State statute · New Hampshire

New Hampshire RSA Title XXXVII, Chapter 415

Accident and Health Insurance, individual policy provisions and general provisions (RSA 415:1 to 415:17 and 415:20 to 415:27)

Publisher: www.gencourt.state.nh.us
Edition: NH RSA current through the 2025 regular legislative session, or December 2025
Last checked: 2026-09-02
Status: NH statutes, public domain

Edition and licensing notes

Edition. NH RSA current through the 2025 regular legislative session, or December 2025 (stated on https://www.gencourt.state.nh.us/rsa/html/indexes/default.aspx)

Status. NH statutes, public domain (state government edict).

Read the official text Practice questions from this source

What this document is

New Hampshire RSA Title XXXVII, Chapter 415 - Accident and Health Insurance, individual policy provisions and general provisions (RSA 415:1 to 415:17 and 415:20 to 415:27) is a state statute published by www.gencourt.state.nh.us. It is one of the New Hampshire documents that insurance license exam questions are written from, including new hampshire life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

N.H. RSA ch. 415 § 415:6, I(6) (Claim Forms)
“The insurer, upon receipt of a notice of claim, will furnish to the claimant such forms as are usually furnished by it for filing proofs of loss. If such forms are not furnished within 15 days after the giving of such notice the claimant shall be deemed to have complied with the requirements of...”
N.H. RSA ch. 415 § 415:6, I(5) (Notice of Claim)
“Notice given by or on behalf of the insured or the beneficiary to the insurer at __________ (insert the location of such office as the insurer may designate for the purpose), or to any authorized agent of the insurer, with information sufficient to identify the insured, shall be deemed notice to the insurer.”
N.H. RSA ch. 415 § 415:6, I (Accident and Sickness Policy Provisions: Required Provisions)
“Required Provisions. Except as provided in paragraph III of this section each such policy delivered or issued for delivery to any person in this state shall contain the provisions specified in this paragraph in the words in which the same appear in this section; provided, however, that the insurer...”
N.H. RSA ch. 415 § 415:6, I(2)(b) (Time Limit on Certain Defenses)
“No claim for loss incurred or disability (as defined in the policy) commencing after 2 years from the date of issue of this policy shall be reduced or denied on the ground that a disease or physical condition not excluded from coverage by name or specific description effective on the date of loss...”
N.H. RSA ch. 415 § 415:6, I(8) (Time of Payment of Claims)
“Time of Payment of Claims: Indemnities payable under this policy for any loss other than loss for which this policy provides any periodic payment will be paid immediately upon receipt of due written proof of such loss.”
N.H. RSA 415:13 (Age Limit)
“If any such policy contains a provision establishing, as an age limit or otherwise, a date after which the coverage provided by the policy will not be effective, and if such date falls within a period for which premium is accepted by the insurer or if the insurer accepts a premium after such date,...”
N.H. RSA 415:11 (Alteration of Application)
“No alteration of any written application for insurance, by erasure, insertion or otherwise, shall be made by any person other than the applicant without his written consent, and the making of any such alteration without the consent of the applicant shall be a misdemeanor.”
N.H. RSA 415:5, III (Form of Policy; short-term interim coverage)
“III. Nonrenewable, individual health insurance policies which provide medical, hospital, or major medical expense benefits for a specified term may be delivered or issued for delivery to any person in this state for purposes of providing short-term, interim coverage only and no such policy shall...”
N.H. RSA 415:9 (Falsity in Application)
“The falsity of any statement in the application for any policy covered by this chapter shall not bar the right to recovery thereunder, unless such false statement was made with actual intent to deceive, or unless it materially affected either the acceptance of the risk or the hazard assumed by the insurer.”
N.H. RSA 415:7, II (Conforming to Statute; Policy Conflicting With This Chapter)
“Policy Conflicting With This Chapter. A policy delivered or issued for delivery to any person in this state in violation of this chapter shall be held valid but shall be construed as provided in this chapter. When any provision in a policy subject to this chapter is in conflict with any provision...”
N.H. RSA 415:23, VI (Jurisdiction Over Certain Health Insurers)
“VI. Any production agency or administrator licensed by the department which advertises, sells, transacts, or administers coverage in this state described in paragraph I which is provided by any person or entity described in paragraph III shall, if that coverage is not fully insured or otherwise...”

Practice this material

New Hampshire Life & Health practice test

Questions about this source

New Hampshire RSA Title XXXVII, Chapter 415 - Accident and Health Insurance, individual policy provisions and general provisions (RSA 415:1 to 415:17 and 415:20 to 415:27) is a state statute published by www.gencourt.state.nh.us. Edition: NH RSA current through the 2025 regular legislative session, or December 2025 (stated on https://www.gencourt.state.nh.us/rsa/html/indexes/default.aspx).

No. This page summarizes the document and links to the official version. Always rely on the text published by www.gencourt.state.nh.us for the current law.

Practice questions for New Hampshire Life & Health cite this document.

More New Hampshire sources

See all New Hampshire sources →