Kansas Statutes Chapter 40 Article 22

What this document is

Kansas Statutes Chapter 40 Article 22 - Accident and Sickness Insurance (K.S.A. 40-2201 through 40-2259) is a state statute published by Kansas Office of Revisor of Statutes. It is one of the Kansas documents that insurance license exam questions are written from, including kansas life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

• K.S.A. Chapter 40 Article 22 § 40-2205 (Statements Made in Application for Policy; Effect)

  “The insured shall not be bound by any statement made in an application for a policy unless a copy of such application is attached to or endorsed on the policy when issued as a part thereof.”

• K.S.A. Chapter 40 Article 22 § 40-2210(D) (Blanket Benefits, To Whom Payable)

  “All benefits under any blanket sickness and accident policy shall be payable to the person insured, or to his or her designated beneficiary or beneficiaries, or to his or her estate, except that if the person insured be a minor, such benefits may be made payable to his or her parents, guardian, or...”

• K.S.A. Chapter 40 Article 22 § 40-2210(E) (Blanket Disability Income Integrated with Social Security)

  “No blanket disability income policy which integrates benefits with social security benefits, shall provide that the amount of any disability benefit actually being paid to the disabled person shall be reduced by changes in the level of social security benefits resulting either from changes in the...”

• K.S.A. Chapter 40 Article 22 § 40-2210(C) (Memorandum Furnished to Each Insured)

  “Each person insured under such blanket sickness and accident policy or contract shall, except where authorization is otherwise given by the commissioner of insurance, be furnished a memorandum approved by the commissioner of insurance setting forth the essential coverages of the contract, including...”

• K.S.A. Chapter 40 Article 22 § 40-2203(B)(8) (Optional Provision: Cancellation)

  “In the event of cancellation, the insurer will return promptly the unearned portion of any premium paid. If the insured cancels, the earned premium shall be computed by the use of the short-rate table last filed with the state official having supervision of insurance in the state where the insured...”

• K.S.A. Chapter 40 Article 22 § 40-2203(A)(12) (Change of beneficiary)

  “Unless the insured makes an irrevocable designation of beneficiary, the right to change of beneficiary is reserved to the insured and the consent of the beneficiary or beneficiaries shall not be requisite to surrender or assignment of this policy or to any change of beneficiary or beneficiaries, or...”

• K.S.A. Chapter 40 Article 22 § 40-2203(B)(1) (Optional Uniform Provision: Change of Occupation)

  “If the insured be injured or contract sickness after having changed his occupation to one classified by the insurer as more hazardous than that stated in this policy or while doing for compensation anything pertaining to an occupation so classified, the insurer will pay only such portion of the...”

• K.S.A. Chapter 40 Article 22 § 40-2203(A)(6) (Claim Forms)

  “The insurer, upon receipt of a notice of claim, will furnish to the claimant such forms as are usually furnished by it for filing proofs of loss. If such forms are not furnished within 15 days after the giving of such notice the claimant shall be deemed to have complied with the requirements of...”

• K.S.A. Chapter 40 Article 22 § 40-2255(c)(1) (Accident and Sickness Insurance; Closing Block of Business)

  “(c) No block of business shall be closed by a carrier unless: (1) The carrier provides written notice of the carrier's decision to close a block of business to each existing policyholder or contract holder affected and offers each policyholder or contract holder affected an opportunity to purchase...”

• K.S.A. Chapter 40 Article 22 § 40-2203(B)(9) (Optional Provision: Conformity with State Statutes)

  “Any provision of this policy which, on its effective date, is in conflict with the statutes of the state in which the insured resides on such date is hereby amended to conform to the minimum requirements of such statutes.”

• K.S.A. Chapter 40 Article 22 § 40-2209(j)(2) (continued coverage and converted policies, conditions required)

  “The converted policy shall be issued without evidence of insurability.”

• K.S.A. Chapter 40 Article 22 § 40-2217(c) (Definitions, "policy")

  “The term "policy" means the entire contract between the insurer and the insured, including the policy, riders, endorsements, and the application if attached, and such term includes subscriber agreements issued by nonprofit dental service corporations.”

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• Kansas Insurance Content OutlinesCandidate handbook or exam outline
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