Minnesota Property & Casualty Insurance Practice Test 2026
Practice the exam Minnesota uses, from general property & casualty knowledge to Minnesota's own insurance law. Every answer quotes the statute behind it.
General Insurance Principles and Property & Casualty, plus Minnesota's own insurance law.
Property 75, Casualty 75, Combined Property 50, Combined Casualty 50, Combined 30 scored questions. The time limit and passing score are set by Minnesota; check the candidate handbook.
Last verified September 2026 · Property Producer Content Outline
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About the Minnesota Property & Casualty exam
The Property & Casualty exam licenses you to sell property and liability coverage: homeowners, commercial property, auto, general liability and workers compensation. The state portion covers the rules your state puts on those lines.
What it covers
- Property coverages, perils and policy conditions
- Casualty and liability coverage, including auto and workers compensation
- Underwriting, rating and claims basics
- Your state's producer licensing and casualty rules
Who takes it
Agents and brokers licensed to sell property and casualty insurance, including those adding it to a life and health license.
What is on the Minnesota Property & Casualty test
Minnesota's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.
- Types of Policies22 Qs
- Insurance Terms and Related Concepts15 Qs
- Policy Provisions and Contract Law13 Qs
- Minnesota Laws, Rules, and Regulations Common to Life, Health, Property, and Casualty Insurance20 Qs
- Minnesota Laws, Rules, and Regulations Pertinent to Property Insurance Only5 Qs
- Types of Policies, Bonds, and Related Terms23 Qs
- Insurance Terms and Related Concepts15 Qs
- Policy Provisions12 Qs
- Minnesota Laws, Rules, and Regulations Common to Life, Health, Property, and Casualty Insurance20 Qs
- Minnesota Laws, Rules, and Regulations Pertinent to Casualty Insurance Only5 Qs
- Types of Policies22 Qs
- Insurance Terms and Related Concepts15 Qs
- Policy Provisions and Contract Law13 Qs
- Types of Policies, Bonds, and Related Terms23 Qs
- Insurance Terms and Related Concepts15 Qs
- Policy Provisions12 Qs
- Minnesota Laws, Rules, and Regulations Common to Life, Health, Property, and Casualty Insurance20 Qs
- Minnesota Laws, Rules, and Regulations Pertinent to Property Insurance Only5 Qs
- Minnesota Laws, Rules, and Regulations Pertinent to Casualty Insurance Only5 Qs
Source: PSI Minnesota insurance producer content outlines (Property Producer, Casualty Producer, Property & Casualty Producer, Personal Lines Producer); the outlines print no effective or revision date — their PDF document titles read "MN Property Producer.2023.FINAL.MC.For Cathy.xls", "MN Casualty Producer.2023.MC.FINAL.For Cathy.xlsx", "MN Property & Casualty Producer Combined.2023.FINAL.MC.For Cathy.xls" and "MN Personal Lines Producer.2023.FINAL.MC.For Cathy.xls", each created 2023-05-24, and the PSI Minnesota Candidate Information Bulletin dated 9/10/2026 links them as the current English outlines. Question counts are the outlines' own scored figures; each also declares 5 pretest questions (the Personal Lines state section declares "(14 scored questions)" and names no pretest items). (Minnesota Property Producer Content Outline; Minnesota Casualty Producer Content Outline; Minnesota Property & Casualty Producer Content Outline). Confirm current weights with the testing company before you book.
What to bring to the Minnesota exam
Minnesota official sources
- Methods, acts, and practices which are unfair or deceptiveMinn. Stat. s. 72A.20 · Minnesota Office of the Revisor of Statutes
- Workers' Compensation (the Minnesota Workers' Compensation Act: coverage, benefits, procedure, rehabilitation, insurance)Minnesota Statutes Chapter 176 · Minnesota Office of the Revisor of Statutes (revisor.mn.gov)
- Department of CommerceMinnesota Statutes Chapter 45, the commissioner's powers, enforcement, licensing administration and the 45.027 enforcement section · Minnesota Office of the Revisor of Statutes (revisor.mn.gov)
- Insurance in General, first thirdMinnesota Statutes Chapter 60A, Secs. 60A.01 through 60A.11 · Minnesota Office of the Revisor of Statutes (revisor.mn.gov)
- Statutes Chapter 60A, second thirdSecs. 60A.112 through 60A.53 · Minnesota Office of the Revisor of Statutes (revisor.mn.gov)
- Insurance Guaranty Association (property and casualty guaranty: covered claims, limits, assessments)Minnesota Statutes Chapter 60C · Minnesota Office of the Revisor of Statutes (revisor.mn.gov)
- Insurance ProducersMinnesota Statutes Chapter 60K, Secs. 60K.30 through 60K.56 · Minnesota Office of the Revisor of Statutes (revisor.mn.gov)
- Fire and Related Insurance (the Minnesota standard fire insurance policy, homeowners provisions, cancellation and nonrenewal, and the real property fire loss escrow account)Minnesota Statutes Chapter 65A · Minnesota Office of the Revisor of Statutes (revisor.mn.gov)
All Minnesota insurance laws and exam sources
Provisions these questions cite most
Every answer quotes the provision it tests. These are the Minnesota provisions the questions on this page cite most often.
- Minn. Stat. § 45.027, subd. 1 · Investigations and subpoenas; general powers2 questions
- Minn. Stat. § 65A.01 · Minnesota standard fire insurance policy2 questions
- Minn. Stat. § 65A.01, subd. 3 · Minnesota standard fire insurance policy; subrogation2 questions
- Minn. Stat. § 72A.20, subd. 12 · Unfair service; compelling litigation2 questions
- Minn. R. 2700.0300 · Commencement of Litigation Clause1 question
- Minn. R. 2770.0200 · Certificates of Insurance and Contents1 question
- Minn. R. 2770.7800, subp. 1, item · Reasons for Nonrenewal; Entire Policy; Termination of Agency Contract1 question
- Minn. R. 2770.7800, subp. 2 · Reasons for nonrenewal; physical damage portion of policy1 question
Exam figures on this page were checked against official pages: Exam fee · License fee. Confirm anything you rely on with the testing company and the Minnesota Department of Insurance.