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State statute · Utah

Utah Code Title 31A, Chapter 23a, Part 4, Secs. 401, 402, 402.5, 403, 405, 408, 409: Marketing Practices

Publisher
Utah State Legislature
Edition
Utah Code Title 31A Ch. 23a Part 4, current version 1800010118000101, retrieved 2026-09-11
Last checked
2026-09-11
Status
US state statute
Edition and licensing notes

Publisher. Utah State Legislature (le.utah.gov)

Status. US state statute; public domain.

Read the official textPractice questions from this source

What this document is

Utah Code Title 31A, Chapter 23a, Part 4 - Marketing Practices (Secs. 401, 402, 402.5, 403, 405, 408, 409) is a state statute published by Utah State Legislature (le.utah.gov). It is one of the Utah documents that insurance license exam questions are written from, including utah life & health, utah property & casualty, utah personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

  • Utah Code § 31A-23a-402(4) (Boycott, Coercion, and Intimidation)
    “(4) (a) This Subsection (4) applies to: (i) a person who is or should be licensed under this title; (ii) an employee of that licensee or person who should be licensed; (iii) a person whose primary interest is as a competitor of a person licensed under this title; and (iv) one acting on behalf of...”
  • Utah Code § 31A-23a-402.5(7) (Inducements: de minimis gift or meal presumption)
    “(7) (a) A de minimis gift or meal not to exceed a fair market value of $100 for each individual receiving the gift or meal is presumed to be a social courtesy not conditioned on a quote or purchase of a particular insurance product for purposes of Subsection (4)(a). (b) Notwithstanding Subsection...”
  • Utah Code § 31A-23a-402.5(4)(d) (Inducements: limited human resource services)
    “(d) providing limited human resource services that are directly related to an insurance product sold by the licensee, including: (i) answering questions directly related to: (A) an employee benefit offering or administration, if the insurance product purchased from the licensee is accident and...”
  • Utah Code § 31A-23a-409(6) (Trust Obligation for Money Collected)
    “A licensee who, not being lawfully entitled to do so, diverts or appropriates any portion of the money held under Subsection (1) to the licensee's own use, is guilty of theft under Title 76, Chapter 6, Part 4, Theft. Sanctions under Section 31A-2-308 also apply.”
  • Utah Code § 31A-23a-402(1)(a)(ii) (False or Misleading Information Defined)
    “As used in this Subsection (1), "false or misleading information" includes: (A) assuring the nonobligatory payment of future dividends or refunds of unused premiums in any specific or approximate amounts, but reporting fully and accurately past experience is not false or misleading information; and...”
  • Utah Code § 31A-23a-402.5(10) (Inducements: free or below-value goods available to the general public)
    “(10) Notwithstanding any other provision of this section, a producer, consultant, or other licensee, or an officer or employee of a licensee, may offer, make available, or provide goods or services, whether or not the goods or services are directly related to an insurance contract, for free or for...”
  • Utah Code § 31A-23a-402.5(1)(a) (Inducements)
    “(1) (a) Except as provided in Subsection (2), a producer, consultant, or other licensee under this title, or an officer or employee of a licensee, may not induce a person to enter into, continue, or terminate an insurance contract by offering a benefit that is not: (i) specified in the insurance...”
  • Utah Code § 31A-23a-402.5(3) (Inducements: items not prohibited)
    “(3) Items not prohibited by Subsection (1) include an insurer: (a) reducing premiums because of expense savings; (b) providing to a policyholder or insured one or more incentives, as defined by the commissioner by rule, made in accordance with Title 63G, Chapter 3, Utah Administrative Rulemaking...”
  • Utah Code § 31A-23a-402(1)(b) (Rebuttable Presumption Against the Insurer)
    “A licensee's violation creates a rebuttable presumption that the violation was also committed by the insurer if: (i) the licensee under this title distributes cards or documents, exhibits a sign, or publishes an advertisement that violates Subsection (1)(a), with reference to a particular insurer:...”
  • Utah Code § 31A-23a-402.5(8)-(9) (Inducements: required fee and definition of fair market value)
    “(8) If as provided under Subsection (5)(b) a producer, consultant, or other licensee is paid a fee to provide an item listed in Subsection (5)(b), the fee paid for the item shall equal or exceed the fair market value of the item. (9) For purposes of this section, "fair market value" means what a...”
  • Utah Code § 31A-23a-402(1)(a)(i) (Communications Containing False or Misleading Information)
    “Any of the following may not make or cause to be made any communication that contains false or misleading information, relating to an insurance product or contract, any insurer, or any licensee under this title, including information that is false or misleading because it is incomplete: (A) a...”
  • Utah Code § 31A-23a-402.5(5) (Acts that are prohibited inducements)
    “(5) An inducement prohibited under Subsection (1) includes a producer, consultant, or other licensee, or an officer or employee of a licensee: (a) (i) except as permitted under Section 31A-22-647, providing a rebate, reward, or incentive; (ii) paying the salary of an employee of a person who...”

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Questions about this source

Utah Code Title 31A, Chapter 23a, Part 4 - Marketing Practices (Secs. 401, 402, 402.5, 403, 405, 408, 409) is a state statute published by Utah State Legislature (le.utah.gov). Edition: Utah Code Title 31A Ch. 23a Part 4, current version 1800010118000101, retrieved 2026-09-11.

No. This page summarizes the document and links to the official version. Always rely on the text published by Utah State Legislature (le.utah.gov) for the current law.

Practice questions for Utah Life & Health, Utah Property & Casualty, Utah Personal Lines cite this document.

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