Maine Property & Casualty Insurance Practice Test 2026
Practice the exam Maine uses, from general property & casualty knowledge to Maine's own insurance law. Every answer quotes the statute behind it.
General Insurance Principles and Property & Casualty, plus Maine's own insurance law.
Property 80, Casualty 88, Combined Property 50, Combined Casualty 50, Combined 40 scored questions. The time limit and passing score are set by Maine; check the candidate handbook.
Last verified September 2026 · Insurance Content Outlines (column-ordered re-extraction)
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About the Maine Property & Casualty exam
The Property & Casualty exam licenses you to sell property and liability coverage: homeowners, commercial property, auto, general liability and workers compensation. The state portion covers the rules your state puts on those lines.
What it covers
- Property coverages, perils and policy conditions
- Casualty and liability coverage, including auto and workers compensation
- Underwriting, rating and claims basics
- Your state's producer licensing and casualty rules
Who takes it
Agents and brokers licensed to sell property and casualty insurance, including those adding it to a life and health license.
What is on the Maine Property & Casualty test
Maine's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.
- Types of Policies22 Qs
- Insurance Terms and Related Concepts15 Qs
- Policy Provisions and Contract Law13 Qs
- Maine Laws and Rules Common to Property and Casualty Insurance28 Qs
- Maine Laws and Rules Pertinent to Property Insurance2 Qs
- Types of Policies, Bonds, and Related Terms23 Qs
- Insurance Terms and Related Concepts15 Qs
- Policy Provisions12 Qs
- Maine Laws and Rules Common to Property and Casualty Insurance28 Qs
- Maine Laws and Rules Pertinent to Casualty Insurance10 Qs
- Types of Policies22 Qs
- Insurance Terms and Related Concepts15 Qs
- Policy Provisions and Contract Law13 Qs
- Types of Policies, Bonds, and Related Terms23 Qs
- Insurance Terms and Related Concepts15 Qs
- Policy Provisions12 Qs
- Maine Laws and Rules Common to Property and Casualty Insurance28 Qs
- Maine Laws and Rules Pertinent to Property Insurance2 Qs
- Maine Laws and Rules Pertinent to Casualty Insurance10 Qs
Source: Maine Insurance Supplement Examination Content Outlines, Effective Date: February 02, 2026 (Pearson VUE publication #122006). Quoted from the document's own cover block; the running footer on every page reads 'Maine Insurance Supplement - Examination Content Outlines February 2, 2026'. The PDF prints no other revision note. SOURCE TEXT: this blueprint cites me-pearsonvue-content-outlines-layout, a second, correctly-ordered extraction of the SAME PDF (identical sha256) as the already-committed me-pearsonvue-content-outlines. Maine sets its outlines in two columns and the committed extraction interleaves them, splicing headings and displaced subtopics into the middle of topic lists; the re-extraction crops each page into its two columns with pdftotext -layout and reads left column then right. SCORED QUESTIONS are the outline's own parentheticals, which distinguish scored from pretest items. ONE publisher duplicate label is carried through rather than silently corrected: in the PROPERTY & CASUALTY COMBINED EXAM Maine-Specific outline, area III prints 'A. Automobile insurance' and then 'A. Workers' Compensation' with no 'B.' between them (PDF p.15). Because a code is the handle a question cites, the second is filed as 'III.A#2' using the repo's existing disambiguator (cf. taxonomy/adjuster/nv.json 'III.C.3.c#2'); the publisher's own label is kept and nothing is renumbered. (Maine Insurance Content Outlines (column-ordered re-extraction)). Confirm current weights with the testing company before you book.
What to bring to the Maine exam
Maine official sources
- General Definitions and ProvisionsMaine Revised Statutes Title 24-A Chapter 1 · Maine Legislature, Office of the Revisor of Statutes (legislature.maine.gov)
- Unauthorized Insurers: Prohibitions, Process and AdvertisingMaine Revised Statutes Title 24-A Chapter 21 · Maine Legislature, Office of the Revisor of Statutes (legislature.maine.gov)
- Trade Practices and FraudsMaine Revised Statutes Title 24-A Chapter 23 · Maine Legislature, Office of the Revisor of Statutes (legislature.maine.gov)
- The Insurance ContractMaine Revised Statutes Title 24-A Chapter 27 · Maine Legislature, Office of the Revisor of Statutes (legislature.maine.gov)
- Workers' Compensation Insurance (39-A M.R.S. 401 et seq., incl. 403)Maine Revised Statutes Title 39-A Chapter 9 · Maine Legislature, Office of the Revisor of Statutes (legislature.maine.gov)
- Bureau of Insurance Rule, Chapter 542Educational Requirements for Insurance Professionals (continuing education), 031 C.M.R. ch. 542, July 2025 Word file · Maine Secretary of State, Bureau of Insurance rules (maine.gov/sos/rulemaking)
- Bureau of Insurance Rule, Chapter 960Hurricane Deductibles (implements 24-A M.R.S. 3061), 031 C.M.R. ch. 960 · Maine Secretary of State, Bureau of Insurance rules (maine.gov/sos/rulemaking)
- Superintendent of Insurance: powers, hearings, orders (24-A M.R.S. 201 et seq.)Maine Revised Statutes Title 24-A Chapter 3 · Maine Legislature, Office of the Revisor of Statutes (legislature.maine.gov)
All Maine insurance laws and exam sources
Provisions these questions cite most
Every answer quotes the provision it tests. These are the Maine provisions the questions on this page cite most often.
- 24-A M.R.S. § 2164-D · Unfair claims practices: prohibited activities4 questions
- 24-A M.R.S. § 2902 · Uninsured vehicle coverage: underinsured motor vehicle defined3 questions
- 24-A M.R.S. § 12-A · Emergency cease and desist2 questions
- 24-A M.R.S. § 1420-M · Appointments2 questions
- 24-A M.R.S. § 2436 · Interest on overdue payments: dispute of a claim2 questions
- 24-A M.R.S. § 3049 · Notice of cancellation; reasons: unfenced swimming pool2 questions
- 29-A M.R.S. § 1605 · Proof of financial responsibility: scope of proof2 questions
- 24-A M.R.S. § 13 · Retention of unpaid premium1 question
Exam figures on this page were checked against official pages: License fee · Exam fee. Confirm anything you rely on with the testing company and the Maine Department of Insurance.