North Dakota Property & Casualty license exam prep

North Dakota Property & Casualty Insurance Practice Test 2026

Practice the exam North Dakota uses, from general property & casualty knowledge to North Dakota's own insurance law. Every answer quotes the statute behind it.

Start practicing

What the North Dakota exam tests

General Insurance Principles and Property & Casualty, plus North Dakota's own insurance law.

North Dakota requirement to pass

Property 110, Casualty 110 scored questions. The time limit and passing score are set by North Dakota; check the candidate handbook.

Last verified September 2026 · Property Insurance Examination - Content Outline

Study by topic

Master each topic before your North Dakota exam. First 2 topics are free to start.

PersonalizedStudy your weak spots first PRO

North Dakota insurance lawPRO92 questions Practice run: State Statutes & Casualty Rules20 questions free, 25 with Pro · mixed topicsStart run

Pro study tools

The free runs cover the basics. These tools answer one question: would you pass the Property & Casualty test today?

Property & Casualty Exam SimulatorPROA timed, full-length practice exam with no feedback until you finish, so it feels like test day.

Quick QuizPROA short set drawn from the questions you miss most, reshuffled every time.

Readiness analysisPROYour strengths, weak spots, and estimated pass probability across the bank.

Your Property & Casualty readiness, before you book.

This is a sample report. With Pro, the score and every dimension come from your own answers.

See Plans and Pricing

SAMPLE SCORE BREAKDOWN

SAMPLE

Coverage62%

Accuracy78%

Test Performance71%

Memory66%

Speed84%

81% likely to pass (sample)Focus on: Coverage

About the North Dakota Property & Casualty exam

The Property & Casualty exam licenses you to sell property and liability coverage: homeowners, commercial property, auto, general liability and workers compensation. The state portion covers the rules your state puts on those lines.

What it covers

Property coverages, perils and policy conditions
Casualty and liability coverage, including auto and workers compensation
Underwriting, rating and claims basics
Your state's producer licensing and casualty rules

Who takes it

Agents and brokers licensed to sell property and casualty insurance, including those adding it to a life and health license.

What is on the North Dakota Property & Casualty test

North Dakota's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.

Property general knowledge70 scored questions

Federal Laws and Regulations3 Qs
General Insurance Concepts14 Qs
Property Insurance Basics22 Qs
Dwelling Policy Concepts3 Qs
Homeowners Policy Concepts11 Qs
Commercial Property Policies9 Qs
Businessowners Policy5 Qs
Other Types of Property Insurance - Purpose and General Characteristics3 Qs

North Dakota law: property40 scored questions

Insurance Regulation14 Qs
North Dakota Laws and Regulations Pertaining to Property Insurance26 Qs

Casualty general knowledge70 scored questions

Federal Laws and Regulations
General Insurance Concepts
Casualty Insurance Basics
Personal Automobile Policy
Commercial Automobile Policy
Commercial General Liability
Other Types of Casualty Insurance

North Dakota does not publish topic weights for this part.

North Dakota law: casualty40 scored questions

Insurance Regulation10 Qs
North Dakota Laws and Regulations Pertaining to Casualty Insurance30 Qs

Source: PSI North Dakota examination content outlines, linked from the PSI North Dakota Candidate Information Bulletin #8286 stamped 9/14/2026. Each outline PDF prints NO revision or effective date of its own; its three-line header (exam title / "State (40 items); General (70) - 110 Items" / "Duration 150 minutes") is its only self-identification, and that header is quoted per section. North Dakota publishes one outline table, not a current/superseded pair, so no edition choice arises. Every exam is 110 items composed of a State half (40) and a General half (70); that split is the publisher's own, declared in the running header of every page, and the per-area item counts confirm it -- the state areas sum to exactly 40 in all three outlines. Sections follow that split. Areas are weighted in ITEM COUNTS only; the publisher prints no percentages, so weightPercent is null throughout. The bulletin states that 5 to 10 unscored experimental questions are administered IN ADDITION to the number specified in the content outlines, so these are scored counts. Sub-topic codes are positional: the outlines carry no printed labels and nest by indentation alone. Statutory and regulatory citations printed in trailing parentheses are recorded in statutoryRefs rather than left in the title, following taxonomy/life-health/nd.json; the document's own "Ref:" prefix is dropped, as there. North Dakota sells Property and Casualty as two SEPARATE producer exams of 110 items each and no combined Property & Casualty producer exam, so four sections are recorded. *** ONE SECTION IS DELIBERATELY UNWEIGHTED: casualty_general. *** The Casualty outline declares a General half of 70 items, but its seven general areas print 2 + 14 + 22 + 11 + 5 + 8 + 5 = 67. That is the publisher's own arithmetic, not a misreading: three independent extractions (pdftotext -layout, pdftotext, pypdf) return the same nine figures, no area heading is missing or unlabelled, and the same document's State half sums to exactly 40 while the Property and Personal Lines outlines both sum to exactly 110. Recording the seven printed counts against a declared 70 would fail taxonomy:validate; altering one to make it balance would invent an allocation the exam does not state. So casualty_general carries scoredQuestions 70 (the publisher's declared figure, corroborated by the bulletin's fee/item table) with weight and weightPercent null, and the seven printed counts are recorded here instead: Federal Laws and Regulations 2, General Insurance Concepts 14, Casualty Insurance Basics 22, Personal Automobile Policy 11, Commercial Automobile Policy 5, Commercial General Liability 8, Other Types of Casualty Insurance 5. (North Dakota Property Insurance Examination - Content Outline; North Dakota Casualty Insurance Examination - Content Outline). Confirm current weights with the testing company before you book.

Frequently asked questions

North Dakota's published content outline lists Property 110, Casualty 110 scored questions. Exams also include a few unscored pretest questions.

The passing score is set by North Dakota. Most states use 70%, but check the North Dakota candidate handbook from the testing vendor for the exact figure.

North Dakota uses PSI, an independent testing company that schedules and runs licensing exams. Its candidate handbook explains how to register and what to bring.

The testing company lists an exam fee of $67, paid when you register; the exact amount depends on which exam you take. The North Dakota Department of Insurance lists $100 for the license itself, which depends on the license type. Fees can change, so confirm them when you book.

Property & Casualty: not required. Confirm the current rule with the North Dakota Department of Insurance before you register, because requirements change.

Retake rules come from North Dakota and its testing vendor: you pay the fee again and, in some cases, wait a set number of days. Check the North Dakota candidate handbook from the testing vendor for the exact figure.

Passing is one step. You then apply for the license through the North Dakota Department of Insurance, usually with a background check and a fee.

Yes. Each state writes its own version, combining general property & casualty knowledge with North Dakota insurance law.

More North Dakota practice tests

North Dakota Life & Health practice test North Dakota Personal Lines practice test

Property & Casualty practice tests in other states

California Texas Florida New York Pennsylvania Illinois Ohio Georgia North Carolina Michigan New Jersey Virginia

See all Property & Casualty states →