Louisiana Personal Lines Insurance Practice Test 2026
Practice the exam Louisiana uses, from general personal lines knowledge to Louisiana's own insurance law. Every answer quotes the statute behind it.
General Insurance Principles, plus Louisiana's own insurance law.
100 scored questions. The time limit and passing score are set by Louisiana; check the candidate handbook.
Last verified September 2026 · Examination Content Outline
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About the Louisiana Personal Lines exam
Personal Lines is a narrower license for selling coverage to individuals and families: personal auto, homeowners and umbrella liability. Not every state offers it as a separate exam, so the states below are the ones we cover.
What it covers
- Homeowners and residential property coverage
- Personal auto and umbrella liability
- Cancellation, nonrenewal and notice rules
- Your state's personal lines regulations
Who takes it
Agents who sell only to individuals and households, such as captive agents at personal lines carriers.
What is on the Louisiana Personal Lines test
Louisiana's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.
- Louisiana Insurance Regulation15%
- Licensing and Regulation2%
- General Insurance Concepts13%
- Property and Casualty Insurance Basics25%
- Dwelling Policy Concepts9%
- Homeowners Policy Concepts17%
- Personal Automobile Policy15%
- Other Types of Property Insurance4%
Source: PSI Louisiana examination content outlines, Series 107 (Personal Lines Producer). Every outline prints "EFFECTIVE 3/1/2015" in its running footer and no other date. Areas are weighted by PERCENT only -- the documents print no per-area question count -- and the percentages sum to exactly 100 in each. scoredQuestions is the outline's own "# of Questions" figure; the Louisiana candidate bulletin (la-psi-cib L530-534) says 5 to 10 unscored "experimental" questions may be added IN ADDITION to that number, so it is the scored count. (Louisiana Examination Content Outline - Personal Lines Producer, Series 107). Confirm current weights with the testing company before you book.
What to bring to the Louisiana exam
Louisiana official sources
- Methods, acts, and practices defined as unfair or deceptiveLa. R.S. 22:1964 · Louisiana State Legislature (legis.la.gov)
- Insurance CodeInsurance Producers: Licensing, Appointment, Continuing Education and Discipline (La. R.S. 22:1541 through 22:1576) · Louisiana State Legislature (legis.la.gov)
- Citizens Property Insurance Corporation, Coastal Plan and FAIR Plan (22:2291 to 22:2350)Louisiana State Legislature (legis.la.gov), Louisiana Revised Statutes
- Insurance Code Title 22payment and adjustment of claims other than life and health (22:1891 to 22:1898, incl. 22:1892) · Louisiana State Legislature (legis.la.gov), Louisiana Revised Statutes
- Insurance Code Title 22property, casualty, automobile, fire and homeowners insurance contracts: cancellation and nonrenewal, commercial insurance, standard fire policy, valued policy law, uninsured motorist coverage, homeowners (22:1261 to 22:1340) · Louisiana State Legislature (legis.la.gov), Louisiana Revised Statutes
- Administrative Code Title 37 (Insurance), Chapter 99Regulation 76, Privacy of Consumer Financial and Health Information (LAC 37:XIII.9901 et seq., incl. §9903 to §9953) · Louisiana Division of Administration, Office of the State Register (doa.la.gov), Louisiana Administrative Code
- Insurance Code Title 22Public Adjusters (22:1691 to 22:1708, incl. 22:1694 application for license with fingerprinting and background check) · Louisiana State Legislature (legis.la.gov), Louisiana Revised Statutes
- Insurance Code Title 22title insurers and title insurance producers (22:520 to 22:528, incl. 22:523 claims) · Louisiana State Legislature (legis.la.gov), Louisiana Revised Statutes
All Louisiana insurance laws and exam sources
Provisions these questions cite most
Every answer quotes the provision it tests. These are the Louisiana provisions the questions on this page cite most often.
- La. R.S. 22:1311 · Standard fire policy; uninsurable and excepted property3 questions
- La. Admin. Code tit. 37, § XIII.9913 · Regulation 76; annual privacy notice and former customers1 question
- La. R.S. 22:1284 · Motor vehicle insurance; nonfault incidents and applications1 question
- La. R.S. 22:1289 · Discrimination against paid or volunteer firemen prohibited1 question
- La. R.S. 22:1293 · Automobile insurance; total loss provision1 question
- La. R.S. 22:1294 · Substitute vehicle; payment to provider1 question
- La. R.S. 22:1295 · Uninsured motorist coverage; economic-only coverage1 question
- La. R.S. 22:1295.1 · Excluded driver; no liability of insurer1 question
Exam figures on this page were checked against official pages: Pre-licensing · License fee. Confirm anything you rely on with the testing company and the Louisiana Department of Insurance.