Kansas Personal Lines Insurance Practice Test 2026
Practice the exam Kansas uses, from general personal lines knowledge to Kansas's own insurance law. Every answer quotes the statute behind it.
General Insurance Principles, plus Kansas's own insurance law.
100 scored questions. The time limit and passing score are set by Kansas; check the candidate handbook.
Last verified September 2026 · Insurance Content Outlines
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About the Kansas Personal Lines exam
Personal Lines is a narrower license for selling coverage to individuals and families: personal auto, homeowners and umbrella liability. Not every state offers it as a separate exam, so the states below are the ones we cover.
What it covers
- Homeowners and residential property coverage
- Personal auto and umbrella liability
- Cancellation, nonrenewal and notice rules
- Your state's personal lines regulations
Who takes it
Agents who sell only to individuals and households, such as captive agents at personal lines carriers.
What is on the Kansas Personal Lines test
Kansas's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.
- Types of Property Policies10 Qs
- Types of Casualty Policies13 Qs
- Property and Casualty Insurance Terms and Related Concepts28 Qs
- Property and Casualty Policy Provisions and Contract Law24 Qs
- Kansas Statutes and Regulations Common to Life, Health, Property, Casualty and Personal Lines Insurance18 Qs
- Kansas Statutes, Rules, and Regulations Pertinent to Personal Lines Insurance7 Qs
Source: KANSAS Insurance Supplement, Examination Content Outlines, Effective: March 1, 2025 (Pearson VUE #121703 | 2/2025). The cover reads 'Content outlines effective March 1, 2025' and every page's running head reads 'Effective: March 1, 2025'. Kansas publishes ONE outline per exam, each mixing general product knowledge with Kansas statutes and regulations, so there is no general/state split to record: the Kansas-law areas are areas within the same outline. Question counts are the outline's own parentheticals, which distinguish scored from pretest items; scoredQuestions is the scored figure. (Kansas Insurance Content Outlines). Confirm current weights with the testing company before you book.
What to bring to the Kansas exam
Kansas official sources
- General Provisions: examination of companies, agents' license examination and definition, excess coverage licenses, automobile cancellation, uninsured and underinsured motorist coverage, business cancellation and nonrenewal, penaltiesKansas Statutes Chapter 40 Article 2 (selected) · Kansas Office of Revisor of Statutes
- Statutes Chapter 40 Article 9General Provisions Relating to Fire Insurance Companies (incl. proof of loss, fire and casualty rate regulation act 40-951 to 40-967) · Kansas Office of Revisor of Statutes
- Casualty, Surety and Fidelity Companies (incl. 40-1112a motor vehicle accident prevention course discount)Kansas Statutes Chapter 40 Article 11 · Kansas Office of Revisor of Statutes
- Statutes Chapter 40 Article 21Miscellaneous Provisions (Kansas Automobile Insurance Plan 40-2102, Workers Compensation Insurance Plan 40-2109, FAIR Plan 40-2142) · Kansas Office of Revisor of Statutes
- Insurance Guaranty Association Act (40-2901 et seq.)Kansas Statutes Chapter 40 Article 29 · Kansas Office of Revisor of Statutes
- Automobile Injury Reparations Act (no-fault, required coverages, assigned claims plan, financial security)Kansas Statutes Chapter 40 Article 31 · Kansas Office of Revisor of Statutes
- Administrative Regulations, Agency 40 (Kansas Department of Insurance), selectedK.A.R. 40-1-34, 40-3-6, 40-3-15, 40-3-22, 40-3-40, 40-7-9, 40-7-11, 40-7-20a, 40-7-22, 40-7-25, 40-7-26, 40-7-27, 40-8-2, 40-8-7, 40-8-8, 40-8-10, 40-8-11 · Kansas Secretary of State (rules.ks.gov), Kansas Administrative Regulations
All Kansas insurance laws and exam sources
Provisions these questions cite most
Every answer quotes the provision it tests. These are the Kansas provisions the questions on this page cite most often.
- K.S.A. 40-284 · Rejection binds all parties insured4 questions
- K.S.A. 40-276a · Automobile liability; denial of renewal limited to listed circumstances2 questions
- K.A.R. 40-1-34 · Cash settlement less than the cost of repairs1 question
- K.A.R. 40-3-40 · Unfair rate discrimination; practices permitted by rate filings1 question
- K.S.A. 40-1112a · Court-ordered or administratively ordered course1 question
- K.S.A. 40-2,122 · Written explanation of cancellation or nonrenewal1 question
- K.S.A. 40-2138 · Payment of claims by property insurer; no dual endorsement1 question
- K.S.A. 40-2142 · FAIR plan; no use of proposed rates before approval1 question
Exam figures on this page were checked against official pages: Pre-licensing. Confirm anything you rely on with the testing company and the Kansas Department of Insurance.