Louisiana Insurance Code Title 22

What this document is

Louisiana Insurance Code Title 22 - Insurance Fraud (22:1921-1929), unfair trade practices procedure and penalties (22:1961-1972, 22:1964 is held in la-ins-01) and examinations (22:1981-1995) is a state statute published by Louisiana State Legislature (legis.la.gov), Louisiana Revised Statutes. It is one of the Louisiana documents that insurance license exam questions are written from, including louisiana property & casualty practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

• La. R.S. 22:1969(A)(2) (Unfair trade practices; license action requires knowledge)

  “Suspension or revocation of the license of the person if he knew or reasonably should have known he was in violation of this Part.”

• La. R.S. 22:1989(1) (Examinations; scope as to producers)

  “the commissioner of insurance may as often as he deems advisable, examine the accounts, records, documents, and transactions of the following: (1) Any insurance producer, but only insofar as such accounts, records, documents, and transactions relate to insurance.”

• La. R.S. 22:1926(A) (Insurance fraud; duty to report)

  “that suspects that a fraudulent insurance act will be, is being, or has been committed shall, within sixty days of the receipt of such notice, send to the office of insurance fraud, on a form prescribed by the commissioner, the information requested”

• La. R.S. 22:1987 (Insurer's right to contest expense)

  “Should the insurer deem the amount of expenses billed to it unreasonable or contrary to the provisions of this Chapter, it may within fifteen days after the receipt of such billing, take a rule in a court of competent jurisdiction upon the commissioner of insurance to test the reasonableness and...”

• La. R.S. 22:1969(A)(1) (Violations; penalties; monetary penalty tiers)

  “Payment of a monetary penalty of not more than one thousand dollars for each and every act or violation, but not to exceed an aggregate penalty of one hundred thousand dollars unless the person knew or reasonably should have known he was in violation of this Part, in which case the penalty shall be...”

• La. R.S. 22:1925(A)(1) (Automobile insurance policies; mere possession of fraudulent proof of insurance)

  “However, mere possession of a fraudulent proof of insurance card or document shall be punishable by a fine of five hundred dollars, imprisonment for not more than six months, or both.”

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More Louisiana sources

• La. R.S. 22:1964: Methods, acts, and practices defined as unfair or deceptiveState statute
• La. R.S. Title 22, insurance contract and standard policy provisions: 22:861, 862, 863, 865, 866, 867, 884, 931, 942, 951 and 977State statute
• Louisiana Insurance Code - Group, Family Group, Blanket and Association Health and Accident Insurance (La. R.S. 22:978, 1000, 1003, 1003.1, 1024, 1025, 1045, 1046, 1061-1071)State statute
• Louisiana Insurance Code - Group Life Insurance (La. R.S. 22:941 through 22:945)State statute
• Louisiana Insurance Code - Health and Accident Insurance Policy Provisions (La. R.S. 22:971 through 22:995)State statute
• Louisiana Insurance Code - The Insurance Contract; Provisions Applicable to All Insurers (La. R.S. 22:851 through 22:890)State statute
• Louisiana Insurance Code - Life Insurance Policies and Annuity Contracts (La. R.S. 22:901-919, 22:931-936, 22:951-961)State statute
• Louisiana Life and Health Insurance Guaranty Association Law (La. R.S. 22:2081 through 22:2099)State statute