State statute · New Hampshire

Unfair Insurance Trade Practices

N.H. RSA Title XXXVII, Chapter 417, complete chapter, RSA 417:1 to 417:31

Publisher: New Hampshire General Court
Edition: New Hampshire Revised Statutes Annotated, merged chapter view as published by the General...
Last checked: 2026-09-10
Status: US state statute

Edition and licensing notes

Edition. New Hampshire Revised Statutes Annotated, merged chapter view as published by the General Court

Status. US state statute; public domain.

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What this document is

N.H. RSA Title XXXVII, Chapter 417 - Unfair Insurance Trade Practices (complete chapter, RSA 417:1 to 417:31) is a state statute published by New Hampshire General Court. It is one of the New Hampshire documents that insurance license exam questions are written from, including new hampshire life & health, new hampshire property & casualty, new hampshire personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

RSA § 417:4, III (False Information and Advertising Generally)
“an advertisement, announcement, or statement containing any assertion, representation, or statement with respect to any insurer, its financial condition, or the terms of any contracts issued or to be issued or the benefits or advantages promised thereby, or the dividends or share of the surplus to...”
RSA § 417:4, V(a) (Boycott; Coercion and Intimidation)
“Entering into any agreement to commit or by any concerted action committing any act of boycott or individually or by any concerted action entering into any agreement to commit or committing any act of coercion or intimidation resulting or tending to result in unreasonable restraint of, or a...”
RSA § 417:4, I(g) (Misrepresentations: Burden of Establishing Truthfulness or Completeness)
“(g) Obtaining money or property by means of any untrue statement of a material fact or any omission to state a material fact necessary in order to make the statement made, in light of the circumstances under which it was made, not misleading; the burden of establishing truthfulness or completeness...”
RSA § 417:12, IV (When a Cease and Desist Order Becomes Final)
“An order of the commissioner to cease and desist shall become final: (a) Upon the expiration of the period set forth in the show cause order; or (b) Upon receipt of the order by the person involved.”
RSA § 417:1 (Purpose of Chapter)
“The purpose of this chapter is to regulate trade practices in the business of insurance, in accordance with the intent of Congress as expressed in the Act of Congress of March 9, 1945 (Public Law 15, 79th Congress), by defining or providing for the determination of all such practices which...”
RSA § 417:4, IX(b)(14) (Contests and Drawings Exception)
“(14) Contests, sweepstakes, raffles, or drawings, conducted in connection with the marketing or promotion of insurance products, if: (A) There is no participation cost to entrants; and (B) The contest, sweepstake, raffle, or drawing is open to consumers who are not policyholders and the consumer is...”
RSA § 417:4, IV (Defamation)
“Defamation. Making, publishing, disseminating, or circulating, directly or indirectly, or aiding, abetting, or encouraging the making, publishing, disseminating, or circulating of any oral or written statement or any pamphlet, circular, article or literature which is false or maliciously critical...”
RSA § 417:4, VI (False Financial Statements)
“False Financial Statements. Knowingly filing with any supervisory or other public official or knowingly making, publishing, disseminating, circulating, or delivering to any person; or knowingly placing before the public, or causing directly or indirectly, to be made, published, disseminated,...”
RSA § 417:4, II (Misrepresentation in Insurance Applications or Transactions)
“Misrepresentation in Insurance Applications or Transactions. Making false or fraudulent statements or representations on or relative to an application for insurance, for the purpose of obtaining a fee, commission, money or benefit from an insurer, agent, or individual.”
RSA § 417:4, I(b) (Misrepresentations: Incomplete Comparison of Policies)
“Misrepresenting, directly or indirectly, in the offer or sale of any insurance or in connection with any inducement or attempted inducement of any insured or person with ownership rights under an issued insurance policy to lapse, forfeit, surrender, assign, effect a loan against, retain, exchange,...”
RSA § 417:10, II (Relief for an Individual Consumer's Actual Economic Losses)
“In lieu of the monetary penalties provided for under paragraph I, the commissioner, after hearing, may order relief for actual economic losses to restore, in whole or in part, any individual consumer, as opposed to a group or class of consumers, in interest to the position that the consumer...”
RSA § 417:4, VIII-a(a) (Living Organ Donors)
“No individual or group life insurance policy, long-term care insurance policy, or policy providing disability income protection, shall: (1) Deny or cancel coverage to a covered person solely on the basis of the person's status as a living organ donor. (2) Deny a covered person eligibility or...”

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Questions about this source

N.H. RSA Title XXXVII, Chapter 417 - Unfair Insurance Trade Practices (complete chapter, RSA 417:1 to 417:31) is a state statute published by New Hampshire General Court. Edition: New Hampshire Revised Statutes Annotated, merged chapter view as published by the General Court.

No. This page summarizes the document and links to the official version. Always rely on the text published by New Hampshire General Court for the current law.

Practice questions for New Hampshire Life & Health, New Hampshire Property & Casualty, New Hampshire Personal Lines cite this document.

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