named or described preexisting diseases or physical condition beyond the waiting period described in Subsection (2).”
  • Utah Code Title 31A Chapter 22 § 31A-22-1407 (Restricted Conditional Terms)
    “A long-term care insurance policy may not contain a provision that conditions eligibility: (a) for any benefits on a prior hospitalization requirement; (b) for benefits provided in an institutional care setting on the receipt of a higher level of institutional care; or (c) for any benefits on a...”
  • Utah Code Title 31A Chapter 22 § 31A-22-1410 (Report to Policyholder)
    “A monthly report shall be provided to the policyholder any time a long-term care benefit funded through a life insurance vehicle by the acceleration of the death benefit is in benefit payment status.”

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Questions about this source

Utah Code Ann. tit. 31A, ch. 22, pt. 14: Long-Term Care Insurance Standards is a state statute published by Utah Office of Legislative Research and General Counsel (le.utah.gov). Edition: Utah Code, current official text on le.utah.gov.

No. This page summarizes the document and links to the official version. Always rely on the text published by Utah Office of Legislative Research and General Counsel (le.utah.gov) for the current law.

Practice questions for Utah Life & Health cite this document.

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