Montana Property & Casualty Insurance Practice Test 2026

About the Montana Property & Casualty exam

The Property & Casualty exam licenses you to sell property and liability coverage: homeowners, commercial property, auto, general liability and workers compensation. The state portion covers the rules your state puts on those lines.

What is on the Montana Property & Casualty test

Montana's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.

Source: Montana Insurance Supplement — Examination Content Outlines Effective: March 2, 2026; Pearson VUE #122703 | 03/2026. Montana administers SEPARATE Property and Casualty producer exams and publishes no combined Property-and-Casualty producer outline: the handbook's "AVAILABLE EXAMINATIONS" table lists Property as "General: Property" + "State: Property" and Casualty as "General: Casualty" + "State: Casualty", so four sections are recorded. (The same table lists a "Property and Casualty Consultant" exam; that is the consultant licence, not a producer exam, and is not recorded here.) Counts are the outlines' own scored-question figures, stated separately from their 5 pretest questions. WEIGHTS: the two GENERAL KNOWLEDGE outlines weight areas in scored-question counts and each sums exactly (Property 22+15+13=50; Casualty 23+15+12=50). The two MONTANA SPECIFIC outlines print RANGES, not single figures, for two of their three areas — Property prints I=25, II="2-3", III="4-5" against 32 scored, and Casualty prints I=25, II="2-3", III="9-10" against 37 scored — so no integer weight the publisher actually stated exists for those areas. Both state sections are therefore recorded unweighted (weight and weightPercent null throughout) rather than carrying a number the outline does not print; the ranges are recorded here instead. One publisher labelling slip in PROPERTY – MONTANA SPECIFIC, the same kind already noted for the Life outline in taxonomy/life-health/mt.json: under I.C "Licensing Requirements" the numbered list runs 1–13, but an unnumbered "A. Business entity" is printed between item 10 ("Eligibility for license") and item 11. It is filed as I.C.10.A, under Eligibility for license, keeping the publisher's own letter — matching how the Life outline's identical "A. Business entity" was filed. The CASUALTY – MONTANA SPECIFIC outline prints the same 1–13 list with NO "A. Business entity" node at all. (Montana Insurance Content Outlines). Confirm current weights with the testing company before you book.

Montana official sources

• Unfair claim settlement practices prohibitedMont. Code Ann. s. 33-18-201 · Montana Legislative Services Division
• Code Annotated Title 33 Chapter 15The Insurance Contract (33-15-101 through 33-15-1126) · Montana Legislative Services Division (archive.legmt.gov)
• Code Annotated Title 33 Chapter 17Insurance Producers, Adjusters, Consultants and Administrators (33-17-101 through 33-17-1205) · Montana Legislative Services Division (archive.legmt.gov)
• Code Annotated Title 33 Chapter 10Insurance Guaranty Associations (33-10-101 through 33-10-236) · Montana Legislative Services Division (mca.legmt.gov)
• Code Annotated Title 33 Chapter 16Rates -- Rating and Advisory Organizations (33-16-101 through 33-16-1036) · Montana Legislative Services Division (mca.legmt.gov)
• Code Annotated Title 33 Chapter 18Unfair Trade Practices, remainder (33-18-101 through 33-18-1006, excluding 33-18-201 and 33-18-202 already held by mt-ins-01 and mt-ins-03) · Montana Legislative Services Division (mca.legmt.gov)
• Code Annotated Title 33 Chapter 19Insurance Information and Privacy Protection (33-19-101 through 33-19-410) · Montana Legislative Services Division (mca.legmt.gov)
• Code Annotated Title 33 Chapter 23Casualty Insurance (33-23-101 through 33-23-526) · Montana Legislative Services Division (mca.legmt.gov)

All Montana insurance laws and exam sources

Provisions these questions cite most

Every answer quotes the provision it tests. These are the Montana provisions the questions on this page cite most often.

• Mont. Code Ann. Sec. 33-16-203 · Rates filed2 questions
• Mont. Code Ann. Sec. 33-18-210 · Unfair discrimination and rebates prohibited, geographic location2 questions
• Mont. Code Ann. Sec. 33-18-221 · Designation of specific repair shops prohibited, lists allowed2 questions
• Mont. Code Ann. Sec. 33-19-321 · Computer security breach2 questions
• Mont. Code Ann. Sec. 33-23-204 · Definitions2 questions
• Mont. Code Ann. Sec. 33-24-110 · Risk preventative measures for homeowners, fire preventative measures2 questions
• Mont. Code Ann. Sec. 33-10-102 · Definitions, covered claim1 question
• Mont. Code Ann. Sec. 33-10-105 · General powers and duties1 question

Exam figures on this page were checked against official pages: Testing company · Exam fee. Confirm anything you rely on with the testing company and the Montana Department of Insurance.