New Hampshire Personal Lines Insurance Practice Test 2026
Practice the exam New Hampshire uses, from general personal lines knowledge to New Hampshire's own insurance law. Every answer quotes the statute behind it.
General Insurance Principles, plus New Hampshire's own insurance law.
100 scored questions. The time limit and passing score are set by New Hampshire; check the candidate handbook.
Last verified September 2026 · Producer's Personal Lines Content Outline (Series 12-86)
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Master each topic before your New Hampshire exam. First 1 topics are free to start.
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About the New Hampshire Personal Lines exam
Personal Lines is a narrower license for selling coverage to individuals and families: personal auto, homeowners and umbrella liability. Not every state offers it as a separate exam, so the states below are the ones we cover.
What it covers
- Homeowners and residential property coverage
- Personal auto and umbrella liability
- Cancellation, nonrenewal and notice rules
- Your state's personal lines regulations
Who takes it
Agents who sell only to individuals and households, such as captive agents at personal lines carriers.
What is on the New Hampshire Personal Lines test
New Hampshire's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.
- Insurance Regulation11%
- Federal Laws and Regulations2%
- General Insurance Concepts9%
- Property and Casualty Insurance Basics30%
- Dwelling Policy Concepts12%
- Homeowners Policy Concepts16%
- Personal Automobile Policy13%
- Other Types of Personal Insurance7%
Source: PSI New Hampshire examination content outlines: Producer Property & Casualty series 12-64 (150 Items), Producer Property 12-84 (100), Producer Casualty 12-85 (100), Producer Personal Lines 12-86 (100) and NH Property and Casualty Insurance Laws and Regulations 12-81 (40 Items). None prints a revision or effective date; all five PDFs carry CreationDate/ModDate 2025-06-23 and the PSI New Hampshire Candidate Information Bulletin footer-dated 8/4/2026 links them as current. Every outline is weighted by PERCENT (each sums to 100) and publishes no per-area item count. The Item figures are the SCORED counts: the bulletin states the 5 to 10 experimental questions are administered "in addition to the number of examination items specified in the Examination Content Outlines". (New Hampshire Producer's Personal Lines Content Outline (Series 12-86)). Confirm current weights with the testing company before you book.
What to bring to the New Hampshire exam
New Hampshire official sources
- Unfair Insurance Trade PracticesN.H. RSA Title XXXVII, Chapter 417, complete chapter, RSA 417:1 to 417:31 · New Hampshire General Court
- RSA Title LXII, Chapter 638 - Fraud (RSA 638:1 to 638:29)www.gencourt.state.nh.us
- RSA Title XXI, Chapter 264 - Accidents and Financial Responsibility (RSA 264:1 to 264:34)www.gencourt.state.nh.us
- RSA Title XXXVII, Chapter 402 - Insurance Companies and Agents (RSA 402:1 to 402:84, as printed)www.gencourt.state.nh.us
- RSA Title XXXVII, Chapter 406-C - Sales of Insurance by Financial Institutions (RSA 406-C:1 to 406-C:19)www.gencourt.state.nh.us
- RSA Title XXXVII, Chapter 407 - The Fire Insurance Contract and Suits Thereon (RSA 407:1 to 407:24)www.gencourt.state.nh.us
- RSA Title XXXVII, Chapter 417-A - Refusal to Issue, Cancellation and Refusal to Renew Automobile Insurance (RSA 417-A:1 to 417-A:11)www.gencourt.state.nh.us
- Cancellation, Refusal to Write, Refusal to Renew Certain Property and Liability Insurance (RSA 417-B:1 to 417-B:8)New Hampshire RSA Title XXXVII, Chapter 417-B · www.gencourt.state.nh.us
All New Hampshire insurance laws and exam sources
Provisions these questions cite most
Every answer quotes the provision it tests. These are the New Hampshire provisions the questions on this page cite most often.
- N.H. RSA 264:15, · Uninsured or Hit-and-Run Motor Vehicle Coverage2 questions
- N.H. Code Admin. Rules Ins 1002.13 · Loss of Use1 question
- N.H. Code Admin. Rules Ins 1002.14 · Estimates1 question
- N.H. Code Admin. Rules Ins 1002.15 · Determining Amount of Motor Vehicle Total Loss Claims1 question
- N.H. Code Admin. Rules Ins 1002.19 · Miscellaneous Provisions1 question
- N.H. Code Admin. Rules Ins 1302.03 · Educational Requirements For Producers1 question
- N.H. Code Admin. Rules Ins 1303.04 · Compliance1 question
- N.H. Code Admin. Rules Ins 4301.05 · Commingling of Funds Prohibited1 question
Exam figures on this page were checked against official pages: Testing company · Exam fee · License fee · Pre-licensing. Confirm anything you rely on with the testing company and the New Hampshire Department of Insurance.