Missouri Property & Casualty Insurance Practice Test 2026

About the Missouri Property & Casualty exam

The Property & Casualty exam licenses you to sell property and liability coverage: homeowners, commercial property, auto, general liability and workers compensation. The state portion covers the rules your state puts on those lines.

What is on the Missouri Property & Casualty test

Missouri's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.

Source: Missouri Insurance Supplement, Examination Content Outlines, 'Content Outlines: Effective February 1, 2026' / 'Effective Date: February 1, 2026' (Pearson VUE #122601 | 02/2026). Each producer exam is two separately-published outlines, a GENERAL KNOWLEDGE outline and a MISSOURI-SPECIFIC outline; counts are the outlines' own scored-question figures, stated separately from their pretest questions. Two Missouri conventions are recorded rather than copied, both already recorded the same way in the committed taxonomy/life-health/mo.json. (1) The MISSOURI-SPECIFIC outlines carry their weights on UNLABELLED group headings and restart roman numbering beneath each, so those headings are coded COMMON / PROPERTY / CASUALTY / PERSONAL_LINES after their own wording and the outline's romans nest under them; each group also prints 'Ref: All references are to RSMo unless otherwise noted'. (2) PROPERTY AND CASUALTY INSURANCE GENERAL KNOWLEDGE is headed '(50 scored plus 5 pretest questions)', which contradicts its own six area weights: 22+15+13+23+15+12 = 100. That header line is the one the single-line Property and Casualty outlines carry. scoredQuestions is recorded as 100, the total of the weights the outline itself prints, and the Missouri handbook (#122600) corroborates a longer exam by allotting exam 55 three hours against two for exams 52 and 53. (Missouri Insurance Content Outlines). Confirm current weights with the testing company before you book.

Missouri official sources

• Provisions Applicable to All Insurance Companies, first thirdMissouri Revised Statutes Chapter 375, Secs. 375.001-375.610 · Missouri Revisor of Statutes (revisor.mo.gov)
• Revised Statutes Chapter 375, second thirdSecs. 375.620-375.1140 · Missouri Revisor of Statutes (revisor.mo.gov)
• Revised Statutes Chapter 375, final thirdSecs. 375.1150-375.1803 · Missouri Revisor of Statutes (revisor.mo.gov)
• Code of State Regulations, Title 20 Division 100 Insurer Conduct, Chapter 1Improper or Unfair Claims Settlement Practices (20 CSR 100-1.010 to 100-1.300; 100-1.040, 100-1.060 and 100-1.300 are rescinded but still listed) · Missouri Secretary of State (sos.mo.gov), Code of State Regulations
• Code of State Regulations, Title 20 Division 500 Property and Casualty, Chapter 1Property and Casualty Insurance in General (standard fire policies 500-1.100, marine and inland marine 500-1.200 and 500-1.210, binders 500-1.300) · Missouri Secretary of State (sos.mo.gov), Code of State Regulations
• Automobile Insurance (minimum standards 500-2.100, cancellation and nonrenewal 500-2.300)Missouri Code of State Regulations, Title 20 Division 500 Property and Casualty, Chapter 2 · Missouri Secretary of State (sos.mo.gov), Code of State Regulations
• Revised Statutes Chapter 287Workmen's (Workers') Compensation Law (RSMo 287.010 through 287.975) · Missouri Revisor of Statutes (revisor.mo.gov)
• Revised Statutes Chapter 303Motor Vehicle Financial Responsibility Law (RSMo 303.010 et seq., incl. SR-22/SR-26 proof, uninsured motorist coverage 303.030, Missouri Automobile Insurance Plan 303.200) · Missouri Revisor of Statutes (revisor.mo.gov)

All Missouri insurance laws and exam sources

Provisions these questions cite most

Every answer quotes the provision it tests. These are the Missouri provisions the questions on this page cite most often.

• 20 CSR 500-2.300 · Cancellation and Nonrenewal of Automobile Insurance3 questions
• Mo. Rev. Stat. Sec. 379.118.1 · Notice of cancellation and renewals, due when2 questions
• 20 CSR 100-1.020 · Misrepresentation of Policy Provisions in Claims Settlement1 question
• 20 CSR 100-1.030 · Failure to Acknowledge Pertinent Communication1 question
• 20 CSR 100-1.050 · Standards for Prompt, Fair, and Equitable Settlement of Claims1 question
• 20 CSR 500-1.100 · Standard Fire Policies1 question
• 20 CSR 500-1.210 · Commercial Inland Marine Insurance1 question
• 20 CSR 500-1.300 · Use of Binders1 question

Exam figures on this page were checked against official pages: Pre-licensing · Exam fee. Confirm anything you rely on with the testing company and the Missouri Department of Insurance.