State statute · Oklahoma

Oklahoma Statutes Title 36, Article 36 - Insurance Contracts (36 O.S. 3601 to 3699), current text

Publisher: Oklahoma Supreme Court Network
Edition: Oklahoma Statutes Citationized
Last checked: 2026-10-04
Status: Oklahoma statutes as published by the Oklahoma Supreme Court Network

Edition and licensing notes

Publisher. Oklahoma Supreme Court Network (oscn.net), Oklahoma Statutes Citationized

Edition. Oklahoma Statutes Citationized (OSCN), retrieved 2026-10-04; the OSCN index page states "Current through the 2025 Legislative Session".

Status. Oklahoma statutes as published by the Oklahoma Supreme Court Network (oscn.net), the courts' public statute database; statutes are public law.

Read the official text Practice questions from this source

What this document is

Oklahoma Statutes Title 36, Article 36 - Insurance Contracts (36 O.S. 3601 to 3699), current text is a state statute published by Oklahoma Supreme Court Network (oscn.net), Oklahoma Statutes Citationized. It is one of the Oklahoma documents that insurance license exam questions are written from, including oklahoma property & casualty practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

36 O.S. § 3605(B) (Insurable Interest With Respect to Property Insurance)
“"Insurable interest" as used in this section means any actual, lawful, and substantial economic interest in the safety or preservation of the subject of the insurance free from loss, destruction, or pecuniary damage or impairment.”
36 O.S. § 3620 (Validity of Noncomplying Forms)
“shall not be thereby rendered invalid but shall be construed and applied in accordance with such conditions and provisions as would have applied had such policy, rider, or endorsement been in full compliance with this Code.”
36 O.S. § 3609(A) (Representations in Applications)
“A. All statements and descriptions in any application for an insurance policy or in negotiations therefor, by or in behalf of the insured, shall be deemed to be representations and not warranties. Misrepresentations, omissions, concealment of facts, and incorrect statements shall not prevent a...”
36 O.S. § 3608(C) (Application as Evidence)
“C. As to kinds of insurance other than life insurance, no application for insurance signed by or on behalf of the insured shall be admissible in evidence in any action between the insured and the insurer arising out of the policy so applied for, if the insurer has failed, at expiration of thirty...”
36 O.S. § 3610(A) (Approval of Forms)
“shall be issued, delivered, or used unless filed with and approved by the Insurance Commissioner.”
36 O.S. § 3610(B) (Approval of Forms)
“the form so filed shall be deemed approved unless prior thereto it has been affirmatively approved or disapproved by order of the Insurance Commissioner.”
36 O.S. § 3611(A) (Grounds for Disapproval of Forms)
“A. The Insurance Commissioner shall disapprove any form of policy, application, rider or endorsement or withdraw any previous approval thereof only: 1. If it is in any respect in violation of or does not comply with this code, including Section 4509 of this title or any other applicable statute in...”
36 O.S. § 3612(B) (Standard Provisions)
“but the Insurance Commissioner may approve any substitute provision which is not less favorable in any particular to the insured or beneficiary than the standard provisions or optional standard provisions otherwise required.”
36 O.S. § 3612(D) (Standard Provisions)
“This section does not apply with respect to the Oklahoma standard fire insurance policy.”
36 O.S. § 3612(A) (Standard Provisions)
“A. Insurance contracts shall contain such standard provisions as are required by the applicable provisions of this Code pertaining to contracts of particular kinds of insurance. The Insurance Commissioner may waive the required use of a particular standard provision in a particular insurance policy...”
36 O.S. § 3613(C) (Contents of Policies in General)
“If under the policy the exact amount of premium is determinable only at stated intervals or termination of the contract, a statement of the basis and rates upon which the premium is to be determined and paid shall be included.”
36 O.S. § 3613.1 (Warning on Insurance Policy and Insurance Claim Form of Penalty for Fraudulent Statements)
“The absence of such a statement shall not constitute a defense in any prosecution.”

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Questions about this source

Oklahoma Statutes Title 36, Article 36 - Insurance Contracts (36 O.S. 3601 to 3699), current text is a state statute published by Oklahoma Supreme Court Network (oscn.net), Oklahoma Statutes Citationized. Edition: Oklahoma Statutes Citationized (OSCN), retrieved 2026-10-04; the OSCN index page states "Current through the 2025 Legislative Session"..

No. This page summarizes the document and links to the official version. Always rely on the text published by Oklahoma Supreme Court Network (oscn.net), Oklahoma Statutes Citationized for the current law.

Practice questions for Oklahoma Property & Casualty cite this document.

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