Vermont Property & Casualty license exam prep

Vermont Property & Casualty Insurance Practice Test 2026

Practice the exam Vermont uses, from general property & casualty knowledge to Vermont's own insurance law. Every answer quotes the statute behind it.

Start practicing

What the Vermont exam tests

General Insurance Principles and Property & Casualty, plus Vermont's own insurance law.

Vermont requirement to pass

Property 100, Casualty 100, Combined 150 scored questions. The time limit and passing score are set by Vermont; check the candidate handbook.

Last verified September 2026 · Exam Content Outline

Study by topic

Master each topic before your Vermont exam. First 2 topics are free to start.

PersonalizedStudy your weak spots first PRO

Vermont insurance lawPRO90 questions Practice run: State Statutes & Casualty Rules20 questions free, 25 with Pro · mixed topicsStart run

Pro study tools

The free runs cover the basics. These tools answer one question: would you pass the Property & Casualty test today?

Property & Casualty Exam SimulatorPROA timed, full-length practice exam with no feedback until you finish, so it feels like test day.

Quick QuizPROA short set drawn from the questions you miss most, reshuffled every time.

Readiness analysisPROYour strengths, weak spots, and estimated pass probability across the bank.

Your Property & Casualty readiness, before you book.

This is a sample report. With Pro, the score and every dimension come from your own answers.

See Plans and Pricing

SAMPLE SCORE BREAKDOWN

SAMPLE

Coverage62%

Accuracy78%

Test Performance71%

Memory66%

Speed84%

81% likely to pass (sample)Focus on: Coverage

About the Vermont Property & Casualty exam

The Property & Casualty exam licenses you to sell property and liability coverage: homeowners, commercial property, auto, general liability and workers compensation. The state portion covers the rules your state puts on those lines.

What it covers

Property coverages, perils and policy conditions
Casualty and liability coverage, including auto and workers compensation
Underwriting, rating and claims basics
Your state's producer licensing and casualty rules

Who takes it

Agents and brokers licensed to sell property and casualty insurance, including those adding it to a life and health license.

What is on the Vermont Property & Casualty test

Vermont's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.

Property100 scored questions

Insurance Regulation10 Qs
General Insurance9 Qs
Property Insurance Basics13 Qs
Dwelling Policy7 Qs
Homeowners Policy22 Qs
Auto Insurance7 Qs
Commercial Package Policy (CPP)14 Qs
Businessowners Policy13 Qs
Other Coverages and Options5 Qs

Casualty100 scored questions

Insurance Regulation10 Qs
General Insurance9 Qs
Casualty Insurance Basics12 Qs
Homeowners Policy17 Qs
Auto Insurance21 Qs
Commercial Package Policy (CPP)9 Qs
Businessowners Policy8 Qs
Workers Compensation Insurance7 Qs
Other Coverages and Options7 Qs

Combined150 scored questions

Insurance Regulation15 Qs
General Insurance13 Qs
Property and Casualty Insurance Basics15 Qs
Dwelling Policy8 Qs
Homeowners Policy26 Qs
Auto Insurance31 Qs
Commercial Package Policy (CPP)12 Qs
Businessowners Policy9 Qs
Workers Compensation Insurance10 Qs
Other Coverages and Options11 Qs

Source: Prometric Vermont per-series exam content outlines, fetched 2026-09-17 from https://www.prometric.com/files/vermont/<series>.pdf. Each prints its own effective note "Effective November 3, 2019" in its title block. scoredQuestions is the count the outline prints, and it is unambiguously the SCORED count: the title block reads "150 / 100 / 100 questions (plus 5 unscored items)", so the unscored items are additional. Areas carry BOTH weightings the publisher prints -- `weightPercent` (sums to exactly 100) and `weight`, the per-area item count (sums to exactly the declared question count). Both were used as independent extraction checks and both hold. (Vermont Producer's Examination for Property Insurance (Series 14-41) - Exam Content Outline; Vermont Producer's Examination for Casualty Insurance (Series 14-42) - Exam Content Outline; Vermont Producer's Examination for Property and Casualty Insurance (Series 14-31) - Exam Content Outline). Confirm current weights with the testing company before you book.

Vermont official sources

Unfair methods of competition or unfair or deceptive acts or practices prohibitedVt. Stat. tit. 8, s. 4723 · Vermont General Assembly (legislature.vermont.gov)
Unfair methods of competition or unfair or deceptive acts or practices definedVt. Stat. tit. 8, s. 4724 · Vermont General Assembly (legislature.vermont.gov)
License requirementsVt. Stat. tit. 8, s. 4800 · Vermont General Assembly (legislature.vermont.gov)
License denial, nonrenewal, or termination causesVt. Stat. tit. 8, s. 4804 · Vermont General Assembly (legislature.vermont.gov)
Insurance Companies GenerallyVermont Statutes Title 8 Chapter 101, Secs. 3301-3696 · Vermont General Assembly (Vermont Statutes Online)
Fire and Casualty InsuranceVermont Statutes Title 8 Chapter 105, Secs. 3861-4002 · Vermont General Assembly (Vermont Statutes Online)
Licensing RequirementsVermont Statutes Title 8 Chapter 131, Secs. 4791-4826 · Vermont General Assembly (Vermont Statutes Online)
Fair Claims PracticesVermont Regulation I-79-2 (Revised) · Vermont Department of Financial Regulation

All Vermont insurance laws and exam sources

Provisions these questions cite most

Every answer quotes the provision it tests. These are the Vermont provisions the questions on this page cite most often.

Vt. Stat. tit. 8, § 4724 · Automobile glass services; failing to inform the insured8 questions
Vt. Stat. tit. 8, § 3541 · Filing and approval of forms4 questions
Vt. Stat. tit. 8, § 4800 · License requirements; residency and election of residency4 questions
Vt. Stat. tit. 8, § 3880 · Notice of cancellation3 questions
Vt. Stat. tit. 8, § 3882 · Renewal policies; transfer to an affiliate3 questions
Vt. Stat. tit. 8, § 3884 · Required renewals; continuation of agents' contracts and brokers' accounts3 questions
Vt. Stat. tit. 8, § 4800a · Continuing education3 questions
Vt. Stat. tit. 8, § 4804 · License of a business entity3 questions

Exam figures on this page were checked against official pages: Testing company. Confirm anything you rely on with the testing company and the Vermont Department of Insurance.

Frequently asked questions

Vermont's published content outline lists Property 100, Casualty 100, Combined 150 scored questions. Exams also include a few unscored pretest questions.

The passing score is set by Vermont. Most states use 70%, but check the Vermont candidate handbook from the testing vendor for the exact figure.

Vermont uses Prometric, an independent testing company that schedules and runs licensing exams. Its candidate handbook explains how to register and what to bring.

The fee is set by Vermont and its testing vendor and can change. Check the Vermont candidate handbook from the testing vendor for the exact figure.

It depends on the state and license. Check the Vermont Department of Insurance for the current Property & Casualty pre-licensing requirement before you register.

Retake rules come from Vermont and its testing vendor: you pay the fee again and, in some cases, wait a set number of days. Check the Vermont candidate handbook from the testing vendor for the exact figure.

Passing is one step. You then apply for the license through the Vermont Department of Insurance, usually with a background check and a fee.

Yes. Each state writes its own version, combining general property & casualty knowledge with Vermont insurance law.

More Vermont practice tests

Vermont Life & Health practice test Vermont Personal Lines practice test

Property & Casualty practice tests in other states

California Texas Florida New York Pennsylvania Illinois Ohio Georgia North Carolina Michigan New Jersey Virginia

See all Property & Casualty states →