Kansas Automobile Injury Reparations Act (no-fault, required coverages, assigned claims plan, financial security)

What this document is

Kansas Statutes Chapter 40 Article 31 - Kansas Automobile Injury Reparations Act (no-fault, required coverages, assigned claims plan, financial security) is a state statute published by Kansas Office of Revisor of Statutes. It is one of the Kansas documents that insurance license exam questions are written from, including kansas property & casualty, kansas personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

• K.S.A. 40-3110(a) (Primary status of personal injury protection benefits)

  “Except for benefits payable under any workmen's compensation law, which shall be credited against the personal injury protection benefits provided by subsection (f) of K.S.A. 40-3107, personal injury protection benefits due from an insurer or self-insurer under this act shall be primary”

• K.S.A. 40-3116(c) (Assigned claims plan; owner who failed to insure)

  “A person shall not be entitled to personal injury protection benefits through the assigned claims plan with respect to injury that such person has sustained if, at the time of such injury, such person was the owner of a motor vehicle for which a policy of motor vehicle liability insurance is...”

• K.S.A. 40-3107(e) (Minimum limits of liability)

  “contain stated limits of liability, exclusive of interest and costs, with respect to each vehicle for which coverage is granted, not less than $25,000 because of bodily injury to, or death of, one person in any one accident and, subject to the limit for one person, to a limit of not less than...”

• K.S.A. 40-3118(e) (Suspension after notice of no continuous financial security)

  “at the end of 30 days after the notice is mailed, the registration for such motor vehicle and the driving privileges of the owner of the vehicle shall be suspended or revoked, pursuant to such rules and regulations as the secretary of revenue shall adopt, unless within 10 days after the notice is...”

• K.S.A. 40-3107(f) (Motorcycle owner's written rejection of personal injury protection benefits)

  “The owner of a motorcycle, as defined by K.S.A. 8-1438, and amendments thereto or motor-driven cycle, defined by K.S.A. 8-1439, and amendments thereto, who is the named insured, shall have the right to reject in writing insurance coverage including such benefits for injury to a person which occurs...”

• K.S.A. 40-3110(b) (Overdue benefits)

  “Personal injury protection benefits payable under this act shall be overdue if not paid within thirty (30) days after the insurer or self-insurer is furnished written notice of the fact of a covered loss and of the amount of same, except that disability benefits payable under this act shall be paid...”

• K.S.A. 40-3104(f) (Self-insurance)

  “Any person in whose name more than 25 motor vehicles are registered in Kansas may qualify as a self-insurer by obtaining a certificate of self-insurance from the commissioner of insurance.”

• K.S.A. 40-3107(h)(1) (Exclusion for carrying persons for a charge; share the expense use)

  “(1) Rented to others or used to carry persons for a charge, however, such exclusion shall not apply to the use of a private passenger car on a share the expense basis”

• K.S.A. 40-3109(b) (Two or more insurers liable; highest single limit)

  “the maximum benefits payable from all applicable policies shall be the highest limit of any one policy providing such personal injury protection benefits.”

• K.S.A. 40-3130(a) (No cause of action for noneconomic loss; uninsured automobile)

  “Any person who, at the time of an automobile accident resulting in injuries to that person, is required but fails to maintain personal injury protection benefits coverage mandated by the Kansas automobile injury reparations act, article 31 of chapter 40 of the Kansas Statutes Annotated, and...”

• K.S.A. 40-3104(g)(1) (Penalty for violating the financial security requirement)

  “Any person violating any provision of this section shall be guilty of a class B misdemeanor and shall be subject to a fine of not less than $300 nor more than $1,000 or confinement in the county jail for a term of not more than six months, or both such fine and confinement.”

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Questions about this source

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