Oklahoma Property & Casualty Insurance Practice Test 2026
Practice the exam Oklahoma uses, from general property & casualty knowledge to Oklahoma's own insurance law. Every answer quotes the statute behind it.
General Insurance Principles and Property & Casualty, plus Oklahoma's own insurance law.
Property 75, Casualty 75, Combined 150 scored questions. The time limit and passing score are set by Oklahoma; check the candidate handbook.
Last verified October 2026 · Property Producer Examination Content Outline
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About the Oklahoma Property & Casualty exam
The Property & Casualty exam licenses you to sell property and liability coverage: homeowners, commercial property, auto, general liability and workers compensation. The state portion covers the rules your state puts on those lines.
What it covers
- Property coverages, perils and policy conditions
- Casualty and liability coverage, including auto and workers compensation
- Underwriting, rating and claims basics
- Your state's producer licensing and casualty rules
Who takes it
Agents and brokers licensed to sell property and casualty insurance, including those adding it to a life and health license.
What is on the Oklahoma Property & Casualty test
Oklahoma's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.
- Licensing6 Qs
- State Insurance Statutes, Rules, and Regulations13 Qs
- Personal Policies7 Qs
- Commercial Property Policies15 Qs
- Property Insurance Terms and Related Concepts20 Qs
- Property Policy Provisions and Contract Law14 Qs
- Licensing3 Qs
- State Insurance Statutes, Rules, and Regulations11 Qs
- State Automobile Insurance Laws3 Qs
- State Workers' Compensation2 Qs
- Personal Casualty Policies and Related Terms6 Qs
- Commercial Casualty Policies, Bonds, and Related Terms30 Qs
- Casualty Insurance Terms and Related Concepts13 Qs
- Casualty Policy Provisions and Contract Law7 Qs
- Licensing7 Qs
- State Insurance Statutes, Rules, and Regulations16 Qs
- State Automobile Insurance Laws10 Qs
- State Workers' Compensation5 Qs
- Personal Policies8 Qs
- Commercial Property Policies15 Qs
- Property Insurance Terms and Related Concepts20 Qs
- Property Policy Provisions and Contract Law15 Qs
- Personal Casualty Policies and Related Terms10 Qs
- Commercial Casualty Policies, Bonds, and Related Terms20 Qs
- Casualty Insurance Terms and Related Concepts15 Qs
- Casualty Policy Provisions and Contract Law9 Qs
Source: PSI Oklahoma examination content outlines, the set the PSI Oklahoma candidate bulletin lists under "Click the Link to View Your Oklahoma Insurance Examination Content Outline Effective 8/1/2026" -- in force today (2026-09-17). The bulletin prints TWO outline tables, the other headed "Effective thru 7/31/2026"; both sets still return HTTP 200 at neighbouring paths and both were fetched, and the edition was read out of the documents rather than inferred from the URL (the 8/1/2026 files carry PDF CreationDate 2026-06-30, the superseded ones 2023-01-04). The current-file suffix is not uniform across exams -- propx.pdf, casx.pdf and persx.pdf but Procasxx.pdf -- so the links were read from the bulletin's page-11 link annotations, not constructed. Each outline PDF prints no revision or effective date of its own; its two-line header (exam title / "N Questions plus 5 unscored - M minutes") is its only self-identification and is quoted per section. Because that header states the unscored count separately, scoredQuestions is the publisher's own scored figure. Areas are weighted in ITEM COUNTS only -- Oklahoma prints no percentages -- and every section's counts sum exactly to its scored total. Oklahoma's outlines carry NO indentation whatsoever: every line sits at the same x, so the structure the document expresses is exactly two levels, area headings (the lines ending "(N items)") and their direct children, and that is what is recorded. Codes are positional. Statutory citations are printed UNPARENTHESISED after the topic title and are recorded in statutoryRefs, following taxonomy/life-health/ok.json; where the publisher sets an area's citation on its own line below the heading (State Workers' Compensation), it is attached to that heading rather than made a child of it. Oklahoma sells THREE Property & Casualty producer exams -- Property, Casualty, and Property & Casualty -- and all three are products, so all three are recorded. They are not reprints of one another: the combined exam is a distinct 150-item outline of 12 areas, and the areas it shares by name with the single-line exams carry different weights (State Insurance Statutes, Rules, and Regulations is 13 items in Property, 11 in Casualty and 16 in the combined exam). (Oklahoma Property Producer Examination Content Outline; Oklahoma Casualty Producer Examination Content Outline; Oklahoma Property and Casualty Producer Examination Content Outline). Confirm current weights with the testing company before you book.
What to bring to the Oklahoma exam
Oklahoma official sources
- Unfair methods of competition and deceptive acts prohibited and definedOkla. Stat. tit. 36, ss. 36-1203/1204 · Oklahoma State Legislature (oksenate.gov)
- Suspension, revocation, or refusal to issue or renew licenseOkla. Stat. tit. 36, s. 36-1435.13 · Oklahoma State Legislature (oksenate.gov)
- Trade Practices and FraudsOklahoma Statutes Title 36 Article 12, Secs. 36-1201 through 36-1260 · Oklahoma State Senate (oksenate.gov), Oklahoma Statutes Title 36
- Producer LicensingOklahoma Statutes Title 36 Article 14, Secs. 36-1415.2 through 36-1478 · Oklahoma State Senate (oksenate.gov), Oklahoma Statutes Title 36
- The Insurance ContractOklahoma Statutes Title 36 Article 36, Secs. 36-3601 through 36-3651 · Oklahoma State Senate (oksenate.gov), Oklahoma Statutes Title 36
- Statutes Title 36 (Insurance), Article 12A.1Unfair Claims Settlement Practices Act: selected sections (36 O.S. 1250.1, 1250.3, 1250.4, 1250.5, 1250.6, 1250.7, 1250.8) · Oklahoma Supreme Court Network (oscn.net), Oklahoma Statutes Citationized
- Producer Licensing Act (36 O.S. 1435.1 et seq.), current textOklahoma Statutes Title 36, Article 14A · Oklahoma Supreme Court Network (oscn.net), Oklahoma Statutes Citationized
- Statutes Title 36, Article 36 - Insurance Contracts (36 O.S. 3601 to 3699), current textOklahoma Supreme Court Network (oscn.net), Oklahoma Statutes Citationized
All Oklahoma insurance laws and exam sources
Provisions these questions cite most
Every answer quotes the provision it tests. These are the Oklahoma provisions the questions on this page cite most often.
- 36 O.S. § 3636 · Uninsured motorist coverage; rejection10 questions
- 36 O.S. § 3639 · Commercial policies; reasons for cancellation8 questions
- 36 O.S. § 3640 · Certificate of insurance not a policy; no additional rights6 questions
- 36 O.S. § 1435.13 · Records retention and examination by the Commissioner4 questions
- 36 O.S. § 1204 · Misrepresentations and false advertising of policy contracts3 questions
- 36 O.S. § 1435.15 · Appointment of producer as agent of insurer; notice of appointment3 questions
- 36 O.S. § 1435.23 questions
- 36 O.S. § 1435.8 · Change of legal name, address, or e-mail address3 questions
Exam figures on this page were checked against official pages: Testing company · Exam fee · Pre-licensing. Confirm anything you rely on with the testing company and the Oklahoma Department of Insurance.