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State statute · North Dakota

N.D. Cent. Code Ch. 26.1-41: Auto Accident Reparations

Publisher
ndlegis.gov
Edition
North Dakota Century Code, retrieved 2026-09-25
Last checked
2026-09-25
Status
ND statutes, public domain
Edition and licensing notes

Status. ND statutes, public domain (state government edict).

Read the official textPractice questions from this source

What this document is

N.D. Cent. Code Ch. 26.1-41 - Auto Accident Reparations is a state statute published by ndlegis.gov. It is one of the North Dakota documents that insurance license exam questions are written from, including north dakota property & casualty, north dakota personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

  • N.D. Cent. Code § 26.1-41-01(2) (Definitions; basic no-fault benefits)
    “"Basic no-fault benefits" means benefits for economic loss resulting from accidental bodily injury. The maximum amount of basic no-fault benefits payable for all economic loss incurred and resulting from accidental bodily injury to any one person as the result of any one accident may not exceed...”
  • N.D. Cent. Code § 26.1-41-01(21) (Definitions; serious injury)
    “"Serious injury" means an accidental bodily injury which results in death, dismemberment, serious and permanent disfigurement or disability beyond sixty days, or medical expenses in excess of two thousand five hundred dollars.”
  • N.D. Cent. Code § 26.1-41-02(5) (Security requirements - Authority of director of the department of transportation)
    “5. An owner of a motor vehicle with respect to which security is required who fails to have the security in effect at the time of an accident is absolutely liable at law for payment of basic no-fault benefits and has all the rights and obligations of a basic no-fault insurer under this chapter....”
  • N.D. Cent. Code § 26.1-41-07 (Persons not entitled to benefits)
    “26.1-41-07. Persons not entitled to benefits. Basic or optional excess no-fault benefits are not payable to or on behalf of any person who is injured while: 1. Occupying any motor vehicle without the expressed or implied consent of the owner or while not in lawful possession of the motor vehicle....”
  • N.D. Cent. Code § 26.1-41-08(1)(a) (Secured person exemption; noneconomic loss)
    “1. In any action against a secured person to recover damages because of accidental bodily injury arising out of the ownership or operation of a secured motor vehicle in this state, the secured person is exempt from liability to pay damages for: a. Noneconomic loss unless the injury is a serious injury.”
  • N.D. Cent. Code § 26.1-41-09(2) (Payment of basic and optional excess no-fault benefits)
    “Basic and optional excess no-fault benefits are overdue if not paid within thirty days after the basic no-fault insurer receives reasonable proof of the fact and the amount of loss sustained, except that the basic no-fault insurer may accumulate claims for periods not exceeding one month, and the...”
  • N.D. Cent. Code § 26.1-41-19(1) (Limitation of actions)
    “1. If no basic or optional excess no-fault benefits have been paid for loss, an action for the benefits may be commenced not later than two years after the injured person suffers the loss and either knows, or in the exercise of reasonable diligence should know, that the loss was caused by the...”
  • N.D. Cent. Code § 26.1-41-01(18) (Definitions; "Replacement services loss")
    “"Replacement services loss" means expenses not exceeding fifteen dollars per day in obtaining ordinary and necessary services from others not members of the injured person's household in lieu of those that the injured person would have performed had the injured person not been injured, not for...”
  • N.D. Cent. Code § 26.1-41-01(24) (Definitions; "Work loss")
    “"Work loss" means eighty-five percent of loss of income from work an injured person who would normally be employed in gainful activity during the period of disability would have performed had the person not been injured, reduced by any income from substitute work actually performed by the injured...”
  • N.D. Cent. Code § 26.1-41-19(3) (Limitation of actions; assigned claims)
    “Except as subsection 1 or 2 prescribes a longer period, an action by a claimant on an assigned claim which has been timely presented may be commenced not later than sixty days after the claimant received written notice of rejection of the claim by the basic no-fault insurer to which it was assigned.”
  • N.D. Cent. Code § 26.1-41-04 (Optional excess no-fault benefits)
    “Each basic no-fault insurer of the owner of a secured motor vehicle shall also make available optional excess no-fault benefits for excess economic loss commencing upon the exhaustion of basic no-fault benefits, up to a total of eighty thousand dollars in no-fault benefits for accidental bodily...”
  • N.D. Cent. Code § 26.1-41-01(9) (Definitions; medical expenses)
    “"Medical expenses" means usual and customary charges incurred for reasonable and necessary medical, surgical, diagnostic, x-ray, dental, prosthetic, ambulance, hospital, or professional nursing services or services for remedial treatment and care. Usual and customary charges do not include: a. The...”

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Questions about this source

N.D. Cent. Code Ch. 26.1-41 - Auto Accident Reparations is a state statute published by ndlegis.gov. Edition: North Dakota Century Code, retrieved 2026-09-25.

No. This page summarizes the document and links to the official version. Always rely on the text published by ndlegis.gov for the current law.

Practice questions for North Dakota Property & Casualty, North Dakota Personal Lines cite this document.

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