Workers' Compensation (the Minnesota Workers' Compensation Act: coverage, benefits, procedure, rehabilitation, insurance)

What this document is

Minnesota Statutes Chapter 176 - Workers' Compensation (the Minnesota Workers' Compensation Act: coverage, benefits, procedure, rehabilitation, insurance) is a state statute published by Minnesota Office of the Revisor of Statutes (revisor.mn.gov). It is one of the Minnesota documents that insurance license exam questions are written from, including minnesota property & casualty practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

• Minn. Stat. § 176.031 (Employer's liability exclusive)

  “The liability of an employer prescribed by this chapter is exclusive and in the place of any other liability to such employee, personal representative, surviving spouse, parent, any child, dependent, next of kin, or other person entitled to recover damages on account of such injury or death. If an...”

• Minn. Stat. § 176.041, subd. 3 (Temporary out-of-state employment)

  “If an employee hired in this state by a Minnesota employer receives an injury while temporarily employed outside of this state, such injury shall be subject to the provisions of this chapter.”

• Minn. Stat. § 176.021, subd. 1 (Liability for compensation)

  “Every employer is liable for compensation according to the provisions of this chapter and is liable to pay compensation in every case of personal injury or death of an employee arising out of and in the course of employment without regard to the question of negligence. The burden of proof of these...”

• Minn. Stat. § 176.011, subd. 16 (Personal Injury)

  “"Personal injury" means any mental impairment as defined in subdivision 15, paragraph (d), or physical injury arising out of and in the course of employment and includes personal injury caused by occupational disease; but does not cover an employee except while engaged in, on, or about the premises...”

• Minn. Stat. § 176.061, subd. 1 (Third-Party Liability; Election of Remedies)

  “If an injury or death for which benefits are payable occurs under circumstances which create a legal liability for damages on the part of a party other than the employer and at the time of the injury or death that party was insured or self-insured in accordance with this chapter, the employee, in...”

• Minn. Stat. § 176.061, subd. 5(e) (Cumulative Remedies; Coemployee Liability)

  “A coemployee working for the same employer is not liable for a personal injury incurred by another employee unless the injury resulted from the gross negligence of the coemployee or was intentionally inflicted by the coemployee.”

• Minn. Stat. § 176.141 (Notice of Injury)

  “Unless knowledge is obtained or written notice given within 180 days after the occurrence of the injury no compensation shall be allowed, except that an employee who is unable, because of mental or physical incapacity, to give notice to the employer within 180 days from the injury shall give the...”

• Minn. Stat. § 176.221, subd. 1 (Payment of Compensation and Treatment Charges, Commencement)

  “If the employer or insurer has commenced payment of compensation under this subdivision but determines within 60 days of notice to or knowledge by the employer of the injury that the disability is not a result of a personal injury, payment of compensation may be terminated upon the filing of a...”

• Minn. Stat. § 176.238, subd. 2(a) (Notice of Discontinuance of Compensation; Liability for Compensation; Discontinuance)

  “If the reason for discontinuance is that the employee has returned to work, temporary total compensation may be discontinued effective the day the employee returned to work. Written notice shall be served on the employee and filed with the division within 14 days of the date the employer or insurer...”

• Minn. Stat. § 176.155, subd. 3 (Examinations; Refusal to be Examined)

  “If the injured employee refuses to comply with any reasonable request for examination, the right to compensation may be suspended by order of the commissioner or a compensation judge, and no compensation shall be paid while the employee continues in the refusal.”

• Minn. Stat. § 176.194, subd. 3(1) (Prohibited Practices; Prohibited Conduct)

  “(1) failing to reply, within 30 calendar days after receipt, to all written communication about a claim from a claimant that requests a response;”

• Minn. Stat. § 176.195, subd. 1 (Revocation of Insurer's License; Grounds)

  “Where an insurer, or an agent of an insurer, has been guilty of fraud, misrepresentation, or culpable, persistent, and unreasonable delay in making payments or settlements under this chapter, the commissioner of commerce shall revoke the license of the insurer to write workers' compensation insurance.”

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