Kansas Property & Casualty Insurance Practice Test 2026
Practice the exam Kansas uses, from general property & casualty knowledge to Kansas's own insurance law. Every answer quotes the statute behind it.
General Insurance Principles and Property & Casualty, plus Kansas's own insurance law.
Property 84, Casualty 84, Combined 140 scored questions. The time limit and passing score are set by Kansas; check the candidate handbook.
Last verified September 2026 · Insurance Content Outlines
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About the Kansas Property & Casualty exam
The Property & Casualty exam licenses you to sell property and liability coverage: homeowners, commercial property, auto, general liability and workers compensation. The state portion covers the rules your state puts on those lines.
What it covers
- Property coverages, perils and policy conditions
- Casualty and liability coverage, including auto and workers compensation
- Underwriting, rating and claims basics
- Your state's producer licensing and casualty rules
Who takes it
Agents and brokers licensed to sell property and casualty insurance, including those adding it to a life and health license.
What is on the Kansas Property & Casualty test
Kansas's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.
- Types of Policies22 Qs
- Insurance Terms and Related Concepts15 Qs
- Policy Provisions and Contract Law13 Qs
- Kansas Statutes, Rules and Regulations Common to Life, Health, Property, and Casualty Insurance20 Qs
- Kansas Statutes, Rules, and Regulations Common to Property and Casualty Insurance Only...7 Qs
- Kansas Statutes and Regulations Pertinent to Property Insurance Only7 Qs
- Types of Policies, Bonds, and Related Terms23 Qs
- Insurance Terms and Related Concepts15 Qs
- Policy Provisions12 Qs
- Kansas Statutes and Regulations Common to Life, Health, Property, and Casualty Insurance20 Qs
- Kansas Statutes and Regulations Common to Property and Casualty Insurance Only7 Qs
- Kansas Statutes and Regulations Pertinent to Casualty Insurance Only7 Qs
- Types of Policies22 Qs
- Insurance Terms and Related Concepts15 Qs
- Policy Provisions and Contract Law13 Qs
- Types of Policies, Bonds, and Related Terms23 Qs
- Insurance Terms and Related Concepts15 Qs
- Policy Provisions12 Qs
- Kansas Statutes and Regulations Common to Life, Health, Property, and Casualty Insurance19 Qs
- Kansas Statutes and Regulations Common to Property and Casualty Insurance Only7 Qs
- Kansas Statutes and Regulations Pertinent to Property Insurance Only7 Qs
- Kansas Statutes and Regulations Pertinent to Casualty Insurance Only7 Qs
Source: KANSAS Insurance Supplement, Examination Content Outlines, Effective: March 1, 2025 (Pearson VUE #121703 | 2/2025). The cover reads 'Content outlines effective March 1, 2025' and every page's running head reads 'Effective: March 1, 2025'. Kansas publishes ONE outline per exam, each mixing general product knowledge with Kansas statutes and regulations, so there is no general/state split to record: the Kansas-law areas are areas within the same outline. Question counts are the outline's own parentheticals, which distinguish scored from pretest items; scoredQuestions is the scored figure. (Kansas Insurance Content Outlines). Confirm current weights with the testing company before you book.
What to bring to the Kansas exam
Kansas official sources
- Unfair methods of competition and deceptive acts definedKan. Stat. Ann. s. 40-2404 · Kansas Office of Revisor of Statutes
- License denial, suspension, revocation, or refusalKan. Stat. Ann. s. 40-4909 · Kansas Office of Revisor of Statutes
- License required to sell, solicit, or negotiateKan. Stat. Ann. s. 40-4903 · Kansas Office of Revisor of Statutes
- Insurance Department (commissioner: supervision, powers, election, criminal anti-fraud division)Kansas Statutes Chapter 40 Article 1 · Kansas Office of Revisor of Statutes
- General Provisions: examination of companies, agents' license examination and definition, excess coverage licenses, automobile cancellation, uninsured and underinsured motorist coverage, business cancellation and nonrenewal, penaltiesKansas Statutes Chapter 40 Article 2 (selected) · Kansas Office of Revisor of Statutes
- Statutes Chapter 40 Article 9General Provisions Relating to Fire Insurance Companies (incl. proof of loss, fire and casualty rate regulation act 40-951 to 40-967) · Kansas Office of Revisor of Statutes
- Casualty, Surety and Fidelity Companies (incl. 40-1112a motor vehicle accident prevention course discount)Kansas Statutes Chapter 40 Article 11 · Kansas Office of Revisor of Statutes
- Statutes Chapter 40 Article 21Miscellaneous Provisions (Kansas Automobile Insurance Plan 40-2102, Workers Compensation Insurance Plan 40-2109, FAIR Plan 40-2142) · Kansas Office of Revisor of Statutes
All Kansas insurance laws and exam sources
Provisions these questions cite most
Every answer quotes the provision it tests. These are the Kansas provisions the questions on this page cite most often.
- K.S.A. 40-2404 · Insurance as an inducement17 questions
- K.S.A. 40-4909 · Failure to respond to an inquiry10 questions
- K.S.A. 40-4903 · Lines of authority8 questions
- K.S.A. 40-955 · Certificate of insurance3 questions
- K.S.A. 40-2,125 · Definition of person2 questions
- K.S.A. 40-2142 · FAIR plan act; purpose2 questions
- K.S.A. 40-246b · Excess coverage license; rate differential2 questions
- K.S.A. 40-284 · Uninsured motorist coverage; no physical contact2 questions
Exam figures on this page were checked against official pages: Pre-licensing. Confirm anything you rely on with the testing company and the Kansas Department of Insurance.