State statute · New Hampshire

New Hampshire RSA Title XXXVII, Chapter 408-F

New Hampshire Life and Health Insurance Guaranty Association Act of 2019 (RSA 408-F:1 to 408-F:20)

Publisher: www.gencourt.state.nh.us
Edition: NH RSA current through the 2025 regular legislative session, or December 2025
Last checked: 2026-09-10
Status: NH statutes, public domain

Edition and licensing notes

Edition. NH RSA current through the 2025 regular legislative session, or December 2025 (stated on https://www.gencourt.state.nh.us/rsa/html/indexes/default.aspx)

Status. NH statutes, public domain (state government edict).

Read the official text Practice questions from this source

What this document is

New Hampshire RSA Title XXXVII, Chapter 408-F - New Hampshire Life and Health Insurance Guaranty Association Act of 2019 (RSA 408-F:1 to 408-F:20) is a state statute published by www.gencourt.state.nh.us. It is one of the New Hampshire documents that insurance license exam questions are written from, including new hampshire life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

N.H. RSA tit. XXXVII § 408-F:19, I (Prohibited Advertisement of Insurance Guaranty Association Act in Insurance Sales)
“The use of the protection afforded by this chapter, other than as provided by this paragraph, by any person in the sale, marketing, or advertising of insurance constitutes unfair competition and unfair practices under the New Hampshire unfair trade practices act, and is subject to sanctions imposed in that chapter.”
N.H. RSA tit. XXXVII § 408-F:8, IV(d)(2) (Powers and Duties of the Association, substitute coverage)
“Alternative or reissued policies or contracts shall be offered without requiring evidence of insurability, and shall not provide for any waiting period or exclusion that would not have applied under the terminated policy or contract.”
N.H. RSA tit. XXXVII § 408-F:5, II(b)(1) (Coverage and Limitations, exclusions)
“(b) Except as otherwise provided in subparagraph (c), this chapter shall not provide coverage for: (1) A portion of a policy or contract not guaranteed by the member insurer, or under which the risk is borne by the policy or contract owner;”
N.H. RSA tit. XXXVII § 408-F:5, I(f) (Coverage and Limitations, covered persons)
“In order to avoid duplicate coverage, if a person who would otherwise receive coverage under this chapter is provided coverage under the laws of any other state, the person shall not be provided coverage under this chapter.”
N.H. RSA tit. XXXVII § 408-F:19, IV (Notice to Policyholders, policy not covered by the association)
“No insurer or agent may deliver a policy or contract not covered by the association unless the insurer or agent, prior to or at the time of delivery, gives the policy owner, contract owner, certificate holder, or enrollee a separate written notice which clearly and conspicuously discloses that the...”
N.H. RSA 408-F:5, III(b)(6) (Coverage and Limitations; measurement of the limits)
“(6) The limitations set forth in this paragraph are limitations on the benefits for which the association is obligated before taking into account either its subrogation and assignments rights or the extent to which those benefits could be provided out of the assets of the impaired or insolvent...”
N.H. RSA 408-F:5, III(b)(7) (Coverage and Limitations; long-term care rider)
“(7) For purposes of this chapter, benefits provided by a long-term care rider to a life insurance policy or annuity contract shall be considered the same type of benefits as the base life insurance policy or annuity contract to which it relates.”
N.H. RSA 408-F:19, II (Notice to Policyholders; summary document)
“II. Within 180 days after January 1, 2020, the association shall prepare a summary document describing the general purposes and current limitations of the chapter and complying with paragraph III. This document shall be submitted to the commissioner for approval. Unless paragraph IV applies, at the...”
N.H. RSA 408-F:18 (Stay of Proceedings; Reopening Default Judgments)
“All proceedings in which the insolvent insurer is a party in any court in this state shall be stayed 60 days from the date an order of liquidation, rehabilitation or conservation is final to permit proper legal action by the association on any matters germane to its powers or duties. As to judgment...”

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New Hampshire Life & Health practice test

Questions about this source

New Hampshire RSA Title XXXVII, Chapter 408-F - New Hampshire Life and Health Insurance Guaranty Association Act of 2019 (RSA 408-F:1 to 408-F:20) is a state statute published by www.gencourt.state.nh.us. Edition: NH RSA current through the 2025 regular legislative session, or December 2025 (stated on https://www.gencourt.state.nh.us/rsa/html/indexes/default.aspx).

No. This page summarizes the document and links to the official version. Always rely on the text published by www.gencourt.state.nh.us for the current law.

Practice questions for New Hampshire Life & Health cite this document.

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