New Hampshire Property & Casualty Insurance Practice Test 2026
Practice the exam New Hampshire uses, from general property & casualty knowledge to New Hampshire's own insurance law. Every answer quotes the statute behind it.
General Insurance Principles and Property & Casualty, plus New Hampshire's own insurance law.
Combined 150, Property 100, Casualty 100, Exam 40 scored questions. The time limit and passing score are set by New Hampshire; check the candidate handbook.
Last verified September 2026 · Producer's Property & Casualty Insurance Content Outline (Series 12-64)
Study by topic
Master each topic before your New Hampshire exam. First 2 topics are free to start.
Pro study tools
The free runs cover the basics. These tools answer one question: would you pass the Property & Casualty test today?
About the New Hampshire Property & Casualty exam
The Property & Casualty exam licenses you to sell property and liability coverage: homeowners, commercial property, auto, general liability and workers compensation. The state portion covers the rules your state puts on those lines.
What it covers
- Property coverages, perils and policy conditions
- Casualty and liability coverage, including auto and workers compensation
- Underwriting, rating and claims basics
- Your state's producer licensing and casualty rules
Who takes it
Agents and brokers licensed to sell property and casualty insurance, including those adding it to a life and health license.
What is on the New Hampshire Property & Casualty test
New Hampshire's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.
- Insurance Regulation13%
- Federal Laws and Regulations2%
- General Insurance Concepts14%
- Property and Casualty Insurance Basics17%
- Dwelling Policy Concepts3%
- Homeowners Policy Concepts10%
- Personal Automobile Policy11%
- Commercial Automobile Policy3%
- Commercial Property Policies9%
- Commercial General Liability9%
- Businessowners Policy4%
- Other Types of Property and Casualty Insurance - Purpose and General Characteristics3%
- Workers' Compensation Laws2%
- Insurance Regulation9%
- Federal Laws and Regulations3%
- General Insurance Concepts18%
- Property Insurance Basics26%
- Dwelling Policy Concepts6%
- Homeowners Policy Concepts15%
- Commercial Property Policies13%
- Businessowners Policy7%
- Other Types of Property Insurance - Purpose and General Characteristics3%
- Insurance Regulation8%
- Federal Laws and Regulations2%
- General Insurance Concepts20%
- Casualty Insurance Basics27%
- Personal Automobile Policy13%
- Commercial Automobile Policy8%
- Commercial General Liability10%
- Other Types of Casualty Insurance8%
- Workers' Compensation Laws4%
- Insurance Regulation25%
- Laws and Regulations Pertaining to Property and Casualty Insurance75%
Source: PSI New Hampshire examination content outlines: Producer Property & Casualty series 12-64 (150 Items), Producer Property 12-84 (100), Producer Casualty 12-85 (100), Producer Personal Lines 12-86 (100) and NH Property and Casualty Insurance Laws and Regulations 12-81 (40 Items). None prints a revision or effective date; all five PDFs carry CreationDate/ModDate 2025-06-23 and the PSI New Hampshire Candidate Information Bulletin footer-dated 8/4/2026 links them as current. Every outline is weighted by PERCENT (each sums to 100) and publishes no per-area item count. The Item figures are the SCORED counts: the bulletin states the 5 to 10 experimental questions are administered "in addition to the number of examination items specified in the Examination Content Outlines". (New Hampshire Producer's Property & Casualty Insurance Content Outline (Series 12-64); New Hampshire Producer's Property Content Outline (Series 12-84); New Hampshire Producer's Casualty Insurance Content Outline (Series 12-85); New Hampshire Property and Casualty Insurance Laws and Regulations Content Outline (Series 12-81)). Confirm current weights with the testing company before you book.
What to bring to the New Hampshire exam
New Hampshire official sources
- Unfair Insurance Trade PracticesN.H. RSA Title XXXVII, Chapter 417, complete chapter, RSA 417:1 to 417:31 · New Hampshire General Court
- RSA Title XXXVII, Chapter 400-A - Insurance Department; general provisions applicable to all insurers (RSA 400-A:1 to 400-A:39-b)www.gencourt.state.nh.us
- RSA Title XXXVII, Chapter 402-J - Producer Licensing (RSA 402-J:1 to 402-J:19)www.gencourt.state.nh.us
- RSA Title XXI, Chapter 259Words and Phrases Defined (Motor vehicle code definitions, RSA 259:1 to 259:126) · www.gencourt.state.nh.us
- RSA Title XXI, Chapter 264 - Accidents and Financial Responsibility (RSA 264:1 to 264:34)www.gencourt.state.nh.us
- RSA Title XXXVII, Chapter 402 - Insurance Companies and Agents (RSA 402:1 to 402:84, as printed)www.gencourt.state.nh.us
- RSA Title XXXVII, Chapter 406-C - Sales of Insurance by Financial Institutions (RSA 406-C:1 to 406-C:19)www.gencourt.state.nh.us
- RSA Title XXXVII, Chapter 407 - The Fire Insurance Contract and Suits Thereon (RSA 407:1 to 407:24)www.gencourt.state.nh.us
All New Hampshire insurance laws and exam sources
Provisions these questions cite most
Every answer quotes the provision it tests. These are the New Hampshire provisions the questions on this page cite most often.
- N.H. RSA 407:22 · Standard Fire Policy, Conditions suspending or restricting insurance3 questions
- N.H. Code Admin. Rules Ins 1002.05 · Claims Settlement Time Limits2 questions
- N.H. RSA 264:15, · Uninsured or Hit-and-Run Motor Vehicle Coverage2 questions
- N.H. RSA 417:4, XV · Unfair Claim Settlement Practices by Insurers, introductory clause2 questions
- 15 U.S.C. § 1681c1 question
- 15 U.S.C. § 1681d · Disclosure of investigative consumer reports; disclosure of fact of preparation1 question
- 18 U.S.C. § 10331 question
- N.H. Code Admin. Rules Ins 1002.12 · Other Insurer Responsibilities1 question
Exam figures on this page were checked against official pages: Testing company · Exam fee · License fee · Pre-licensing. Confirm anything you rely on with the testing company and the New Hampshire Department of Insurance.