Mississippi Personal Lines Insurance Practice Test 2026

About the Mississippi Personal Lines exam

Personal Lines is a narrower license for selling coverage to individuals and families: personal auto, homeowners and umbrella liability. Not every state offers it as a separate exam, so the states below are the ones we cover.

What is on the Mississippi Personal Lines test

Mississippi's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.

Source: Mississippi Insurance Supplement, Examination Content Outlines, 'Effective: June 7, 2022' (Pearson VUE #122501 | 12/2024). The cover page reads 'Content Outlines: Effective May 1, 2024', but the inner title page qualifies that as 'Bail Outline Update Only: May 1, 2024' and the running head on every page of the P&C, Personal Lines and Adjuster outlines reads 'Effective: June 7, 2022'; that is the edition of every outline used here. scoredQuestions is the document's declared scored count, excluding the pretest/unscored questions it declares separately. (Mississippi Insurance Content Outlines). Confirm current weights with the testing company before you book.

Mississippi official sources

• Unfair Trade PracticesMiss. Code Ann. Title 83, Chapter 5, Article 1, the Unfair Practices sections, §§ 83-5-27 to 83-5-51, complete · Mississippi Legislature / Joint Committee on Compilation, Revision and Publication, public access edition published by LexisNexis
• Insurance Department REGULATIONS on twisting, rebating through package policies, advertising, stock-sale promotion, trusteed group accounts, and military sales practices19 Miss. Admin. Code, Part 1 (General), Chapters 1, 2, 3, 4, 10 and 37 · Mississippi Insurance Department (mid.ms.gov)
• Insurance Department REGULATIONS on producer licensing, temporary and special industrial life/health licenses, agent commissions, and license revocation19 Miss. Admin. Code, Part 6 (Agents), Chapters 1, 2, 3 and 5 · Mississippi Insurance Department (mid.ms.gov)
• Property and casualty insurance guaranty association, completeMississippi Insurance Guaranty Association Law (Miss. Code Ann. Title 83, Chapter 23, Article 3, §§ 83-23-101 to 83-23-137) · Mississippi Legislature (Miss. Code Ann. Title 83, Chapter 23, Article 3); body text retrieved from the Mississippi Insurance Guaranty Association's (MIGA) own official posting of its enabling Act
• Miss. Code Ann. Title 83, Chapter 2 (partial)Competitive Rating for Property and Casualty Insurance: rate standards including the unfair-discrimination-in-rates test (§ 83-2-3), and the chapter's agency-funding provisions (§§ 83-2-33, 83-2-35) · Mississippi Legislature (Miss. Code Ann. Title 83, Chapter 2); body text assembled from the Mississippi Legislature's own enrolled bills that most recently amended each section, catchlines verified against the LexisNexis Mississippi Code Public Access table of contents
• Insurance Producer Licensing Statute: purpose/scope, definitions, examination, application, lines of authority, self-storage limited license, nonresident licensing, temporary licenses, violations/penalties, appointment, termination reporting, reciprocity, and prelicensing/continuing educationMiss. Code Ann. Title 83, Chapter 17, Articles 1, 2 and 6 (partial) · Mississippi Legislature (Miss. Code Ann. Title 83, Chapter 17); body text assembled from the Mississippi Legislature's own enrolled bills that created and most recently amended each section, catchlines and cross-reference resolutions verified against the LexisNexis Mississippi Code Public Access table of contents and full-text search

All Mississippi insurance laws and exam sources

Provisions these questions cite most

Every answer quotes the provision it tests. These are the Mississippi provisions the questions on this page cite most often.

• Miss. Code Ann. § 83-17-64 · Limited license for self-storage insurance; unlicensed employee restrictions8 questions
• Miss. Code Ann. § 83-2-3 · Standards applicable to rates; unfair discrimination8 questions
• Miss. Code Ann. § 83-17-71 · Violations; penalties; judicial review5 questions
• Miss. Code Ann. § 83-17-63 · Qualification for license in certain lines of authority; Personal lines4 questions
• Miss. Code Ann. § 83-17-77 · Notification of termination of insurance business relationship4 questions
• Miss. Code Ann. § 83-17-57 · Exemptions from licensing requirement3 questions
• Miss. Code Ann. § 83-17-75 · Appointment of producer as agent of insurer3 questions
• Miss. Code Ann. § 83-17-53 · Definitions; Home state2 questions

Exam figures on this page were checked against official pages: License fee. Confirm anything you rely on with the testing company and the Mississippi Department of Insurance.