Vermont Personal Lines Insurance Practice Test 2026
Practice the exam Vermont uses, from general personal lines knowledge to Vermont's own insurance law. Every answer quotes the statute behind it.
General Insurance Principles, plus Vermont's own insurance law.
100 scored questions. The time limit and passing score are set by Vermont; check the candidate handbook.
Last verified September 2026 · Exam Content Outline
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About the Vermont Personal Lines exam
Personal Lines is a narrower license for selling coverage to individuals and families: personal auto, homeowners and umbrella liability. Not every state offers it as a separate exam, so the states below are the ones we cover.
What it covers
- Homeowners and residential property coverage
- Personal auto and umbrella liability
- Cancellation, nonrenewal and notice rules
- Your state's personal lines regulations
Who takes it
Agents who sell only to individuals and households, such as captive agents at personal lines carriers.
What is on the Vermont Personal Lines test
Vermont's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.
- Insurance Regulation8 Qs
- General Insurance7 Qs
- Property and Casualty Insurance Basics15 Qs
- Dwelling Policy5 Qs
- Homeowners Policy25 Qs
- Auto Insurance28 Qs
- Farm Coverage2 Qs
- Other Coverages and Options10 Qs
Source: Prometric Vermont per-series exam content outlines, fetched 2026-09-17 from https://www.prometric.com/files/vermont/<series>.pdf. Each prints its own effective note "Effective November 3, 2019" in its title block. scoredQuestions is the count the outline prints, and it is unambiguously the SCORED count: the title block reads "100 questions (plus 5 unscored items)", so the unscored items are additional. Areas carry BOTH weightings the publisher prints -- `weightPercent` (sums to exactly 100) and `weight`, the per-area item count (sums to exactly the declared question count). Both were used as independent extraction checks and both hold. Vermont administers Personal Lines as ONE undivided exam, so this blueprint has a single `combined` section. (Vermont Producer's Examination for Personal Lines Insurance (Series 14-39) - Exam Content Outline). Confirm current weights with the testing company before you book.
What to bring to the Vermont exam
Vermont official sources
- Unfair methods of competition or unfair or deceptive acts or practices definedVt. Stat. tit. 8, s. 4724 · Vermont General Assembly (legislature.vermont.gov)
- Insurance Companies GenerallyVermont Statutes Title 8 Chapter 101, Secs. 3301-3696 · Vermont General Assembly (Vermont Statutes Online)
- Fire and Casualty InsuranceVermont Statutes Title 8 Chapter 105, Secs. 3861-4002 · Vermont General Assembly (Vermont Statutes Online)
- Licensing RequirementsVermont Statutes Title 8 Chapter 131, Secs. 4791-4826 · Vermont General Assembly (Vermont Statutes Online)
- Continuing Education Requirements for Insurance ProducersVermont Regulation I-2000-02 (Revised) · Vermont Department of Financial Regulation (formerly Department of Banking, Insurance, Securities and Health Care Administration)
- Fair Claims PracticesVermont Regulation I-79-2 (Revised) · Vermont Department of Financial Regulation
- Trust Accounts (Anti-comingling)Vermont Regulation 95-1 · Vermont Department of Financial Regulation (formerly Department of Banking, Insurance, Securities & Health Care Administration)
All Vermont insurance laws and exam sources
Provisions these questions cite most
Every answer quotes the provision it tests. These are the Vermont provisions the questions on this page cite most often.
- Vt. Stat. tit. 8, § 4724 · Unfair practices; false information and advertising generally6 questions
- Vt. Stat. tit. 8, § 4800 · License requirements; nonresident qualification4 questions
- Vt. Stat. tit. 8, § 3541 · Filing and approval of forms3 questions
- Vermont Reg. 95-1, Section 5.A · Trust Accounts2 questions
- Vt. Stat. tit. 8, § 3879 · Cancellation of fire and casualty insurance2 questions
- Vt. Stat. tit. 8, § 3881 · Notice of nonrenewal2 questions
- Vt. Stat. tit. 8, § 3882 · Renewal policies2 questions
- Vt. Stat. tit. 8, § 4791 · Definitions2 questions
Exam figures on this page were checked against official pages: Testing company. Confirm anything you rely on with the testing company and the Vermont Department of Insurance.