Skip to content
Insurance Pass
Start Free
State statute · North Dakota

Accident and health insurance policy provisions

N.D. Cent. Code ch. 26.1-36

Publisher
North Dakota Legislative Branch
Edition
North Dakota Century Code, retrieved 2026-08-28
Last checked
2026-09-10
Status
North Dakota Century Code, public domain
Edition and licensing notes

Publisher. North Dakota Legislative Branch (ndlegis.gov)

Status. North Dakota Century Code, public domain.

Read the official textPractice questions from this source

What this document is

N.D. Cent. Code ch. 26.1-36: Accident and health insurance policy provisions is a state statute published by North Dakota Legislative Branch (ndlegis.gov). It is one of the North Dakota documents that insurance license exam questions are written from, including north dakota life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

  • N.D. Cent. Code § 26.1-36-04(1)(e) (Grace Period)
    “A provision that the policyholder is entitled to a grace period of thirty-one days for the payment of any premium due except the first, during which the policy continues in force, unless the policyholder has given the insurer written notice of discontinuance in advance of the date of discontinuance...”
  • N.D. Cent. Code § 26.1-36-05(11) (Group Standard Provisions: Time of Payment of Claims)
    “all benefits payable under the policy or contract other than benefits for loss of time or unless subject to section 26.1-36-37.1 will be payable not more than sixty days after receipt of due proof of loss.”
  • N.D. Cent. Code § 26.1-36-04(1)(l) (Physical Examination and Autopsy)
    “the insurer may examine the individual for whom claim is made when and so often as it may reasonably require during the pendency of claim under the policy and also may make an autopsy in case of death if the autopsy is not prohibited by law.”
  • N.D. Cent. Code § 26.1-36-04(1)(g) (Notice of Claim)
    “Failure to give notice within this time does not invalidate nor reduce any claim if it is shown not to have been reasonably possible to give the notice and that notice was given as soon as was reasonably possible.”
  • N.D. Cent. Code § 26.1-36-04(1)(f) (Reinstatement)
    “if the insurer or the agent requires an application for reinstatement and issues a conditional receipt for the premium tendered, the policy will be reinstated upon approval of the application by the insurer or, lacking the approval, upon the forty-fifth day following the date of the conditional...”
  • N.D. Cent. Code § 26.1-36-04(1)(c) (Time Limit on Certain Defenses)
    “A provision that the validity of the policy may not be contested except for nonpayment of premiums, after it has been in force for two years from its date of issue; and that the validity of the policy may not be contested on the basis of a statement made relating to insurability by any person...”
  • N.D. Cent. Code § 26.1-36-04(1)(h) (Claim Forms)
    “A provision that the insurer will furnish to the person making claim, or to the policyholder for delivery to such person, the forms usually furnished for filing proof of loss. If the forms are not furnished before the expiration of fifteen days after the insurer receives notice of any claim under...”
  • N.D. Cent. Code § 26.1-36-04(2)(f) (optional provision: conformity with state statutes)
    “A provision that any provision of the policy which, on its effective date, is in conflict with the statutes of the state in which the insured resides on such date is amended to conform to the minimum requirements of such statutes.”
  • N.D. Cent. Code § 26.1-36-04(2)(b) (optional provision: misstatement of age)
    “A provision that if the age of the insured has been misstated, all amounts payable under the policy will be such as the premium paid would have purchased at the correct age.”
  • N.D. Cent. Code § 26.1-36-04(3) (omission or modification of inapplicable or inconsistent required provisions)
    “If any requirement of this section is in whole or in part inapplicable to or inconsistent with the coverage provided by a particular form of policy, the insurer, with the approval of the commissioner, shall omit from the policy any inapplicable provision or part of a provision, and shall modify any...”
  • N.D. Cent. Code § 26.1-36-04(1)(j) (Time of Payment of Claims)
    “A provision that all benefits payable under the policy other than benefits for loss of time will be payable according to the provisions of section 26.1-36-37.1, and that, subject to due proof of loss, all accrued benefits payable under the policy for loss of time will be paid not less frequently...”

Practice this material

North Dakota Life & Health practice test

Questions about this source

N.D. Cent. Code ch. 26.1-36: Accident and health insurance policy provisions is a state statute published by North Dakota Legislative Branch (ndlegis.gov). Edition: North Dakota Century Code, retrieved 2026-08-28.

No. This page summarizes the document and links to the official version. Always rely on the text published by North Dakota Legislative Branch (ndlegis.gov) for the current law.

Practice questions for North Dakota Life & Health cite this document.

More North Dakota sources

See all North Dakota sources →