Montana Code Annotated Title 33 Chapter 19

What this document is

Montana Code Annotated Title 33 Chapter 19 - Insurance Information and Privacy Protection (33-19-101 through 33-19-410) is a state statute published by Montana Legislative Services Division (mca.legmt.gov). It is one of the Montana documents that insurance license exam questions are written from, including montana property & casualty practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

• Mont. Code Ann. Sec. 33-19-201 (Pretext interviews prohibited, exception)

  “(1) Except as provided in subsection (2), an insurance institution, insurance producer, or insurance-support organization may not use or authorize the use of pretext interviews to obtain information in connection with an insurance transaction. (2) A pretext interview may be undertaken to obtain...”

• Mont. Code Ann. Sec. 33-19-303(2) (Reasons for adverse underwriting decisions)

  “If a written request is received within 90 business days from the date of the mailing of notice or other communication of an adverse underwriting decision to an applicant, policyholder, or individual proposed for coverage, the insurance institution or insurance producer shall within 21 business...”

• Mont. Code Ann. Sec. 33-19-306(1), (2) (Disclosure limitations and conditions)

  “(1) Except as provided in this section, a licensee may not disclose personal or privileged information about an individual collected or received in connection with an insurance transaction. (2) Disclosure may be made with the written authorization of the individual. The authorization must be in the...”

• Mont. Code Ann. Sec. 33-19-321(1) (Computer security breach)

  “Any licensee or insurance-support organization that conducts business in Montana and that owns or licenses computerized data that includes personal information shall provide notice of any breach of the security of the system following discovery or notice of the breach of the security of the system...”

• Mont. Code Ann. Sec. 33-19-104(23), (23)(a) through (23)(d) (Definitions, pretext interview)

  “"Pretext interview" means an interview during which a person, in an attempt to obtain information about a natural person, performs one or more of the following acts: (a) pretends to be someone else; (b) pretends to represent a person not in fact being represented; (c) misrepresents the true purpose...”

• Mont. Code Ann. Sec. 33-19-202(1)(a)(ii) (Notice of insurance information practices, delivery of notice)

  “within 60 days after any material change, other than typographical, in the insurance institution's privacy policies or practices.”

• Mont. Code Ann. Sec. 33-19-304(1) (Information concerning previous adverse underwriting decisions)

  “An insurance institution, insurance producer, or insurance-support organization may not seek information in connection with an insurance transaction concerning: (1) any previous adverse underwriting decision experienced by an individual unless the inquiry also requests the reasons for any previous...”

• Mont. Code Ann. Sec. 33-19-321(6)(b)(i) (Computer security breach, definitions)

  “"Personal information" means an individual's first name or first initial and last name in combination with any one or more of the following data elements, when the name and the data elements are not encrypted: (A) social security number; (B) driver's license number, state identification card...”

• Mont. Code Ann. Sec. 33-19-409 (Obtaining information under false pretenses)

  “Any person who knowingly and willfully obtains information about an individual from an insurance institution, insurance producer, or insurance-support organization under false pretenses shall be fined not more than $10,000 or imprisoned for not more than 1 year, or both.”

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Questions about this source

More Montana sources

• Mont. Code Ann. s. 33-18-201: Unfair claim settlement practices prohibitedState statute
• Mont. Code Ann. s. 33-18-202: Misrepresentation and false advertising of policies prohibitedState statute
• Mont. Code Ann. ss. 33-20-104 to 33-20-119: Standard life insurance policy provisionsState statute
• Mont. Code Ann. s. 33-17-1001: Suspension, revocation, or refusal of licenseState statute
• Montana Code Annotated Title 33 Chapter 15 - The Insurance Contract (33-15-101 through 33-15-1126)State statute
• Montana Code Annotated Title 33 Chapter 17 - Insurance Producers, Adjusters, Consultants and Administrators (33-17-101 through 33-17-1205)State statute
• Montana Code Annotated Title 33 Chapter 20 - Life Insurance and Annuity Contracts (33-20-101 through 33-20-1606)State statute
• Montana Code Annotated Title 33 Chapter 22 Parts 1-6 - Disability Insurance: general provisions, individual policy provisions, coverage requirements, group and blanket (33-22-101 through 33-22-604)State statute