Louisiana Property & Casualty Insurance Practice Test 2026
Practice the exam Louisiana uses, from general property & casualty knowledge to Louisiana's own insurance law. Every answer quotes the statute behind it.
General Insurance Principles and Property & Casualty, plus Louisiana's own insurance law.
Property 100, Casualty 100, Combined 150 scored questions. The time limit and passing score are set by Louisiana; check the candidate handbook.
Last verified September 2026 · Examination Content Outline
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About the Louisiana Property & Casualty exam
The Property & Casualty exam licenses you to sell property and liability coverage: homeowners, commercial property, auto, general liability and workers compensation. The state portion covers the rules your state puts on those lines.
What it covers
- Property coverages, perils and policy conditions
- Casualty and liability coverage, including auto and workers compensation
- Underwriting, rating and claims basics
- Your state's producer licensing and casualty rules
Who takes it
Agents and brokers licensed to sell property and casualty insurance, including those adding it to a life and health license.
What is on the Louisiana Property & Casualty test
Louisiana's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.
- Louisiana Insurance Regulation20%
- Licensing and Regulation2%
- General Insurance Concepts12%
- Property Insurance Basics24%
- Dwelling Policy Concepts8%
- Homeowners Policy Concepts17%
- Commercial Property Policies12%
- Other Types of Property Insurance5%
- Louisiana Insurance Regulation20%
- Licensing and Regulation2%
- General Insurance Concepts15%
- Casualty Insurance Basics23%
- Personal Automobile Policy7%
- Commercial Automobile Policy6%
- Commercial General Liability10%
- Commercial Crime3%
- Workers' Compensation Insurance10%
- Other Types of Casualty Insurance4%
- Louisiana Insurance Regulation23%
- Licensing and Regulation1%
- General Insurance Concepts8%
- Property and Casualty Insurance Basics15%
- Dwelling Policy Concepts4%
- Homeowners Policy Concepts10%
- Personal Automobile Policy7%
- Commercial Automobile Policy6%
- Commercial Property Policies7%
- Commercial General Liability7%
- Commercial Crime2%
- Workers' Compensation Insurance5%
- Other Types of Property and Casualty Insurance5%
Source: PSI Louisiana examination content outlines, Series 104 (Property), Series 105 (Casualty) and Series 106 (Property and Casualty). Every outline prints "EFFECTIVE 3/1/2015" in its running footer and no other date. Areas are weighted by PERCENT only -- the documents print no per-area question count -- and the percentages sum to exactly 100 in each. scoredQuestions is the outline's own "# of Questions" figure; the Louisiana candidate bulletin (la-psi-cib L530-534) says 5 to 10 unscored "experimental" questions may be added IN ADDITION to that number, so it is the scored count. (Louisiana Examination Content Outline - Property Insurance, Series 104; Louisiana Examination Content Outline - Casualty Insurance Producer, Series 105; Louisiana Examination Content Outline - Property and Casualty Insurance, Series 106). Confirm current weights with the testing company before you book.
What to bring to the Louisiana exam
Louisiana official sources
- Methods, acts, and practices defined as unfair or deceptiveLa. R.S. 22:1964 · Louisiana State Legislature (legis.la.gov)
- La. R.S. Title 22, insurance contract and standard policy provisions22:861, 862, 863, 865, 866, 867, 884, 931, 942, 951 and 977 · Louisiana State Legislature (legis.la.gov)
- Insurance CodeThe Insurance Contract; Provisions Applicable to All Insurers (La. R.S. 22:851 through 22:890) · Louisiana State Legislature (legis.la.gov)
- Insurance CodeInsurance Producers: Licensing, Appointment, Continuing Education and Discipline (La. R.S. 22:1541 through 22:1576) · Louisiana State Legislature (legis.la.gov)
- General provisions: commissioner's rules, penalties, discrimination prohibited, policyholder bill of rights, kinds of insurance and insurer types, certificate of authority, books and records of domestic insurerLouisiana Insurance Code Title 22, Chapter 1 (selected) · Louisiana State Legislature (legis.la.gov), Louisiana Revised Statutes
- Citizens Property Insurance Corporation, Coastal Plan and FAIR Plan (22:2291 to 22:2350)Louisiana State Legislature (legis.la.gov), Louisiana Revised Statutes
- Insurance Code Title 22payment and adjustment of claims other than life and health (22:1891 to 22:1898, incl. 22:1892) · Louisiana State Legislature (legis.la.gov), Louisiana Revised Statutes
- Insurance Code Title 22Insurance Fraud (22:1921-1929), unfair trade practices procedure and penalties (22:1961-1972, 22:1964 is held in la-ins-01) and examinations (22:1981-1995) · Louisiana State Legislature (legis.la.gov), Louisiana Revised Statutes
All Louisiana insurance laws and exam sources
Provisions these questions cite most
Every answer quotes the provision it tests. These are the Louisiana provisions the questions on this page cite most often.
- La. R.S. 22:1964 · Methods, acts, and practices which are defined as unfair or deceptive10 questions
- La. R.S. 22:855 · Agency fees and expense reimbursement3 questions
- La. R.S. 22:1265 · Homeowner's policy; all-terrain vehicle ownership2 questions
- La. R.S. 22:1295 · Uninsured motorist coverage; rejection on the prescribed form2 questions
- La. R.S. 22:1544 · Exceptions to licensing; prohibitions; controlled business2 questions
- La. R.S. 22:1547 · Lines of authority; personal lines2 questions
- La. R.S. 22:1573 · Continuing education requirements; property and casualty producers2 questions
- La. R.S. 22:1892 · Claims payment; insurer may not require a repair shop2 questions
Exam figures on this page were checked against official pages: Pre-licensing · License fee. Confirm anything you rely on with the testing company and the Louisiana Department of Insurance.