Insurance Information and Privacy Protection

What this document is

Arizona Revised Statutes Title 20, Secs. 20-2101 onward - Insurance Information and Privacy Protection is a state statute published by Arizona State Legislature (azleg.gov). It is one of the Arizona documents that insurance license exam questions are written from, including arizona life & health, arizona property & casualty, arizona personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

• A.R.S. Title 20 § 20-2110(A) (Reasons for Adverse Underwriting Decisions)

  “In the event of an adverse underwriting decision the insurance institution or insurance producer responsible for the decision shall either provide the applicant, policyholder or individual proposed for coverage with the specific reason for the adverse underwriting decision in writing or advise the...”

• A.R.S. Title 20 § 20-2113(12) (Disclosure limitations and conditions: affiliate exception)

  “12. To an affiliate whose only use of the information will be in connection with an audit of the insurance institution or insurance producer or the marketing of an insurance or financial product or service, if the affiliate agrees not to disclose the information for any other purpose or to an...”

• A.R.S. Title 20 § 20-2119 (Immunity for disclosures made under the chapter)

  “No claim for relief in the nature of defamation, invasion of privacy or negligency may arise against any person for disclosing personal or privileged information according to this chapter nor may such a claim for relief arise against any person for furnishing personal or privileged information...”

• A.R.S. Title 20 § 20-2118(B) (Individual remedies: liability for improper disclosure)

  “An insurance institution, insurance producer or insurance support organization which discloses information in violation of section 20-2113 is liable for damages sustained by the individual about whom the information relates, except that no individual is entitled to a monetary award which exceeds...”

• A.R.S. Title 20 § 20-2105 (Marketing and Research Surveys; Disclosure of Questions)

  “An insurance institution or insurance producer shall clearly specify those questions designed to obtain information solely for marketing or research purposes from an individual in connection with an insurance transaction.”

• A.R.S. Title 20 § 20-2108(C) (Access to Recorded Personal Information)

  “Medical record information supplied by a medical care institution or medical professional and requested under subsection A of this section, together with the identity of the medical professional or medical care institution which provided the information, shall be supplied either directly to the...”

• A.R.S. Title 20 § 20-2104(A), (B)(1) (Notice of Insurance Information Practices: Timing)

  “A. An insurance institution or insurance producer shall provide a notice of information practices to applicants and policyholders in connection with insurance transactions as prescribed in this section. B. The insurance institution or insurance producer shall provide the notice at the following...”

• A.R.S. Title 20 § 20-2102(19) (Definitions: personal information)

  “19. "Personal information" means any individually identifiable information gathered in connection with an insurance transaction and from which judgments can be made about an individual's character, habits, avocations, finances, occupation, general reputation, credit, health or any other personal...”

• A.R.S. Title 20 § 20-2103 (Pretext Interviews; Exception)

  “An insurance institution, insurance producer or insurance support organization shall not use or authorize the use of pretext interviews to obtain information in connection with an insurance transaction, except that a pretext interview may be undertaken to obtain information from a person or...”

• A.R.S. Title 20 § 20-2109(E) (Correction, Amendment or Deletion of Recorded Personal Information)

  “If the individual so requests, the insurance institution shall reconsider its underwriting decision based on any corrected information or the individual's statement provided under subsections C and D.”

• A.R.S. Title 20 § 20-2101(C) (Scope: resident of this state)

  “For purposes of this section, a person is considered a resident of this state if the person's last known mailing address, as shown in the records of the insurance institution, insurance producer or insurance support organization, is located in this state.”

• A.R.S. Title 20 § 20-2101(D) (Scope: title insurance exclusion)

  “D. Notwithstanding subsections A and B, this chapter does not apply to information collected from the public records of a governmental authority and maintained by an insurance institution or its representatives for the purpose of insuring the title to real property located in this state.”

Practice this material

Questions about this source

More Arizona sources

• Ariz. Rev. Stat. s. 20-443: Misrepresentations and false advertising of policiesState statute
• Ariz. Rev. Stat. s. 20-295: License denial, suspension, or revocation; civil penaltyState statute
• Ariz. Rev. Stat. ss. 20-448, 20-452: Unfair discrimination and rebatesState statute
• Ariz. Rev. Stat. ss. 20-1203 to 20-1210: Standard life insurance policy provisionsState statute
• A.R.S. Title 20, Chapter 2, Article 2 - Unfair Trade Practices (Secs. 20-441 through 20-462)State statute
• Arizona Revised Statutes Title 20, Chapter 1 - General Provisions (Secs. 20-101 through 20-191)State statute
• Arizona Revised Statutes Title 20, Secs. 20-1001 onward - Prepaid Dental Plan Organizations and Related EntitiesState statute
• Arizona Revised Statutes Title 20, Secs. 20-1101 onward - The Insurance ContractState statute