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State statute · Kansas

License required to sell, solicit, or negotiate

Kan. Stat. Ann. s. 40-4903

Publisher
Kansas Office of Revisor of Statutes
Edition
State statute, retrieved 2026-08-28
Last checked
2026-08-28
Status
Kansas Statutes, public domain
Edition and licensing notes

Status. Kansas Statutes, public domain.

Read the official textPractice questions from this source

What this document is

Kan. Stat. Ann. s. 40-4903: License required to sell, solicit, or negotiate is a state statute published by Kansas Office of Revisor of Statutes. It is one of the Kansas documents that insurance license exam questions are written from, including kansas life & health, kansas property & casualty practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

  • Kan. Stat. Ann. § 40-4903 (Casualty line of authority)
    “Casualty: Insurance coverage against legal liability, including that for death, injury or disability or damage to real or personal property.”
  • Kan. Stat. Ann. § 40-4903 (Life line of authority)
    “Life: Insurance coverage on human lives including benefits of endowment and annuities, and may include benefits in the event of death or dismemberment by accident and benefits for disability income.”
  • Kan. Stat. Ann. § 40-4903 (Personal lines authority)
    “Personal lines: Property and casualty insurance coverage sold primarily to an individual or family for noncommercial purposes.”
  • Kan. Stat. Ann. § 40-4903(a) (issuance of insurance agent license and lines of authority)
    “Unless denied licensure pursuant to K.S.A. 40-4909 , and amendments thereto, any person who meets the requirements of K.S.A. 40-4905 , and amendments thereto, shall be issued an insurance agent license. An insurance agent may receive qualifications for a license in one or more of the following lines of authority:”
  • Kan. Stat. Ann. § 40-4903(e)(2) (automatic suspension and penalty for a late continuing education report)
    “If the required report showing proof of continuing education completion is not received by the commissioner by the individual insurance agent's biennial due date, such individual insurance agent's qualification and each and every corresponding license shall be suspended automatically for a period...”
  • Kan. Stat. Ann. § 40-4903(c)(3) (pre-need funeral insurance reporting and continuing education exemption)
    “Each licensed insurance agent who is an individual and holds a life insurance license solely for the purpose of selling pre-need funeral insurance or annuity products shall file a report on or before such agent's biennial due date affirming that such agent transacted no other insurance business...”
  • Kan. Stat. Ann. § 40-4903(c)(4) (Continuing Education Exemption for Limited Lines)
    “Each licensed insurance agent who is an individual and holds only a bail bond, self-service storage unit or travel insurance qualification is exempt from the requirement to obtain C.E.C.s.”
  • Kan. Stat. Ann. § 40-4903(i) (Waiver of Renewal and Examination Requirements)
    “Any licensed individual insurance agent who is unable to comply with license renewal procedures due to military service or some other extenuating circumstances may request a waiver of those procedures from the commissioner. Such agent may also request from the commissioner a waiver of any...”
  • Kan. Stat. Ann. § 40-4903(a)(5) (Variable Life and Variable Annuity Line of Authority)
    “Variable life and variable annuity products: Insurance coverage provided under variable life insurance contracts, variable annuities or any other life insurance or annuity product that reflects the investment experience of a separate account.”
  • K.S.A. 40-4903(a)(3) and (a)(4) (Lines of authority)
    “(3) Property: Insurance coverage for the direct or consequential loss or damage to property of every kind. (4) Casualty: Insurance coverage against legal liability, including that for death, injury or disability or damage to real or personal property.”
  • K.S.A. 40-4903(c) (Continuing education credits)
    “(c) Except as provided in paragraphs (1) through (4), each licensed insurance agent shall biennially obtain a minimum of 18 C.E.C.s that include at least three hours of instruction in insurance ethics that also may include regulatory compliance.”
  • K.S.A. 40-4903(b) (License remains in effect)
    “(b) Unless suspended, revoked or refused renewal pursuant to K.S.A. 40-4909 , and amendments thereto, an insurance agent license shall remain in effect as long as: (1) Education requirements for resident individual agents are met by such insurance agent's biennial due date; (2) such insurance agent...”

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Questions about this source

Kan. Stat. Ann. s. 40-4903: License required to sell, solicit, or negotiate is a state statute published by Kansas Office of Revisor of Statutes. Edition: State statute, retrieved 2026-08-28.

No. This page summarizes the document and links to the official version. Always rely on the text published by Kansas Office of Revisor of Statutes for the current law.

Practice questions for Kansas Life & Health, Kansas Property & Casualty cite this document.

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