State statute · Oklahoma

Accident and health policy provisions (mandatory and optional)

Okla. Stat. tit. 36, s. 36-4405

Publisher: Oklahoma State Legislature
Edition: State statute, retrieved 2026-08-28
Last checked: 2026-08-28
Status: Oklahoma Statutes, public domain

Edition and licensing notes

Publisher. Oklahoma State Legislature (oksenate.gov)

Status. Oklahoma Statutes, public domain.

Read the official text Practice questions from this source

What this document is

Okla. Stat. tit. 36, s. 36-4405: Accident and health policy provisions (mandatory and optional) is a state statute published by Oklahoma State Legislature (oksenate.gov). It is one of the Oklahoma documents that insurance license exam questions are written from, including oklahoma life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

Okla. Stat. tit. 36 § 4405 (Entire Contract; Changes)
“1. A provision as follows: ENTIRE CONTRACT; CHANGES: This policy, including the endorsements and the attached papers, if any, constitutes the entire contract of insurance. No change in this policy shall be valid until approved by an executive officer of the insurer and unless such approval be...”
Okla. Stat. tit. 36 § 36-4405 (Proofs of Loss)
“Failure to furnish such proof within the time required shall not invalidate nor reduce any claim if it was not reasonably possible to give proof within such time, provided such proof is furnished as soon as reasonably possible and in no event, except in the absence of legal capacity, later than one...”
Okla. Stat. tit. 36, § 4405(B)(1) (Change of Occupation)
“If the insured be injured or contract sickness after having changed his occupation to one classified by the insurer as more hazardous than that stated in this policy or while doing for compensation anything pertaining to an occupation so classified, the insurer will pay only such portion of the...”
Okla. Stat. tit. 36, § 4405(A)(11) (Legal Actions)
“No action at law or in equity shall be brought to recover on this policy prior to the expiration of sixty (60) days after written proof of loss has been furnished in accordance with the requirements of this policy.”
Okla. Stat. tit. 36, § 4405(B)(2) (Misstatement of Age)
“MISSTATEMENT OF AGE: If the age of the insured has been misstated, all amounts payable under this policy shall be such as the premium paid would have purchased at the correct age.”
Okla. Stat. tit. 36, § 4405(A)(8) (Time of Payment of Claims)
“Subject to due written proof of loss, all accrued indemnities for loss for which this policy provides periodic payment will be paid______ (insert period for payment which must not be less frequently than monthly) and any balance remaining unpaid upon the termination of liability will be paid...”
Okla. Stat. tit. 36, § 4405(B)(7) (Unpaid Premium)
“UNPAID PREMIUM: Upon the payment of a claim under this policy, any premium then due and unpaid or covered by any note or written order may be deducted therefrom.”

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Oklahoma Life & Health practice test

Questions about this source

Okla. Stat. tit. 36, s. 36-4405: Accident and health policy provisions (mandatory and optional) is a state statute published by Oklahoma State Legislature (oksenate.gov). Edition: State statute, retrieved 2026-08-28.

No. This page summarizes the document and links to the official version. Always rely on the text published by Oklahoma State Legislature (oksenate.gov) for the current law.

Practice questions for Oklahoma Life & Health cite this document.

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