State statute · New Hampshire

New Hampshire RSA Title XXXVII, Chapter 415-D - Long-Term Care Insurance Act (RSA 415-D:1 to 415-D:13)

Publisher: www.gencourt.state.nh.us
Edition: NH RSA current through the 2025 regular legislative session, or December 2025
Last checked: 2026-09-02
Status: NH statutes, public domain

Edition and licensing notes

Edition. NH RSA current through the 2025 regular legislative session, or December 2025 (stated on https://www.gencourt.state.nh.us/rsa/html/indexes/default.aspx)

Status. NH statutes, public domain (state government edict).

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What this document is

New Hampshire RSA Title XXXVII, Chapter 415-D - Long-Term Care Insurance Act (RSA 415-D:1 to 415-D:13) is a state statute published by www.gencourt.state.nh.us. It is one of the New Hampshire documents that insurance license exam questions are written from, including new hampshire life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

N.H. RSA tit. XXXVII § 415-D:6, I (Cancellation of Insurance; Conversion)
“An individual long-term care insurance policy shall not be cancelled, refused renewal, or otherwise terminated by the insurer, except where the required premium has not been paid by or on behalf of the insured; however, this shall not restrict or limit the insurer's right to rescind or revise a...”
N.H. RSA tit. XXXVII § 415-D:7 (Right to Return; Free Look)
“Long-term care insurance applicants shall have the right to return the policy or certificate within 30 days of its delivery and to have the premium refunded if, after examination of the policy or certificate, the applicant is not satisfied for any reason. Long-term care insurance policies and...”
N.H. RSA tit. XXXVII § 415-D:10, I (Nonforfeiture Benefits)
“Except as provided in paragraph II, a long-term care insurance policy shall not be delivered or issued for delivery in this state unless the policyholder or certificate holder has been offered the option of purchasing a policy or certificate including a nonforfeiture benefit. The offer of a...”
N.H. RSA tit. XXXVII § 415-D:8, II (Outline of Coverage)
“In the case of agent solicitations, an agent shall deliver the outline of coverage prior to the presentation of an application or enrollment form.”
N.H. RSA tit. XXXVII § 415-D:5, IV(b) (Disclosure and Performance Standards for Long-Term Care Insurance)
“A long-term care insurance policy containing post-confinement, post-acute care, or recuperative benefits shall clearly label in a separate paragraph of the policy or certificate entitled "Limitations or Conditions on Eligibility for Benefits" such limitations or conditions, including any required...”

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Questions about this source

New Hampshire RSA Title XXXVII, Chapter 415-D - Long-Term Care Insurance Act (RSA 415-D:1 to 415-D:13) is a state statute published by www.gencourt.state.nh.us. Edition: NH RSA current through the 2025 regular legislative session, or December 2025 (stated on https://www.gencourt.state.nh.us/rsa/html/indexes/default.aspx).

No. This page summarizes the document and links to the official version. Always rely on the text published by www.gencourt.state.nh.us for the current law.

Practice questions for New Hampshire Life & Health cite this document.

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