Arizona Personal Lines Insurance Practice Test 2026
Practice the exam Arizona uses, from general personal lines knowledge to Arizona's own insurance law. Every answer quotes the statute behind it.
General Insurance Principles, plus Arizona's own insurance law.
100 scored questions. The time limit and passing score are set by Arizona; check the candidate handbook.
Last verified September 2026 · Your Exam Content Outline
Study by topic
Master each topic before your Arizona exam. First 1 topics are free to start.
Pro study tools
The free runs cover the basics. These tools answer one question: would you pass the Personal Lines test today?
About the Arizona Personal Lines exam
Personal Lines is a narrower license for selling coverage to individuals and families: personal auto, homeowners and umbrella liability. Not every state offers it as a separate exam, so the states below are the ones we cover.
What it covers
- Homeowners and residential property coverage
- Personal auto and umbrella liability
- Cancellation, nonrenewal and notice rules
- Your state's personal lines regulations
Who takes it
Agents who sell only to individuals and households, such as captive agents at personal lines carriers.
What is on the Arizona Personal Lines test
Arizona's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.
- Insurance Regulation10%
- General Insurance10%
- Property and Casualty Insurance Basics17%
- Dwelling ('02) Policy11%
- Homeowners ('11) Policy23%
- Auto Insurance23%
- Other Coverages and Options6%
Source: Prometric Arizona exam content outlines, all "Effective January 22, 2020". Weights are the publisher's own PERCENTAGES of the whole exam and sum to 100 in every outline; the document states the convention ("10 percent means that 6 questions will be drawn from the section on a 60-question exam, 10 will be drawn on a 100-question exam and 15 will be drawn on a 150-question exam"), so no per-area question count is published and weight is null throughout. scoredQuestions is the exam length the outline prints; the Arizona Licensing Information Bulletin (https://www.prometric.com/files/AZINSLIB.pdf, fetched 200, 1,370,082 bytes) adds 5 unscored experimental items on top ("You will be helping us help future test takers by completing 5 experimental test questions in your exam"). NOTE ON THE URL: the bare and "_0" neighbours of each series both return 200 at different sizes and differ in exactly one line, the effective date - the bare files read "Effective January 1, 2020" and the "_0" files "Effective January 22, 2020". The "_0" (later) edition is the one recorded here. (Arizona Examination for Personal Lines Insurance Producer (Series 13-44) - Your Exam Content Outline). Confirm current weights with the testing company before you book.
What to bring to the Arizona exam
Arizona official sources
- General ProvisionsArizona Revised Statutes Title 20, Chapter 1, Secs. 20-101 through 20-191 · Arizona State Legislature (azleg.gov)
- The Insurance ContractArizona Revised Statutes Title 20, Secs. 20-1101 onward · Arizona State Legislature (azleg.gov)
- Consumer Credit InsuranceArizona Revised Statutes Title 20, Secs. 20-1602 onward · Arizona State Legislature (azleg.gov)
- Insurance Information and Privacy ProtectionArizona Revised Statutes Title 20, Secs. 20-2101 onward · Arizona State Legislature (azleg.gov)
- Authorization and Regulation of Insurers, first halfArizona Revised Statutes Title 20, Secs. 20-202 through 20-289 · Arizona State Legislature (azleg.gov)
- Authorization and Regulation of Insurers, second halfArizona Revised Statutes Title 20, Secs. 20-289 through 20-399 · Arizona State Legislature (azleg.gov)
- Administration of Insolvency, including the Arizona Property and Casualty Insurance Guaranty FundArizona Revised Statutes Title 20, Chapter 3, Articles 6-10, Secs. 20-661 through 20-698.01 · Arizona State Legislature (azleg.gov)
- Unauthorized Insurers, Surplus Lines and Producer Licensing, first halfArizona Revised Statutes Title 20, Secs. 20-400 through 20-488 · Arizona State Legislature (azleg.gov)
All Arizona insurance laws and exam sources
Provisions these questions cite most
Every answer quotes the provision it tests. These are the Arizona provisions the questions on this page cite most often.
- A.R.S. § 20-1652 · Grounds for valid notice of cancellation; inquiries; definitions3 questions
- A.R.S. § 20-267 · Motor vehicle liability policies; monthly basis; fee2 questions
- A.R.S. § 20-2692 questions
- A.R.S. § 20-461 · Unfair claim settlement practices2 questions
- A.R.S. § 28-4009 · Motor vehicle liability policy requirements2 questions
- A.R.S. § 28-41352 questions
- A.R.S. § 20-1105 · Insurable interest with respect to property insurance1 question
- A.R.S. § 20-1109 · Statements as representation; effect of misrepresentation upon policy1 question
Exam figures on this page were checked against official pages: License fee. Confirm anything you rely on with the testing company and the Arizona Department of Insurance.