State statute · Louisiana

Methods, acts, and practices defined as unfair or deceptive

La. R.S. 22:1964

Publisher: Louisiana State Legislature
Edition: 2025 Louisiana Laws, retrieved 2026-08-29
Last checked: 2026-09-08
Status: Louisiana Revised Statutes, public domain

Edition and licensing notes

Publisher. Louisiana State Legislature (legis.la.gov)

Status. Louisiana Revised Statutes, public domain (via Justia).

Read the official text Practice questions from this source

What this document is

La. R.S. 22:1964: Methods, acts, and practices defined as unfair or deceptive is a state statute published by Louisiana State Legislature (legis.la.gov). It is one of the Louisiana documents that insurance license exam questions are written from, including louisiana life & health, louisiana property & casualty, louisiana personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

La. R.S. § 22:1964(4) (Boycott, Coercion and Intimidation)
“Entering into any agreement to commit or by any concerted action committing any act of boycott, coercion or intimidation resulting or tending to result in unreasonable restraint of, or a monopoly in, the business of insurance.”
La. R.S. § 22:1964(3) (Defamation)
“any oral or written statement or any pamphlet, circular, article or literature which is false, or maliciously critical of or derogatory to the financial condition of an insurer, and which is calculated to injure any person engaged in the business of insurance.”
La. R.S. § 22:1964(2) (False Information and Advertising Generally)
“an advertisement, announcement or statement containing any assertion, representation or statement with respect to the business of insurance or with respect to any person in the conduct of his insurance business, which is untrue, deceptive or misleading.”
La. R.S. § 22:1964(1)(a) (Misrepresentation of Policy Terms)
“(a) Misrepresents the benefits, advantages, conditions, or terms of any policy issued or to be issued.”
La. R.S. § 22:1964(6) (Stock Operations and Advisory Board Contract)
“Issuing or delivering or permitting agents, officers, or employees to issue or deliver, agency company stock or other capital stock, or benefit certificates or shares in any corporation, or securities or any special advisory board contracts or other contracts of any kind promising returns and...”
La. R.S. § 22:1964(1)(e) (Twisting to Induce Surrender)
“Misrepresents to any policyholder insured by any insurer for the purpose of inducing or tending to induce such policyholder to lapse, forfeit, or surrender his insurance.”
La. Rev. Stat. § 22:1964(1)(c) (False statement on dividends previously paid)
“(c) Makes a false or misleading statement as to the dividends or share of surplus previously paid on similar policies.”
La. Rev. Stat. § 22:1964(1)(d) (Misrepresentation of Financial Condition or Legal Reserve System)
“Makes any misleading representation or any misrepresentation as to the financial condition of any insurer, or as to the legal reserve system upon which any life insurer operates.”
La. Rev. Stat. § 22:1964(1)(g) (Misrepresentation to effect pledge, assignment, or loan)
“(g) Makes a misrepresentation for the purpose of effecting a pledge or assignment or effecting a loan against any policy.”
La. Rev. Stat. § 22:1964(1)(b) (Misrepresentation of dividends to be received)
“(b) Misrepresents the dividends or share of the surplus to be received on any policy.”
La. R.S. § 22:1964(10) (Tying)
“(10) "Tying", which shall mean the following: (a) The requirement by a health and accident agent or group health and accident insurer, individual health and accident insurer, or health maintenance organization, as a condition to the offer or sale of a health benefit plan to a group or individual...”
La. R.S. § 22:1964(11) (Life or health insurance as an inducement to purchase goods or services)
“(11) No person, as defined in R.S. 22:46(12), shall directly or indirectly participate in any plan to offer or effect any kind or kinds of life or health insurance and annuities as an inducement to or in connection with the purchase by the public of any goods, securities, commodities, services, or...”

Practice this material

Louisiana Life & Health practice test Louisiana Property & Casualty practice test Louisiana Personal Lines practice test

Questions about this source

La. R.S. 22:1964: Methods, acts, and practices defined as unfair or deceptive is a state statute published by Louisiana State Legislature (legis.la.gov). Edition: 2025 Louisiana Laws, retrieved 2026-08-29.

No. This page summarizes the document and links to the official version. Always rely on the text published by Louisiana State Legislature (legis.la.gov) for the current law.

Practice questions for Louisiana Life & Health, Louisiana Property & Casualty, Louisiana Personal Lines cite this document.

More Louisiana sources

See all Louisiana sources →