Mississippi Property & Casualty Insurance Practice Test 2026
Practice the exam Mississippi uses, from general property & casualty knowledge to Mississippi's own insurance law. Every answer quotes the statute behind it.
General Insurance Principles and Property & Casualty, plus Mississippi's own insurance law.
Property 60, Casualty 60, Combined 90 scored questions. The time limit and passing score are set by Mississippi; check the candidate handbook.
Last verified September 2026 · Insurance Content Outlines
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Master each topic before your Mississippi exam. First 2 topics are free to start.
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About the Mississippi Property & Casualty exam
The Property & Casualty exam licenses you to sell property and liability coverage: homeowners, commercial property, auto, general liability and workers compensation. The state portion covers the rules your state puts on those lines.
What it covers
- Property coverages, perils and policy conditions
- Casualty and liability coverage, including auto and workers compensation
- Underwriting, rating and claims basics
- Your state's producer licensing and casualty rules
Who takes it
Agents and brokers licensed to sell property and casualty insurance, including those adding it to a life and health license.
What is on the Mississippi Property & Casualty test
Mississippi's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.
- Types of Policies22 Qs
- Insurance Terms and Related Concepts15 Qs
- Policy Provisions and Contract Law13 Qs
- Mississippi Property Insurance Laws10 Qs
- Types of Policies, Bonds, and Related Terms23 Qs
- Insurance Terms and Related Concepts15 Qs
- Policy Provisions12 Qs
- Mississippi Casualty Insurance Laws10 Qs
- Types of Property Policies15 Qs
- Property Insurance Terms and Related Concepts11 Qs
- Property Policy Provisions & Contract Law9 Qs
- Types of Casualty Policies, Bonds, and Related Terms16 Qs
- Casualty Insurance Terms and Related Concepts11 Qs
- Casualty Policy Provisions8 Qs
- Mississippi Property and Casualty Insurance Laws20 Qs
Source: Mississippi Insurance Supplement, Examination Content Outlines, 'Effective: June 7, 2022' (Pearson VUE #122501 | 12/2024). The cover page reads 'Content Outlines: Effective May 1, 2024', but the inner title page qualifies that as 'Bail Outline Update Only: May 1, 2024' and the running head on every page of the P&C, Personal Lines and Adjuster outlines reads 'Effective: June 7, 2022'; that is the edition of every outline used here. scoredQuestions is the document's declared scored count, excluding the pretest/unscored questions it declares separately. (Mississippi Insurance Content Outlines). Confirm current weights with the testing company before you book.
What to bring to the Mississippi exam
Mississippi official sources
- Unfair Trade PracticesMiss. Code Ann. Title 83, Chapter 5, Article 1, the Unfair Practices sections, §§ 83-5-27 to 83-5-51, complete · Mississippi Legislature / Joint Committee on Compilation, Revision and Publication, public access edition published by LexisNexis
- Insurance Department REGULATIONS on twisting, rebating through package policies, advertising, stock-sale promotion, trusteed group accounts, and military sales practices19 Miss. Admin. Code, Part 1 (General), Chapters 1, 2, 3, 4, 10 and 37 · Mississippi Insurance Department (mid.ms.gov)
- Insurance Department REGULATIONS on producer licensing, temporary and special industrial life/health licenses, agent commissions, and license revocation19 Miss. Admin. Code, Part 6 (Agents), Chapters 1, 2, 3 and 5 · Mississippi Insurance Department (mid.ms.gov)
- Property and casualty insurance guaranty association, completeMississippi Insurance Guaranty Association Law (Miss. Code Ann. Title 83, Chapter 23, Article 3, §§ 83-23-101 to 83-23-137) · Mississippi Legislature (Miss. Code Ann. Title 83, Chapter 23, Article 3); body text retrieved from the Mississippi Insurance Guaranty Association's (MIGA) own official posting of its enabling Act
- Miss. Code Ann. Title 83, Chapter 2 (partial)Competitive Rating for Property and Casualty Insurance: rate standards including the unfair-discrimination-in-rates test (§ 83-2-3), and the chapter's agency-funding provisions (§§ 83-2-33, 83-2-35) · Mississippi Legislature (Miss. Code Ann. Title 83, Chapter 2); body text assembled from the Mississippi Legislature's own enrolled bills that most recently amended each section, catchlines verified against the LexisNexis Mississippi Code Public Access table of contents
- Insurance Producer Licensing Statute: purpose/scope, definitions, examination, application, lines of authority, self-storage limited license, nonresident licensing, temporary licenses, violations/penalties, appointment, termination reporting, reciprocity, and prelicensing/continuing educationMiss. Code Ann. Title 83, Chapter 17, Articles 1, 2 and 6 (partial) · Mississippi Legislature (Miss. Code Ann. Title 83, Chapter 17); body text assembled from the Mississippi Legislature's own enrolled bills that created and most recently amended each section, catchlines and cross-reference resolutions verified against the LexisNexis Mississippi Code Public Access table of contents and full-text search
All Mississippi insurance laws and exam sources
Provisions these questions cite most
Every answer quotes the provision it tests. These are the Mississippi provisions the questions on this page cite most often.
- Miss. Code Ann. Section 83-2-3 · Standards applicable to rates7 questions
- Miss. Code Ann. Section 83-5-35 · Designation of agent, solicitor, or insurer7 questions
- Miss. Code Ann. Section 83-17-53 · Definitions; limited line credit insurance4 questions
- Miss. Code Ann. Section 83-17-64 · Self-storage insurance4 questions
- Miss. Code Ann. Section 83-17-1 · Agent defined; nonactive agent3 questions
- Miss. Code Ann. Section 83-17-57 · Exemptions from licensing requirement3 questions
- Miss. Code Ann. Section 83-17-63 · Personal lines3 questions
- Miss. Code Ann. Section 83-17-7 · Commission to unauthorized agent unlawful3 questions
Exam figures on this page were checked against official pages: License fee. Confirm anything you rely on with the testing company and the Mississippi Department of Insurance.