Medicare Supplement Minimum Standards and Long-Term Care Insurance (La. R.S. 22:1111, 22:1112, and 22:1181 through 22:1191): Louisiana Insurance Code

What this document is

Louisiana Insurance Code - Medicare Supplement Minimum Standards and Long-Term Care Insurance (La. R.S. 22:1111, 22:1112, and 22:1181 through 22:1191) is a state statute published by Louisiana State Legislature (legis.la.gov). It is one of the Louisiana documents that insurance license exam questions are written from, including louisiana life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

• La. R.S. tit. 22 § 1112(A) (Medicare supplement guaranteed issue; open enrollment periods; prohibited conditioning of coverage)

  “A.(1) If, at the time of an individual's birthday each year, that individual has an existing Medicare supplement policy, the individual shall have an annual open enrollment period commencing with the individual's birthday and lasting for a period of sixty-three calendar days, during which the...”

• La. R.S. tit. 22 § 1188(A) (Long-Term Care Insurance Act; nonforfeiture benefits)

  “A. Except as provided in Subsection B of this Section, a long-term care insurance policy may not be delivered or issued for delivery in this state unless the policyholder or certificate holder has been offered the option of purchasing a policy or certificate including a nonforfeiture benefit. The...”

• La. R.S. tit. 22 § 1111(K) (Medicare supplement minimum standards; payment for premiums)

  “K. Payment for premiums for Medicare supplement policies shall be made only as follows: (1) By check, money order, credit or debit card, or bank draft made payable to the insurer. (2) By cash, provided that an insurer's receipt which binds the insurer for receipt of such premium shall be issued to the insured.”

• La. R.S. tit. 22 § 1187(C) (Long-Term Care Insurance Act; incontestability period)

  “C. After a policy or certificate has been in force for two years, it is not contestable upon the grounds of material misrepresentation alone; such policy or certificate may be contested only upon a showing that the insured knowingly and intentionally misrepresented material facts relating to the insured's health.”

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