Arizona Property & Casualty Insurance Practice Test 2026
Practice the exam Arizona uses, from general property & casualty knowledge to Arizona's own insurance law. Every answer quotes the statute behind it.
General Insurance Principles and Property & Casualty, plus Arizona's own insurance law.
Combined 150, Property 100, Casualty 100 scored questions. The time limit and passing score are set by Arizona; check the candidate handbook.
Last verified September 2026 · Your Exam Content Outline
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About the Arizona Property & Casualty exam
The Property & Casualty exam licenses you to sell property and liability coverage: homeowners, commercial property, auto, general liability and workers compensation. The state portion covers the rules your state puts on those lines.
What it covers
- Property coverages, perils and policy conditions
- Casualty and liability coverage, including auto and workers compensation
- Underwriting, rating and claims basics
- Your state's producer licensing and casualty rules
Who takes it
Agents and brokers licensed to sell property and casualty insurance, including those adding it to a life and health license.
What is on the Arizona Property & Casualty test
Arizona's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.
- Insurance Regulation5%
- General Insurance5%
- Property and Casualty Insurance Basics14%
- Dwelling ('02) Policy9%
- Homeowners ('11) Policy15%
- Auto Insurance13%
- Commercial Package Policy (CPP)17%
- Businessowners ('10) Policy6%
- Workers Compensation Insurance8%
- Other Coverages and Options8%
- Insurance Regulation5%
- General Insurance7%
- Property Insurance Basics17%
- Dwelling ('02) Policy10%
- Homeowners ('11) Policy16%
- Auto Insurance15%
- Commercial Package Policy (CPP)16%
- Businessowners ('10) Policy — Property8%
- Other Coverages and Options6%
- Insurance Regulation5%
- General Insurance9%
- Casualty Insurance Basics15%
- Homeowners ('11) Policy15%
- Auto Insurance19%
- Commercial Package Policy (CPP)15%
- Businessowners ('10) Policy — Liability6%
- Workers Compensation Insurance10%
- Other Coverages and Options6%
Source: Prometric Arizona exam content outlines, all "Effective January 22, 2020". Weights are the publisher's own PERCENTAGES of the whole exam and sum to 100 in every outline; the document states the convention ("10 percent means that 6 questions will be drawn from the section on a 60-question exam, 10 will be drawn on a 100-question exam and 15 will be drawn on a 150-question exam"), so no per-area question count is published and weight is null throughout. scoredQuestions is the exam length the outline prints; the Arizona Licensing Information Bulletin (https://www.prometric.com/files/AZINSLIB.pdf, fetched 200, 1,370,082 bytes) adds 5 unscored experimental items on top ("You will be helping us help future test takers by completing 5 experimental test questions in your exam"). NOTE ON THE URL: the bare and "_0" neighbours of each series both return 200 at different sizes and differ in exactly one line, the effective date - the bare files read "Effective January 1, 2020" and the "_0" files "Effective January 22, 2020". The "_0" (later) edition is the one recorded here. (Arizona Examination for Property and Casualty Insurance Producer (Series 13-34) - Your Exam Content Outline; Arizona Examination for Property Insurance Producer (Series 13-42) - Your Exam Content Outline; Arizona Examination for Casualty Insurance Producer (Series 13-43) - Your Exam Content Outline). Confirm current weights with the testing company before you book.
What to bring to the Arizona exam
Arizona official sources
- License denial, suspension, or revocation; civil penaltyAriz. Rev. Stat. s. 20-295 · Arizona State Legislature
- Unfair Trade PracticesA.R.S. Title 20, Chapter 2, Article 2, Secs. 20-441 through 20-462 · Arizona State Legislature (azleg.gov)
- General ProvisionsArizona Revised Statutes Title 20, Chapter 1, Secs. 20-101 through 20-191 · Arizona State Legislature (azleg.gov)
- The Insurance ContractArizona Revised Statutes Title 20, Secs. 20-1101 onward · Arizona State Legislature (azleg.gov)
- Joint Underwriting AssociationArizona Revised Statutes Title 20, Chapter 12, Secs. 20-2201 through 20-2221 · Arizona State Legislature (azleg.gov)
- Consumer Credit InsuranceArizona Revised Statutes Title 20, Secs. 20-1602 onward · Arizona State Legislature (azleg.gov)
- Continuing EducationArizona Revised Statutes Title 20, Chapter 18, Secs. 20-2901 through 20-2904 · Arizona State Legislature (azleg.gov)
- Insurance Information and Privacy ProtectionArizona Revised Statutes Title 20, Secs. 20-2101 onward · Arizona State Legislature (azleg.gov)
All Arizona insurance laws and exam sources
Provisions these questions cite most
Every answer quotes the provision it tests. These are the Arizona provisions the questions on this page cite most often.
- A.R.S. § 20-1105 · Insurable interest with respect to property insurance2 questions
- A.R.S. § 20-1113 · Contents of policy2 questions
- A.R.S. § 20-16312 questions
- A.R.S. § 20-1652 · Grounds for valid notice of cancellation; inquiries; definitions2 questions
- A.R.S. § 20-1676 · Notice of nonrenewal2 questions
- A.R.S. § 20-407 · Surplus lines; brokers2 questions
- A.R.S. § 20-410 · Validity of surplus lines insurance; disclosure; policy fees2 questions
- A.R.S. § 28-4009 · Motor vehicle liability policy requirements2 questions
Exam figures on this page were checked against official pages: License fee. Confirm anything you rely on with the testing company and the Arizona Department of Insurance.